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Sinergi Dan Optimalisasi Green Banking Perbankan Syariah Dalam Mewujudkan Suistainable Finance

Nasution, Rahmayati

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

This study aims to find out how the responsibility of sharia banking in the implementation of Green Banking in the policy of financing distribution to customers, and synergy and optimization in realizing suistainable finance. This type of research uses the System Thinking Approach. Research data is secondary data obtained from literature data that support and obtained from website ojk.Teknik Modeling done to produce a model structure formulation that resembles the nature and behavior of complex real world system. The result of the research that green banking is an effort to change the paradigm in sharia bank development can be responsible through the way of financing to play a role in preventing environmental destruction.  

Analisis Pengaruh Ekspor Kopi, Tembakau, Dan Getah Karet Alam Terhadap Ekspor Di Sumatera Utara

Nasution, Lia Nazliana, Yusuf, Mohammad

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

This study aims to determine the amount of coffee exported by  companies in North Sumatra, tobacco managed by regional companies and private companies managed in North Sumatra and to know the export of natural rubber latex carried out by companies in North Sumatra. The analysis method used is multiple linear regressionanalysis, with time series secondary data starting from 2001 to 2015. The independent variables used are coffee exports (X1), tobacco exports (X2), and exports of natural rubber latex (X3) while the dependent variable is Export (Y). The results obtained are: coffee export variables have a negative and significant effect on exports in North Sumatra, while the export variables of tobacco and naturalrubber sap exports have a positive and significant effect on exports in North Sumatra. 

Analisis Penyerapan Tenaga Kerja Pada Transportasi Online di Kota Medan

Ompusunggu, Vina Maria

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

This research was conducted in the city of Medan, with the aim to find out how labor absorption in ojek transportation is online. This study uses qualitative data that aims to describe in detail and in depth about employment in online transportation. Data collection techniques used are by giving a list of questions and questionnaire forms and in-depth interviews. The population of this study is around 30 people and all of them are created as samples or total samples. The results of the study show that labor absorption in online transportation has absorbed labor from the urban population of the field is quite large. Based on data from BPS in 2017, 58.35% of the workforce is increasing and working in informal fields based on online transportation. This is due to several factors, including the existence of economic demands that can provide substantial amounts of income, a work system that is flexible, easy allocation of time, and a work system that facilitates work partners in IT-based services

Analisis Penilaian Penerapan Bantuan Alat Tangkap Pada Hasil Tangkap Nelayan Pesisir Desa Pahlawan Kecamatan Tanjung Tiram Kabupten Batu Bara

Rangkuty, Dewi Mahrani

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

Desa Pahlawan is one of region has natural resources for fishery sectorin Indonesia. The location is in Kecamatan Tanjung Tiram KabupatenBatu Bara Provinsi Sumatera Utara. Many kind of fishery commodityhad produced in there like anchovy, shrimp, shells, and other kind seafood. This research has aim for analyzing the impact for fishing tackleaid implementation for fishermen at Desa Pahlawan KecamatanTanjung Tiram Kabupaten Batu Bara. The research speciality has foranalyzing difference of how before fishing tackle aid implementationand after. The hypothesis are there significant difference betweenbefore fishing tackle aid implementation and after for the quantity ofproduction. The result for this research by sign test has significantdifference between before fishing tackle aid implementation and afterfor the quantity of production. For the local government by DinasKelautan dan Perikanan Kabupaten Batu Bara Provinsi SumateraUtara could be keep the productivity of fishermen at Desa Pahlawan asconcern for quantity of production becauce it can be influence forselling price stability in market as welfare indicator for the fishermen. 

Pengaruh Penerimaan Pajak Hotel dan Pajak Restoran Terhadap Pendapatan Asli Daerah (PAD) pada Badan Pengelolaan Pajak dan Retribusi Daerah Kota Medan

Wahyuni, Arnida, Utara, Rinie

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

To carry out and carry out regional autonomy broadly and responsibly, regional authority and capability is needed to explore its own financial resources in order to carry out their functions effectively and efficiently in the field of government and public services to the community. With the stipulation of Hotel Tax and Retirement Tax Rates in accordance with Law Number 28 of 2009 Article 35 and Article 40 of 10%, then every hotel and restaurant will provide 10% of the income for hotel services and restaurant services to consumers who enjoy it. Hotel Taxes and Restaurant Taxes are part of the potential PAD sources in the city of Medan and provide a substantial contribution when viewed from the local tax component, because Medan City is the gateway to receiving the flow of local tourists and foreign tourists visiting the area North Sumatra tourist destination.The phenomenon th at occurred only at the level of 2014 Hotel Tax receipts and 2015 Restaurant Taxes which had reached the planned target. Where Hotel Tax receipts in 2014 amounted to Rp. 81,642,581,350.74 has exceeded the target of Rp. 81,500,000,000 or reach 100.17% and Restaurant Tax receipts in 2015 amounted to Rp. 124,409,617,130.10 has exceeded the target of Rp. 123,215,837,083 or reach 100.97%. The effect of the phenomenon indicates that the sources of Regional Original Income (PAD) such as Hotel Taxes and Restaurant Taxes continue to decline in previous years which resulted in the receipt of Regional Original Income (PAD) in 2011 to 2015 which did not always reach the target has been established 

