Iqtishoduna: Jurnal Ekonomi Islam
ISSN : 22525661     EISSN : 24430056
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Articles 68 Documents
URGENSI ZAKAT DALAM REVOLUSI MUSTAHIK MENJADI MUZAKKI

Mashudi, Mashudi

Iqtishoduna: Jurnal Ekonomi Islam Vol 4 No 1 (2015): April
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

Salah satu cara untuk menekan angka kemiskinan, orang Islam ingin memanfaatkan dana zakat. Usaha Islam dalam menanggulangi problem kemiskinan ini, bukanlah suatu hal yang mengada-ada, temporer, setengah-setengah bahkan hanya mencari perhatian. Pengurangan angka kemiskinan, bagi Islam, justru menjadi asas yang khas dan sendi-sendi yang kokoh.Untuk kasus di Indonesia, yang secara demoggrafi penduduknya mayoritas umat Islam. Potensi zakat sangat besar harus diimbangi dengan pengelolaan zakat yang professional pula. Sehingga, zakat tersalurkan kepada mustahik tidak bersifat konsumtif atau sesaat.Pengelolaan zakat yang profesional, diharapkan pendistribusiannya lebih produktif. Pemberian pinjaman modal misalnya, dalam rangka peningkatan prekonomian masyrakat

Maqāṣid Syarī’ah Sebagai Koridor Pengelolaan Perbankan Syariah

Nasuka, Moh, Subaidi, Subaidi

Iqtishoduna: Jurnal Ekonomi Islam Vol 6 No 2 (2017): Oktober
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

A wave of vanity of modernity and global industrialization has sneaked into the joints of human life. So in turn, contemporary Islamic thought with all its tools, including the methodology of uṣūl al-fiqh and qawā'id al-fiqhiyyah which has been one of the references and the cornerstone of Islamic banking practice, should mimamorphose with the passage of time and relitas. In other words, it is necessary to incorporate revelation into scientific research in order to free Muslim scholars from the coercion of Western epistemology or to adopt the conventional economic and financial parktics without considering all the risks. This is a great work to be done in order to build Islamic self-image (self image of Islam) in the midst of modern life that is always changing and developing. In this regard, Maqāṣid Syar''ah is a relevant corridor as the basis for system development, practice, and even Islamic banking products in the multidimensional era. In relation to the above issues, this study will describe the values ​​of Maqāṣid Syarī'ah as the corridors of the management of today's Islamic banking institutions. These values ​​can provide protection to customers to be preserved in various aspects of life, including: his religion, his mind, his soul, his descendants and his possessions. This paper is expected to contribute theoretically in the field of Islamic economics and can be used as a reference management of sharia financial institutions and especially for Islamic banking institutions. Keywords: Maqāṣid Syarī’ah, Islamic Economics, Islamic Banking

PROSPEK AHLI EKONOMI SYARIAH DI DALAM MENGHADAPI ASEAN ECONOMIC COMMUNITY

Nafis, Abdul Wadud

Iqtishoduna: Jurnal Ekonomi Islam Vol 3 No 1 (2014): April (Terbit secara during sejak April, 2015)
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

