Syi'ar Iqtishadi
Merupakan Jurnal berkala ilmiah mempublikasi hasil-hasil kajian teoritis dan empiris dalam bidang ilmu ekonomi yang berlandaskan hukum Islam (syar’i), baik dalam praktek bisnis, organisasi, keuangan dan perbankan.
Articles
19
Articles
Analisis SWOT Implementasi Financial Technology Syariah pada PT Telkom Indonesia

Setyaningsih, Eka Dyah

Syi’ar Iqtishadi Vol 2, No 2 (2018)
Publisher : Unit Pengelola Berkala Ilmiah (UPBI) Fakultas Ekonomika dan Bisnis UNTIRTA

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Abstract

The development of sharia financial technology (fintech syariah) is currently a benchmark of the rapid progress of the digital era. In general, everyone is familiar with the conventional financial technology used for everyday financial transactions. Along with that, PT Telkom Indonesia made a policy related to business of digital financial service, especially for fintech syariah for compliance, issuing syariah financial technology product aimed at developing fintech syariah telkom strategy to work on market opportunity in segments of Muslim society banked and unbanked by optimizing base Telkom Group as an early adopter and profiling customer. Having a sharia finance core that is reliable has features with flexibility access to financial services (USSD, SMS, mobile). Observing this in addressing the competition between conventional and sharia financial technology, this paper aims to implement the policy of financial technology that can understand the strengths, weaknesses, opportunities and challenges real in the context of asset management internally and externally through the development of studies of financial literature of sharia technology

Minat Masyarakat Jakarta dalam Berwakaf Uang pada Lembaga Wakaf

Amalia, Alvien Nur, Puspita, Puspita ( STIE Indonesia Banking School )

Syi’ar Iqtishadi Vol 2, No 2 (2018)
Publisher : Unit Pengelola Berkala Ilmiah (UPBI) Fakultas Ekonomika dan Bisnis UNTIRTA

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Abstract

This study aims to analyze the factors that influence the intention of Jakarta people to cash waqf. Primary data was collected from a sample of 138 respondents. The dependent variable of this study is the intention to cash waqf and the independent variables are the level of education, income, understanding of religion, socialization of cash waqf programs and the image of waqf institutions. Data were analyzed using logistic regression analysis. The results of this study show, each independent variable that consists of the level of education, income, understanding of religion, socialization of cash waqf programs and the image of waqf institutions have an opportunity to influence Jakarta people intention to cash waqf above 50 percent.

Kebijakan Pengelolaan Zakat dan Dampaknya Terhadap Pajak Penghasilan Orang Pribadi (Studi pada Kantor Pelayanan Pajak (KPP) Pratama Serang)

Ma’zumi, Ma’zumi, Badina, Tenny ( Universitas Sultan Ageng Tirtayasa ) , Febriyani, Shoma ( Universitas Sultan Ageng Tirtayasa )

Syi’ar Iqtishadi Vol 2, No 2 (2018)
Publisher : Unit Pengelola Berkala Ilmiah (UPBI) Fakultas Ekonomika dan Bisnis UNTIRTA

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Abstract

This study aims to examine the effect of zakah management policy on individual Income Tax. Research methods that used by researchers is using qualitative research method. The sampling technique used is purposive sampling where the sample taken is not specified on the amount, but on the wealth of information owned by the sample member as the data source. Data collection techniques used is interview, documentation, and observation. To test the validity of research data using triangulation data technique collection sources. The results of this study reveal that zakah management policies have not had a positive effect on personal income taxes. This is due to the lack of socialization and not optimal in the implementation of zakah management policy, so the number of individual taxpayers in 29 subdistrict in Serang district registered at the tax office (KPP) Pratama Serang still many who have not utilized the zakah management policy to report income tax in the SPT report.

Brand Image dan Keputusan Pemilihan Biro Perjalanan Umrah dengan Faktor Muthawwif sebagai Variabel Moderasi

RS, Sherlly Rahmadani, Alfin, Aidil ( Institut Agama Islam Negeri Bukittinggi ) , Putri, Anne ( STIE Haji Agus Salim Bukittinggi )

Syi’ar Iqtishadi Vol 2, No 2 (2018)
Publisher : Unit Pengelola Berkala Ilmiah (UPBI) Fakultas Ekonomika dan Bisnis UNTIRTA

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Abstract

This study analyzes whether brand equity influences consumers?? decisions in choosing Umrah travel bureau, and whether in moderation by Muthawwif. This study used a sampel of 385 Umrah pilgrims in Bukittinggi City, in 2018. This study revealed that brand equity influences consumer decisions in decision making on Umrah travel agency selectioin, but in this discovery muthawwif moderates negatively the relationship between the two fariabels. This finding offers empirical evidence that muthawwif in small cities is not a consideration in couducting umrah travel bureaus, especially in the city of Bukittinggi. Marketing strategy by using the company??s brand equity in increasing competitiveness with other travel agencies to increase the number of pilgrims who will use the Umrah travel agency.

