cover
Contact Name
JESKaPe
Contact Email
jeskape@iainlhokseumawe.ac.id
Phone
+6285292779888
Journal Mail Official
jeskape@iainlhokseumawe.ac.id
Editorial Address
Sekterariat Jurnal JESKaPe, Gedung Fakultas Ekonomi dan Bisnis, Lantai 2, kampus IAIN Lhokseumawe Jln. Medan-Banda Aceh, Km. 275 No. 1 Buket Rata, Alue Awe Kecamatan Muara Dua, Kota Lhokseumawe, Provinsi Aceh.
Location
Kota lhokseumawe,
Aceh
INDONESIA
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Core Subject : Economy,
Journal of Islamic Economics, Accounting and Banking (JESKaPe) is a scientific journal managed by the Islamic Economics Study Program of the Faculty of Islamic Economics and Business, IAIN Lhokseumawe. This journal as a forum for pouring research results both conceptually and technically related to the scope of Islamic Economics, Islamic Finance and Islamic Banking. The JESKaPe Journal is published twice a year, in June and December, the first issue of June 2017.
Articles 57 Documents
ANALISIS DAMPAK INFLASI TERHADAP PENGHIMPUNAN DANA PIHAK KETIGA PERBANKAN SYARIAH DI KOTA LHOKSEUMAWE Iskandar, Iskandar; Ali, Nurjannah M
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

The purpose of this research was to elucidate whether there is a affect of inflation on Third Party Fund (TPF) Islamic banking in Lhokseumawe city. This type of research is quantitative research, using secondary data of 60 data. The research method using simple linear regression analysis with SPSS. With significance level of 0.05 (5%), obtained results indicate that inflation does not affect the Third Party Fund (TPF) with a negativerelationship, where the value t table (2.00)> t arithmetic (-0.214) and a significance of 0.831> 0.05. Keywords: Inflation, Third Party Fund (TPF), Islamic Banking
HADIS EKONOMI KEUNTUNGAN TANPA MENANGGUNG RISIKO Husni, Husni
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

Hadith prohibition of taking profits without taking risks is one of the important traditions. This hadith is one of the foundations of the principle of al-kharâj bi al-dhamân. From the various narrations that exist, this hadith is categorized as sha?î? with a continuous sanad and maknawi qualified hadith mutawâtir. From this point of view, the hadith gives the science of dharûrî. From the point of meaning there is no significant disguise on the hadith. However, at least, there are four most important obstacles in the application of the hadith. Keywords: Takhrij, Profit, Risk, Hadith
PENYELESAIAN SENGKETA EKONOMI SYARIAH MELALUI BADAN ARBITRASE SYARIAH NASIONAL Usammah, Usammah
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

In Indonesia, sharia arbitration was established in conjunction with the establishment of Bank Muamalat Indonesia (BMI) in 1992. The objective was to handle disputes between the customer and the first Sharia Bank. The Arbitration Institute is known as the Indonesian Arbitration Board of Muamalat (BAMUI) based on Decree No. Kep-392 / MUI / V / 1992. In 2003, several Banks or Sharia Business Units (UUSs) were born so that BAMUI was changed to the National Shariah Arbitration Board (Basyarnas). The amendment was based on Decree of MUI No. Kep-09 / MUI XII / 2003 dated December 24, 2003. However, the existence of Basyarnas can not simply be functioned. Must be underlined, the settlement through Basyarnas can be done if in the contract made a clause on the settlement of disputes through Arbriter.
ANALISIS PENYALURAN DANA ZAKAT OLEH BADAN BAITUL MAL DAN FAKTOR INPUT TERHADAP TINGKAT PRODUKSI DAN PENGANGGURAN DI KABUPATEN ACEH UTARA Mukhtasar, Mukhtasar
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