Kemunculan ilmu Islam ekonomi modern di panggung internasional, dimulai pada tahun 1970-an yang ditandai dengan kehadiran para pakar ekonomi Islam kontemporer, seperti Muhammad Abdul Mannan, M. Nejatullah Shiddiqy, Kursyid Ahmad, An-Naqvi, M. Umer Chapra, dll. Sejalan dengan itu berdiri Islamic Development Bank pada tahun 1975 dan selanjutnya diikuti pendirian lembaga-lembaga perbankan dan keuangan Islam lainnya di berbagai negara. Pada tahun 1976 para pakar ekonomi Islam dunia berkumpul untuk pertama kalinya dalam sejarah pada International Conference on Islamic Economics and Finance, di Jeddah. Di Indonesia, momentum kemunculan ekonomi Islam dimulai tahun 1990an, yang ditandai berdirinya Bank Muamalat Indoenesia tahun 1992, kendatipun benih-benih pemikiran ekonomi dan keuangan Islam telah muncul jauh sebelum masa tersebut. Sepanjang tahun 1990an perkembangan ekonomi syariah di Indonesia relatif lambat. Tetapi pada tahun 2000an terjadi gelombang perkembangan yang sangat pesat ditinjan dari sisi pertumbuhan asset, omzet dan jaringa kantor lembaga perbankan dan keuangan syariah. Pada saat yang bersamaan juga mulai muncul lembaga pendidikan tinggi yang mengajarkan ekonomi Islam, walaupun pada jumlah yang sangat terbatas, antara lain STIE Syariah di Yogyakarta (1997), D3 Manajemen Bank Syariah di IAIN-SU di Medan (1997), STEI SEBI (1999) , STIE Tazkia (2000), dan PSTTI UI yang membuka konsentrasi Ekonomi dan Keuangan Islam, pada tahun 2001. Para pemimpin ASEAN sepakat melakukan kerja sama dibidang ekonomi, yang disebut ASEAN Economic Community. Yang dimaksud ASEAN Economic Community adalah Kesepakatan bersama untuk mengintegrasikan berbagai negara Asean (Indonesia, Malaysia, Filipina, Singapura, Thailand, Brunai Darussalam, Kamboja, Vietnam, Laos dan Myanmar) yang masing-masing memiliki latar-belakang sosial-budaya, ideologi politik, ekonomi dan kepentingan berbeda ke dalam suatu komunitas yang disebut Masyarakat Ekonomi ASEAN. Sebagai pasar tunggal kawasan terpadu Asean dengan luas sekitar 4,47 juta km persegi yang didiami oleh lebih dari 600 juta jiwa dari 10 negara anggota ini diharapkan dapat meningkatkan efisiensi dan memacu daya saing ekonomi kawasan ASEAN yang diindikasikan melalui terjadinya arus bebas (free flow) : barang, jasa, investasi, tenaga kerja, dan modal. ASEAN Economic Community merupakan tantangan bagi ekonomi Islam dan diwaktu yang sama juga memeberi peluang besar bagi masa depan ekonomi Islam, karena Lembaga keuangan Syariah dan bisnis Syariah akan berkembang di seluruh negara-negara ASEAN.

Relasi Fiqh Muamalat dengan Ekonomi Islam

Ghulam, Zainil

Iqtishoduna: Jurnal Ekonomi Islam Vol 5 No 2 (2016): Oktober
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

Association of human society, will lead to personal interests for the sake of self-sufficient. From this will be born the rights and obligations that must be observed as a result of the fulfillment of human life necessities. Every human being bears the rights and obligations of each. Therefore, the association's rights and obligations should be regulated in accordance with the law and order that is clearly not harm each other. For example, every human being must be in need of property or the property of others. To meet these needs, the emerging practice of barter (exchange of goods), then buying and selling directly and are now developing more advanced such as e-commerce. Practices such as these need standards clear law to protect the rights and obligations of each. From here, the Muslim scholars to formulate diligence "rules of the game" are clear and properly conforming the Islamic Sharia, known as Fiqh Muamalat. In Islam, the fundamental philosophy of Islamic Economics is unity of god (Sura 39:38). The concept of monotheism confirms that Allah is the One mighty One, the creator of all beings. Human beings as creatures are derived from the same creation and discount equal rights and obligations as a vicegerent on earth. Thus, in Islamic Economics unknown economic strata, because the principle is the equitable distribution of economic resources for the benefit of human life and the universe. Humans as economic beings (homo economicus) will certainly study the economy as part of his behavior to meet their needs in accordance with the principles prisnip human interaction. Therefore, the pattern of interaction between people (read: Muamalat) in economic practice (Islam), it can be concluded that the real Islamic economic is part of the Fiqh Muamalat.

Revitalisasi Agrikultur untuk Pertumbuhan Ekonomi: Perspektif Ekonomi Islam

Suharno, Suharno

Iqtishoduna: Jurnal Ekonomi Islam Vol 8 No 1 (2019): April
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