Corporate Social Responsibility (CSR) Disclosures dan Kinerja Keuangan Perbankan Syariah di Indonesia

Pratama, Sagita Wahyu, Badina, Tenny ( Universitas Sultan Ageng Tirtayasa ) , Rosiana, Rita ( Universitas Sultan Ageng Tirtayasa )

Syi’ar Iqtishadi Vol 2, No 2 (2018)
Publisher : Unit Pengelola Berkala Ilmiah (UPBI) Fakultas Ekonomika dan Bisnis UNTIRTA

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Abstract

The purpose of this study is to analyse the influence of CSR disclosure to the financial performance of Islamic banking. In the view of Islam the obligation to carry out CSR is not only about fulfilling legal and moral obligations, but also the strategy for companies and communities to survive in the long term. Based on data analysis from 44 samples annual report of sharia banking, it can be concluded that CSR disclosures affects financial performance (ROA) of Islamic

Dampak Program Training Terhadap Peningkatan Keunggulan Kompetitif Perusahaan (Studi Kasus Pada Hotel Sofyan Inn Altama syariah Pandeglang )

Ahyakudin, Ahyakudin

Syi’ar Iqtishadi Vol 2, No 1 (2018)
Publisher : Syi’ar Iqtishadi

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Abstract

The purpose of this research is to analyze the importance of training and training system at Sofyan Inn Altama Hotel Syariah. Data analysis method used in this research is qualitative method. The results showed that the Company generally conducts training or training activities in order to obtain qualified employees in skill, knowledge, and good attitude in organizing.Sofyan Inn Altama syariah hotel implemented training to tie softskill, hartskill and knowledge management of its employees. To assess the success of training, it is necessary to have an appropriate systematic evaluation. This is to be taken into consideration whether the contract of work will be continued or terminated within a specified time. The success of training can be seen from the success indicator of the training set at Sofyan Inn Altama shariah hotel.

Pengaruh Literasi Keuangan pada Keuangan Inklusif Penggunaan Bank Sampah di Jakarta Selatan

Sardiana, Anna ( Departemen of Islamic Banking and Finance STIE Indonesia Banking School )

Syi’ar Iqtishadi Vol 2, No 1 (2018)
Publisher : Syi’ar Iqtishadi

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Abstract

Inclusive Finance is a national development strategy to encourage economic growth through equal distribution of income, poverty alleviation and financial system stability. Financial literacy measures inclusive finance through access to financial services that will greatly help marginalized and low-income groups to increase their revenues, accumulate wealth, manage risks, and make efforts to get out of poverty. This study aims to examine the effect of financial literacy with the variable of knowledge, ability and attitude / behavior on the inclusive financial use of garbage bank in South Jakarta. Method used in this research is descriptive method of analysis with quantitative approach, by using primary data. The analytical method used is multiple regression analysis with the help of SPSS 15.0 analysis tool

Analisis Perbandingan Tingkat Stabilitas Keuangan Perbankan Syariah dan Konvensional di Indonesia

Amalia, Alvien Nur

Syi’ar Iqtishadi Vol 2, No 1 (2018)
Publisher : Syi’ar Iqtishadi

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Abstract

This study aims to compare the level of financial stability of Islamic banking with conventional banking in Indonesia by using samples of 6 Islamic banks and 38 conventional banks which are categorized as commercial banks of business groups (BUKU) 1 and 2. Secondary data is used in the observation period beginning in 2011 -2015 using t-test. The results explain that there are differences in the level of financial stability of Islamic banking than conventional when viewed from the average value of Z-Index. The average value of Z-Index of Islamic banking is greater than conventional banking, so it can be said that the level of financial stability of Islamic banking is better than conventional banking. However, when viewed from the average value of NPF / L, there is no difference in the level of financial stability between Islamic and conventional banking.

Objek Wisata Religi: Potensi dan Dampak Sosial-Ekonomi bagi Masyarakat Lokal (Studi Kasus Pada Makam Syekh Mansyur Cikadueun, Pandeglang)

Fachri, Saeful ( Department of Islamic Economics Faculty of Business and Economic STIE Banten )

Syi’ar Iqtishadi Vol 2, No 1 (2018)
Publisher : Syi’ar Iqtishadi

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Abstract

Religion tour is a tradition which has last on the society. The religion tour destination in Pandeglang regency are very rich; one of them is Syekh Mansyur Cikadueun, as a religion tour which has potentially increased the standard of economy and social of local society at the area. The purpose of the research is to know the economy and social impact as the existence the religion tour object to the local society. It is seen that the economy impact on the tourism area, increasing job demand and the income of the house hold which directly engage in the tourism object. Whereas, the social impact can be seen the interaction between society and tourist, the perception of the tourist, the orientation of the local society to the religion tour object only for  spiritual or has been replaced to the commercial means. The data of this research obtained; 1. the participative observation which the researcher, himself involved in getting the data. 2. Interviewing the society which is involved on the activity of the religion tour on the area.

Determinants of Profit Distribution Management

Badina, Tenny ( Department of Islamic Economics Faculty of Business and Economic Sultan Ageng tirtayasa University )

Syi’ar Iqtishadi Vol 2, No 1 (2018)
Publisher : Syi’ar Iqtishadi

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Abstract

This study aims to examine the effect of capital adequacy, effectiveness of third party funds, financing risk and the proportion of third party funds to profit distribution management in sharia banking in Indonesia period 2013-2016. The sample in this study is the Sharia Commercial Bank (BUS) which publishes quarterly financial reports in the period 2013-2016, which is listed in Bank Indonesia (BI) and the financial services authority (OJK). The data in this research is analyzed using multiple regression analysis method with IBM SPSS 23 software. The result of the research shows that the effectiveness variable of third party fund and the proportion of third party fund have significant effect to Profit distribution management. Meanwhile, the variable of capital adequacy and financing risk do not have influence to profit distribution management.