Analisis Faktor yang Berpengaruh terhadap Ketimpangan Pendapatan di Indonesia

Ardana, Yudhistira

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

This study aims to analyze what factors affect the income inequality inIndonesia. The method used in this research is to perform regressionanalysis of panel data using E-views 10. The variables used in thisstudy are Gini Ratio as Y variable, while Local Revenue, GeneralAllocation Fund, Capital Expenditure, Agricultural SectorContribution, Contribution of Manufacturing Sector, Service SectorContribution, Financial Sector Contribution, Domestic Investment andForeign Investment as variable X. The province used in this research is32 provinces. The result of the research, the variables that influence thedecreasing inequality of income distribution are DAU, capitalexpenditure, contribution of agriculture sector, contribution ofmanufacturing sector and financial sector contribution. While PAD,service sector, PMDN and PMA, positively influence to increaseinequality income distribution 

Pengaruh Faktor Internal Dan Eksternal Terhadap Kinerja Perbankan Pada Bank Umum Yang Terdaftar Di Bursa Efek Indonesia

Wirawan, Walad, Jufrizen, Jufrizen, Rambe, Muis Fauzi

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

The rapidly growing of infrastructure development in Indonesia is oneof the financial institutions financing target, especially bankinginstitutions. Banking industry has high level of competition, and needsto perform extremely well in order to be the leader of theirbusiness.This research aims to know the effect of internal factors andexternal factors on bank’s performance at commercial banks category 4(BUKU 4) that listed in Indonesian Stock Exchange.This research usesasosiative method with purposive sampling in order to collect thesecondary datas. Those datas are analyzed using multiple linierregression analysis by SPSS 24. The result of this research shows thatCapital Adequacy Ratio (CAR), Non-Performing Loan (NPL), andinflation rate have significant impact, meanwhile Loan to Deposit Ratio(LDR),Gross Domestic Product (GDP) growth rate, and BI Rate havenon-significant impact on Return on Asset (ROA), which can descibesbetter on this regression model: ROA = -5,055 + 0,308CAR +0,022LDR - 1,516NPL + 0,187IHK – 0,052PDB + 0,061BIR.Therefore,banks need to pay more attention at CAR, LDR, NPL, inflation rate,GDP growth rate, and BI Rate in running their business in order toarchieve better profitability.

Analisis Pengaruh Belanja Sektor Kesehatan Terhadap Angka Harapan Hidup Di Sumatera Utara

Nasution, Yuditya, Hasibuan, Lailan Safina

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 18, No 1 (2018)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

In increasing economic growth in an area, a dominant role is needed bythe government in the area, where the government is spending in thehope that the greater the amount of government spending, the greaterthe economic growth of the region. The Human Development Index(HDI) in which there is a component of life expectancy is one of themeasuring tools in looking at economic growth in an area. If the lifeexpectancy in an area is higher then the level of productivity of thepeople in the area is also higher followed by an increase in income percapita which increases the purchasing power thus spurring theeconomic growth of the region. The purpose of this study was toexamine the effect of government health spending in the health sectoron life expectancy in the province of North Sumatra. The data used areNorth Sumatra government expenditure data in the field of health andlife expectancy data in North Sumatra with the 2006-2014 base yearobtained from the North Sumatra BPS and the Ministry of Health. Theresults of the Klassen Typology show that the relationship betweenhealth sector spending and life expectancy in the North Sumatraprovincial district / city that which area is included in the high percapita expenditure category and where the area of life expectancy islow.

Pengembangan Jiwa Kewirausahaan Santri Melalui Ekonomi Kreatif dalam Menghadapi Tantangan Ekonomi Global (Studi di Pondok Pesantren Bahrul Maghfiroh Kota Malang)

Syarofi, Ahmad Muhtar

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

Now, with the enactment of the Asian Economic Community (AEC), competition in improving the quality of human resources is increasing. It presents the consequences for the individual to continue to develop and improve their quality. No exception of human resources who live in boarding schools. Pondok Pesantren community needs to improve the quality to become competitive arena of the world of work. Therefore, coaching is done in schools, should reflect and provide education about the importance of selfreliance, particularly in the financial sector. This study aimed to analyze the economic contribution of the creative for the development of entrepreneurial spirit in the pesantren education system which has been applied entrepreneurship education as a means to train the financial independence of students. By using a phenomenological approach, this qualitative study begins with the collection of data through observation and documentation for later analysis so find some creative economic role towards the development of entrepreneurship in boarding schools. The conclusion from this study is that the creative economy has several important roles in the development of the entrepreneurial spirit in boarding schools. There are: (1). Stimulate creative and innovative behavior on the product / service. (2). Explore and hone the skills (3). Providing knowledge with methods of learning by doing (4). Provide training on the SWOT analysis (Strength, Weakness, Opportunity and Threat). This study is limited to the analysis of economic contribution of the creative for the development of the entrepreneurial spirit of students in the face of global economic challenges, particularly at boarding school Bahrul Maghfiroh Malang so that it can be applied to other schools.

Determinan Yang Mempengaruhi Jumlah Permintaan Kredit Pemilikan Rumah di Indonesia

Khoirudin, Rifki Khoirudin

EKONOMIKAWAN: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 17, No 2 (2017)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

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Abstract

Bank lending to the consumption sector has increased dramatically since Indonesia was hit by the economic crisis ten years ago. This happens because many large companies go bankrupt so that the corporate sector absorbs very little credit from banks. Banks are increasingly recognizing that opportunities in the consumer market are growing, where the risks they face are relatively smaller compared to those in the investment market. Assuming that the house is a basic necessity that does not have substitutes, the possibility for a consumer who wants to own a home either in cash or credit is simply adjusting the type of home that suits the ability with different income levels by each individual. In this research, the method used is multiple linear regression. From independent variable that is economic growth, loan interest rate and residential property price index able to influence dependent variable that is mortgage credit equal to 97,9%