Indonesia is an agricultural country that has natural wealth in the form of fertile land. The land area in Indonesia is 36.74 million m2. As an agricultural country, Indonesians consume rice as a staple food. If calculated the level of rice consumption of Indonesian people is 154 kg per person per year. These conditions are commonplace, given the vast land in Indonesia. But in reality, to meet the rice needs of the Indonesian people, the government must import rice from various countries. In accordance with BPS data in 2015, Indonesia imported 861 thousand tons of rice. A very sad fact given the natural wealth we have. This study aims to revitalize Indonesian agriculture from an Islamic economic perspective. The study was conducted through two stages. First, optimizing the mandate of natural resources by prospering the earth and the need for mindset changes among young people about agriculture. Second, optimizing the management of agricultural zakat to increase farmers' capital. With the pattern of agricultural zakat being productive.   Keywords: agricultural revitalization, productive zakat, economic growth

Nilai-Nilai Ekonomi Islam dalam Berwirausaha

Syarofi, Ahmad Muhtar

Iqtishoduna: Jurnal Ekonomi Islam Vol 5 No 1 (2016): April
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

In the past decade emerged a new innovation in the economic system that the world is consuming enough economic system of Islam or sharia economy. The presence of this economic system brings a new color in the global economic system that is a century dominated economic system kapitalis.Sistem berasas Islamic economic justice and humanity into alternative which began ogled even in western countries heart of the emergence of capitalism. By looking at the realities honestly and objectively, then people realize that mental foster entrepreneurship is a significant breakthrough and can not be delayed any longer. We all have to think to look and move in that direction. In Islam, both in concept and practice, entrepreneurial activity is not a stranger, it is often practiced by the Prophet, his wife, friends, and also the scholars in the land air.Islam not just talk about entrepreneurship (although the term self-employment and hard work), but immediately put it into practice in the life nyata.Lembaga education through its practitioners should be more concrete in preparing kegiatanpembelajaran program that can actually encourage the growth and development of entrepreneurial spirit mulaid ari elementary school to college.

Meninjau Ulang Penerapan Fractional Reserve Banking pada Perbankan Syariah

Fathurrahman, Ayif

Iqtishoduna: Jurnal Ekonomi Islam Vol 7 No 2 (2018): Oktober
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

This article aims to discuss fractional reserve banking applied by Islamic banking. The practice of fractional reserve banking applied by Sharia banking is part of contemporary practice that was not discovered at the time of the Prophet. Thus, a comprehensive ijtihadi study of the Islamic banking system is needed, considering that the practice of fractional reserve banking applied by Islamic banking is also part of conventional banking practices. The practice of fractional reserve banking in conventional banking has been proven to have an impact on banking institutions and has an impact on the monetary crisis which destabilizes the country's economic stability. In addition, the practice of fractional reserve banking also contradicts Islamic law, for example Meera and Moussa (2009) stated in their research that fractional reserve banking was not in accordance with Islamic principles, because it contradicted the concept of al-milkiyah (ownership) in Islam. This can be seen from the creation of money through fractional reserve banking with the creation of purchasing power of nothingness (creating money out of nothing) which will have an impact on the unfairness of transfer of asset ownership in the structure of the economy, because transfer of ownership is not based on human effort by taking it legally and not with the knowledge or approval of the initial fund owner. This violates the principles of ownership in Islam and is tantamount to theft, let alone this system is very closely related to elements of usury. Publicity according to Sani and Aziuddin (2013) also concluded that fractional reserve banking is not allowed in the Islamic perspective. This perspective is based on the maqasid syariah parameters used to measure empirically the implications of the frational reserve banking system on the economic stability of the community.

ANALISIS PENERAPAN ETIKA BISNIS ISLAM DALAM PERDAGANGAN SAPI DI PASAR HEWAN PASIRIAN

Farid, Muhammad, Zahroh, Amilatuz

Iqtishoduna: Jurnal Ekonomi Islam Vol 4 No 2 (2015): Oktober
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

