Wahana Islamika: Jurnal Studi Keislaman
ISSN : 25992929     EISSN : 26141124
Wahana Islamika: Jurnal Studi Keislaman (Print ISSN 2599-2929; Online 2614-1124) has been published by the Sekolah Tinggi Agama Islam Al Husain (STAIAH) Magelang. Wahana Islamika is published twice a year in April and October, the contents are scientific writings Islamic studies both in the fields of economics, education, science of the Qur'an and tafsir in forms of conceptual ideas, literature review, practical writing, or research results from various perspectives.
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PENGARUH HARGA MINYAK DUNIA DAN NILAI TUKAR TERHADAP RESIKO PERBANKAN SYARIAH DI INDONESIA PERIODE 2007-2018 Addury, Multazam Mansyur
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.39

Abstract

Many factors can influence the risk of Islamic banking, including internal banking and external banking (macroeconomic) factors. To minimize risk, Islamic banking needs to pay attention to fluctuating macroeconomic conditions. The independent variables used in this study are world oil prices and the rupiah exchange rate. The dependent variable used in this study is credit risk as measured by NPF and liquidity risk as measured by FDR in Islamic banking. The data used in this study are secondary data which as a whole are taken from official sources in monthly form starting from January 2007 to December 2018. Data on world oil prices are obtained from OPEC Basket Price, exchange rate data obtained from Pacific Exchange Rate Service, data from NPF and FDR obtained from BI Sharia Banking Statistics (SPS-BI). The results of the study found that world oil prices had a significant effect on credit risk and liquidity risk of Islamic banking, while the exchange rate only had a significant effect on credit risk in Islamic banking.
PEMIKIRAN DAN PRAKTIK PURITANISME DALAM PERSPEKTIF KIAI SHALIH DARAT Abidin, Zaenal
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.40

Abstract

Kiai Salih Darat is a figure important scholars who are not much exposed thoughts. In fact, his name is also less popular than the names of other figures. In fact, he is the grand teacher of K.H. Hasyim Asy'ari and K.H. Ahmad Dahlan. Not only that, Kartini was mentioned also never learn from him. This article tries to probe aspects of his thinking about puritanism, which may be the root of thought and the missionary movement Muhammadiyah organization. This study was written by the method of thematic documentation. This study suggests that the Kiai Salih Darat puritan thinking Kiai is a response to the condition of people who have fallen into the practices of religious life that is not true.
PERKEMBANGAN DAN DAMPAK FINANCIAL TECHNOLOGY (FINTECH) TERHADAP INDUSTRI KEUANGAN SYARIAH DI JAWA TENGAH Ansori, Miswan
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.41

Abstract

Along with the development of the financial industry technology is also growing with the emergence of Fintech (financial technology). Fintech is one of the innovations in the financial field that refers to modern technology. The growing existence of Fintech so that emerging Sharia-based Fintech and facilitating customers will certainly influence the formal Islamic finance industry such as Sharia Banks, Sharia BPRS, BMT and other formal Islamic finance industries where transactions in the formal sharia financial industry still use physical transactions in the transaction and have not made much use of the increasingly evolving technological advancements. This will make the formal financial industry less effective because more costs and time spent. If the Islamic finance industry is unable to innovate and utilize technology, it will be far behind by the Fintechbased financial industry whose development is very fast. This study was conducted to examine how the development and impact of Fintech on the Islamic finance industry in Central Java. The research method used is descriptive qualitative method and combines two types of research, namely field research and library research. Field research by collecting information from the Central Java Financial Services Authority (OJK), and from the Islamic Finance industry, namely BPRS Saka Dana Mulia Kudus
RESEPSI PEMAHAT DI DESA PRUMPUNG MAGELANG TERHADAP HADIS TENTANG LARANGAN MEMBUAT PATUNG Mustofa, Ahmad
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.42

Abstract

Islam, as a doctrine and tradition, has a unique relationship with the world of art, especially the sculpture of art. The uniqueness is born from the meeting of two different entities in the Muslim community, namely (1) religious entities (originating from authoritative texts) which prohibit all forms of likeness to living things and (2) cultural and artistic entities that tend to make living things as perfect objects to become objects of the passion of art. The meeting of the two opposing entities often creates polemics in the community. But in the case of some sculptors in Prumpung Village, the polemic is able to be accommodated in a work of art with objects of living things but still within the corridors and boundaries allowed by the authority of the text. Through the study approach using the theory of reception, this study seeks to explore and understand the model of creative thinking of some sculptors in the village when they have to appreciate their artistic passion in a beautiful work of art without having to confront the sound of authoritative texts.
ANALISIS SISTEM REKRUTMEN DAN SELEKSI AGEN PADA PT. ASURANSI JIWASRAYA (PERSERO) CABANG PEKALONGAN Purwanto, Edy; Novebriana, Nidya
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.43