The purpose of this research is to know about the impact of the flow of incoming capital in indonesia?s moneter condition. Using moneter theory and from the previous research, then the variable we observed in this research is the flow of incoming capital formed in production (PRD), unemployment (PGG), education of labor (PDDTK), amount of labor (JTK), zakat (ZKT). This research uses time series data analyzed by using vector autogression method (VAR). All the variable and contribute in long, middle, and short term. Keyword : Production (PRD), Unemployment(PGG), Enducation of Labor (PDDKT), Amount of Labor (JKT), Zakat(ZKT)
PEMANFAATAN LAHAN MATI DI GAMPONG LEUBOK TILAM KECAMATAN COT GIREK KABUPATEN ACEH UTARA DALAM TINJAUAN EKONOMI SYARIAH Razali, Razali
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

Utilization of dead land or ihya'ul mawat is part of the opening of economic livelihoods of society, but many we see in the field of land is not utilized properly. The problem to be studied is how the concept of land utilization dies in the sharia economic review and how the use of dead land in gampong leubok tilam kecamatan cot girek in accordance with sharia economy. The objective is to know the concept of utilization of dead land in the economic review of sharia, to describe the use of dead land in gampong leubok tilam kecamatan cot girek regency aceh north in sharia economic review, To answer this problem the authors use field research research type with qualitative research form with data collection in field then processed and analyzed with descriptive analysis then presented to answer the above problems. In addition, data collection from the field is then analyzed and grouped into primary and secondary data. The primary data is data that comes from the field of observation and interview. While the secondary data in the form of bibliographic data which includes books, other supporting books related to the issues being discussed. The result of the research is the utilization of dead land may even circumcision, but the implementation is still contradict between expectation with reality.
ETIKA BISNIS ISLAM PADA PEDAGANG MAKANAN Rahmawati, Rahmawati
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

Ethics is the science or knowledge of what is good or what is not good to do, whereas business is defined as an activity that is done by man to earn income or income which is usually called trading. The study aims: to find out how the application of Islamic business ethics to food traders in Keude Blang Jruen. The method that researchers use in this research is qualitative method, while data processing and data analysis begins by reducing the data found in the field, presents the data and draw conclusions. While the sample, the traders in Keude Blang Jruem as many as 30 people. The results show that: The results show that, traders in Keude Blang Jruen, business ethics before everything in accordance with the concept of business ethics as a whole. Every trader sells halal food, whether it is used for making food, or for sale again. As well as not selling goods that kadarluasa, because traders understand the act is prohibited in Islamic business ethics. Merchants sell food by keeping it clean, although there are some less-than-hygienic merchant salespeople, such as not providing trash cans, and there are sellers who rarely clean out their sales. But it is food that is sold clean. Traders sell healthy foods consumed for health. And every trader sells quality food and qualifies MUI even though the merchant has not taken care of halal certification made in MUI. Merchants also have not entirely made legality on trademarks or groceries. The Average traders ini Keude Blang Jreum understand good ethics in trading. Keywords: Food Trade Ethics
TINJAUAN EKONOMI SYARIAH TERHADAP PELAKSANAAN BANTUAN MODAL SPP PNPM-MANDIRI (Simpan Pinjam Perempuan Program Nasional Pemberdayaan Masyarakat Mandiri) Hidayatina, Hidayatina; Muliawati, Desi
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