Perdagangan atau jual beli merupakan salah satu kegiatan bisnis yang menyebabkan terjadinya transaksi antara penjual dan pembeli mengenai suatu obyek atau barang tertentu. Islam sebagai agama yang sempurna mengajarkan bagaimana cara bertransaksi yang benar, aturan tersebut dikenal dengan etika bisnis Islam. Walaupun Islam mengatur etika berbisnis antar sesama manusia, namun tidak dipungkiri banyak masyarakat yang notabene beragama islampun sering mengabaikan. Hal ini menyebabkan permasalahan tersendiri terutama berkaitan dengan transaksi jual beli yang dilakukan oleh masyarakat, ada beberapa faktor yang menurut penulis menjadi penyebab masyarakat tidak melaksanakan praktik jual beli sesuai dengan syariat Islam, salah satunya adalah  faktor edukasi, budaya, perilaku dan tata nilai yang berlaku pada masyarakat. Oleh kerenanya penting kiranya untuk mengkaji lebih jauh tentang praktik jual beli yang dilakukan oleh masyarakat. Berkaitan dengan hal tersebut, penulis tertarik untuk menganalisa lebih dalam mengenai praktik jual beli di pasar hewan khususnya di daerah Pasirian Kabupaten Lumajang, mengingat pasar merupakan tempat bertemunya penjual dan pembeli secara langsung yang didalamnya terdapat beberapa pelaku yang terlibat secara langsung yaitu: penjual, pembeli dan perantara. Tidak hanya itu, faktor budaya juga menjadi daya tarik tersendiri, karena setiap daerah memiliki cara tersendiri dalam melakukan transaksi jual beli hewan.

Entrepreneurship dalam Perspektif Islam; Meneguhkan Paradigma Pertautan Agama dengan Ekonomi

Darwis, Mohammad

Iqtishoduna: Jurnal Ekonomi Islam Vol 6 No 1 (2017): April
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

This paper is intended as an additional theoretical insight on the urgency of entrepreneurship, especially in the Indonesian context. Exposure of entrepreneurship in this paper is based on the paradigm of the relation of religious values ​​of the sacred, with economic behavior perceived as something profane. The discussion in this paper begins with a review that reveals the urgency of entrepreneurship in the context of economic development in Indonesia, especially since the beginning of the Asian Economic Community. Discourse of the importance of entrepreneurship is louder voiced by experts because Indonesia is still considered less ready to face free competition. This is allegedly due to the lack of entrepreneurs owned by Indonesia compared to other Asian countries. On the other side of Indonesia, the majority of the population is the Muslims are still entangled with high unemployment and poverty. At this point enggel in this paper is taken, namely the linkage of cultural values ​​and religion with the economic behavior of society in the context of Indonesianness. For that in this paper reviewed about the concept debate from the experts who discuss the relationship between the two entities. Furthermore, the exposure is continued by putting forward the general theory of entrepreneurship as well as the basic discussion about entrepreneurship in Islamic perspectives. Concluding remarks and recommendations for the scientific writing about entrepreneurship more improved both in quantity and quality.   Keywords: Entrepreneurship, Perspective of Islam.

SPRITUAL ENTREPRENEUR

Zahroh, Aminatuz

Iqtishoduna: Jurnal Ekonomi Islam Vol 3 No 1 (2014): April (Terbit secara during sejak April, 2015)
Publisher : Institut Agama Islam Syarifuddin Lumajang

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Abstract

Konsep bisnis berbasis spiritual harus segera diterapkan dalam bisnis. Gede prama, seorang pakar manajemen, pernah mengatakan, ”kalau perusahaan ingin sustainable (bertahan) dan berumur panjang, dia harus menganut nilai-nilai spiritual. Dengan begitu, integritasnya akan teruji dan dipercaya oleh mitra bisnisnya”. Bisnis dengan tetap menjaga nilai-nilai etika, bukan sesuatu yang tidak mungkin. Sebab, berdasarkan fakta, banyak perusahaan-perusahaan yang hancur karena tidak menjaga etika dalam berbisnis. Salah satunya adalah perusahaan energi ENRON yang didirikan di AS tahun 1985. perusahaan tersebut bangkrut karena skandal keuangan. Akibatnya, nilai sahamnya jatuh dari $95 menjadi 45 sen. Bahkan, 20 ribu orang karyawannya kehilangan dana simpanan pensiun. Sebagian pengamat menyatakan bahwa hal ini bahkan dianggap telah membawa implikasi politik dan ekonomi yang lebih luas ketimbang tragedi WTC. Sebagai konsekuensi pentingnya kegiatan wirausaha, Islam menekankan pentingnya pembangunan dan penegakkan budaya kewirausahaan dalam kehidupan setiap muslim. Budaya kewirausahaan muslim itu bersifat manusiawi dan religius, berbeda dengan budaya profesi lainnya yang tidak menjadikan pertimbangan agama sebagai landasan kerjanya.