Abstract

Human resources have a very important role in every activity of the company. Human resources itself is a determinant of the effectiveness of the activities within the company. Although the company has been supported by facilities and infrastructure and sufficient funding sources, without the support of quality human resources, the company's activities will not run well and smoothly. The first step that becomes the main key to obtaining quality human resources is the recruitment and selection process to recruit and select workers that are suitable for the company's needs. This type of research is used to analyze the process of implementing recruitment and selection of new agents at PT. Asuransi Jiwasraya (Persero) Cabang Pekalongan is a descriptive study using a qualitative approach, in this study analyzing how the recruitment process and selection to get agents. The technique used in this study is to use interview techniques. The results of the research on the method and process of implementing recruitment and selection in general have been well implemented, what is also applied is also applied. In recruitment, you should increase the number of relationships and take advantage of online media owned by registered employees and agents in order to reduce costs and for selection there should be additional psychological tests to find out measuring or testing personality or temperament, talent, interest, intelligence and achievement desires from potential new agents
RANCANGAN SISTEM PENJAMINAN MUTU DENGAN PENGENDALIAN INTERNAL BERBASIS COSO Yanuar AR, Fuad
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.44

Abstract

COSO-based internal control can be integrated if all units have implemented it, but until now all STAIAH units have not implemented and do not have such a control system so the problem raised in this study is how to design an internal control system based on COSO. by using primary data. The analytical method used is descriptive, where the researcher will explain all the components of COSO which consist of the control environment, risk assessment, control activities, information and communication, and monitoring that are adjusted to the characteristics of the discussion within the scope of auditing and Management Control Systems. The results of this study are the COSO-based internal control system design for the Islamic Education Management study program where each component of COSO presents a set of controls that must be the attention of the leadership to be relevant to the vision and mission set by the study program. With the implementation of COSO, STAIAH especially in the Islamic Education Management study program can easily carry out control, so that it can implement the tridharma of higher education in accordance with what is stipulated by the government.
PESANTREN DI TENGAH GEMPURAN SEKOLAH MODERN Ashari, Muh Subhan
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.45

Abstract

This article wants to explain the history of the appearing and the growing of “pesantren” school, and to explain the secrets behind the solidity of pesantren to face of modern school. “Pesantren” is the first educational institution in Indonesia which it adopted the Hindu-Buddhist education system from India, and adopted the “mosque” education system from Islam. There are at least five basic elements in the pesantren education system which are mosques, kyai, santri, dormitories, and yellow books. The “pesantren” education system was able to survive in the midst of the modern education system, because in reality pesantren are always active in making changes to adapt the conditions of their times. This can be seen by the emergence of at least two types of “pesantren”, namely “salaf” (traditional pesantren) and “khalaf” (modern pesantren). The education system in the “salaf pesantren” is still very strong in maintaining its traditions such as yellow book, "sorogan" and "wetonan", while the education system in “pesantran khalaf” has been very accommodating with something new and modern things.
KEPUTUSAN NASABAH DALAM MEMILIH PEMBIAYAAN ATAU GADAI SYARIAH Wahab, Abdul
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.46

Abstract

When a customer needs funds and has collateral, the customer can use his collateral to carry out sharia financing or mortgage. Will customers choose sharia financing or mortgage. This causes mutually exclusive, that is if the customer chooses financing, then it does not choose sharia mortgage and vice versa. However, customers will certainly choose one of the alternatives. Therefore the purpose of this study is to find out the factors that distinguish customers in choosing financing or Islamic mortgage. The factors that are considered by customers in choosing financing or sharia pawning studied include: requirements, product variations, costs and expenses, collateral, loan value, services and location. This research is a field research with a sample of 100 people, the technique used is nonprobability sampling, namely purposive sampling, sampling techniques with certain criteria, namely customers who have made sharia financing or mortgage in the Yogyakarta region. As for the data analysis method, the compiler uses descriptive statistical methods and Correspondence Analysis. The results of this study indicate that the factor that distinguishes clients in choosing Islamic finance is the distance factor, namely the location of close Islamic finance services. While the factors that distinguish customers in choosing sharia mortgage are easy requirements
TEOLOGI DAN FILSAFAT DARI POLEMIK DISKURSIF TEOSENTRIS MENUJU APLIKATIF ANTROPOSENTRIS Rosowulan, Titis
Wahana Islamika: Jurnal Studi Keislaman Vol 5 No 1 (2019): Wahana Islamika : Jurnal Studi Keislaman
Publisher : SEKOLAH TINGGI AGAMA ISLAM AL-HUSAIN MAGELANG

Show Abstract | Original Source | Check in Google Scholar | DOI: 10.5281/wahanaislamika.v5i1.47

Abstract

Theology and philosophy, as a science, have a long history of birth in the Islamic world. However, it does not mean that the studies that have been carried out several centuries ago must be applied in the same way in contemporary times. In Islamic scientific history, philosophy and theology have a thick theological style, in stead of the discursive method of study. In the context of history, such patterns and methods are still understandable, because the social conditions of the people at that time did demand that. The problem is that such methods and patterns are often used by reviewers to discuss this two sciences at this time. Finally, this kind of study raises a polemic and creates an atmosphere of hostility in contemporary society. Therefore, a new approach is needed in reviewing both. The theological discursive approach must be replaced with an anthropocentric applicative approach, so that the development of these two sciences can have more beneficial value for society. This research attempts to direct the development of the two sciences by using the theory of shifting paradigm popularized by Thomas Kuhn.

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