The problem in this research is about the distribution of business capital aid with murabahah system for SPP PNPM-Mandiri in Gampong Murong Samudra District in the form of gold. The formulation of the problem in this research are: 1) how the implementation of the business capital assistance program for SPP PNPM-Mandiri in Gampong Murong Samudra Subdistrict) 2) how the sharia economy review on the implementation of capital assistance program for SPP PNPM-Mandiri in Gampong Murong Samudra subdistrict? is field research (field research) which to belong to qualitative research with the help of qualitative data. The results of this research are: 1) the implementation of business capital assistance for SPP PNPM-Mandiri in Gampng Murong Samudra sub-district using murabaha system in the form of gold in accordance with the amount in accordance with the granted by the UPK SPP PMPM- Mandiri management in Gampong Murong Samudra District . Then the gold is resold, for then the payment is made in installments. And benefits for UPK SPP PNPM is in the form of percentage of the loan amount of 1% every month 2) `Implementation of business capital assistance program SPP PNPM-Mandiri in Gampong Murong Samudra sub-district is not in accordance with Islamic economics, because the contract sale and purchase murabahah in sharia economy should mention the price of origin and profit must be agreed upon by both parties who berakad. And still from the values and principles of sharia economy.
PERSPEKTIF MUAMALAH ISLAM TERHADAP JUAL BELI IKAN NELAYAN DENGAN TENGKULAK DI DESA KUALA CANGKOI, LAPANG, ACEH UTARA Yoesoef, Yoesrizal M
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

Along with the economic system development in Kuala Cangkoi Village, Lapang subdistrict of North Aceh Regency, there have been many transaction forms. One of the hot trending selling and buying practices in today?s society is selling and buying using contract system that only benefits one party, namely the middlemen who lend the capital to the fishermen. In this case, fishermen only can sell the fish to those middlemen where the fish price will be in hand of middlemen personal determination only. This research aims to explain the perspective of Islamic economic law toward transaction issue between fishermen and middlemen in Kuala Cangkoi, Lapang, North Aceh Regency. The result of this study indicates that the practice between fishermen and the middlemen for fish trading is inappropriate with the legal terms of Islamic economic law viewpoint. This is due to the above condition where the fishermen have been restrained to sell the caught fish to all wholesalers they want because they are burdened by loan capital gotten from a specific middlemen. This case is proved by numerous disputes occurred between fishermen and middlemen which is triggered by the unacceptable activity where the fishermen sell their fish to the other middlemen while the loan capital they get from the previous middleman has not been fully paid off. Whereas, in the concept of Islamic economic law, the transfer of wealth, in this case, the sale and purchase should be done by the mutual willingness and without being based on any coercion whatsoever. Keyword: Sale and Purchase, Fisherman, Middleman, Islamic Economic Law
PENGEMBANGAN DANA CADANGAN QARDH PADA ASURANSI SYARIAH Muhayatsyah, Ali
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 1 (2017): JESKaPe Vol. 1 No. 1 January-June 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

This study discusses the development pattern of qardh reserves as an instrument of social funds in Takaful insurance. The use of qardh reserves at the beginning to cover the deficiencies in tabarru 'funds in assuming risks arising from the large number of participant claims. The limited use of qardh funds is a dilemma for corporations, as they can be utilized by companies to improve performance, and can be expanded as a social fund instrument by companies. In this study the problem discussed is how the development and use of instruments qardh funds on Takaful insurance. The development of qardh funds in sharia insurance can be divided into two uses, first as a reserve fund that serves as a cover for risk on tabarru 'funds. Secondly, qardh funds are used as social funds (Qardh Hasan). Development is done to expand the source of funds into the qardh funds, either internal or external parties are willing to include funds into qardh fund Takaful insurance. The use of productive qardh funds can be used to increase the amount of qardh's reserves, in addition to channeling qardh funds with social objectives, to enable companies, investors, and communities to engage in helping others by entrusting insurance companies as mediators in funding channels.  Keywords: Qardh Fund, Tabarru 'Fund, Islamic Insurance.
BEBERAPA TITIK KRITIS MURABAHAH DALAM FATWA DSN Husni, Husni
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol 1 No 2 (2017): JESKaPe Vol. 1 No. 2 July-December 2017
Publisher : Prodi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam IAIN Lhokseumawe

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Abstract

A reality that can not be denied is the dominance of murabaha as a financing contract in sharia financial institutions. The dominance is also included in the number of fatwas that regulate murabaha. The number of fatwas, indirectly implies the number of "defective" holes that must be covered in the use of murabaha contracts to make it appear legitimate in syar'i. Keywords: Murabahah, Hilah, Riba, Akad