Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam
ISSN : 25803360     EISSN : 25812874
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is an national journal published by Faculty of Economics and Business University of Muhammadiyah Prof. DR. HAMKA Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is aimed at being a medium for research results dissemination and scientific paper exchanges on the Indonesian Islamic Economics and Islamic Philantropy among academics, practitioners, regulators, and public. Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is issued two times annually, i.e., in Juny, and Desember
Articles
32
Articles
Review Capital Structure and Good Corporate Governance Toward Islamic Banking Performance In Indonesia

Ridwansyah, Ridwansyah, Saputro, Anip Dwi

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 2 No 1 (2018): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

This study aims to review capital structure and the implementation of Good Corporate Governance (GCG) toward Islamic Banking performance in Indonesia. The research results can be depicted that the capital structure and corporate governance has been running well. Slowing Islamic banking is dominated by external economic slowdown that occurred in Indonesia. However, main sources of Islamic bank capital are core capital (core capital) which comes from the owners of the banks and quasi-equity. When the world financial crisis and the shareholders take their share of Islamic banks then certainly slowing global political factor because it is Identic with the capitalist and the capital structure of Islamic banks is still not much yet as the conventional banking which is inherently present in this global world.

Multilevel Marketing in Sharia Accounting Perspective

Budiandru, Budiandru, Ulhaq, Dhiya, Arianurzahra, Arianurzahra

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 2 No 1 (2018): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

This study aims to determine how the implementation of accounting (transaction) sharia for PayTren products, and how to measure ushul fiqh against PayTren product.The method used in this research is descriptive research using documentation study approach,Data collection techniques used is the results of the research literature, social media, including on the Internet articles and television broadcasts. The implementation of Islamic sharia accounting, paytren has donerecordingcommissions, cashback, and also the recording of gifts arereasonable, because the recording is done based on the efforts being made.However, if seen based on the science of Usul Fiqh,the paytren in the first transactioncontains RIBA fadhal, Then the second existence of inequity in the partners position, and there are elements of gharar (speculation) in the transaction activity.

Faktor-Faktor yang Mempengaruhi Islamic Governance Perbankan Syariah di Indonesia

Trisasmita, Rio

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 2 No 1 (2018): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

This study aims to analyze the influence of the existence of Sharia Supervisory Board, composition of the Sharia Supervisory Board, Board of Commissioners, Composition of the Board of Commissioners, Audit Committee, Profitability and Liquidity to the Islamic Governance either partially or simultaneously. The data used is secondary data with purposive sampling and selected as many as 10 samples of Sharia Bank. Hypothesis testing in this research by using logistic regression model. The results of this study indicate that the existence of Sharia Supervisory Board (DPS) has a significant influence on Islamic Governance. The Board of Commissioners has no influence on Islamic Governance. The composition of the Board of Independent Commissioners has no influence on Islamic Goverance. The Audit Committee has no influence on the Islamic Governance. Furthermore, profitability and liquidity have no effect on Islamic governance.

Peran Tingkat Pendidikan dan Keikutsertaan Kajian Fiqih pada Praktik Filantropi

Purwatiningsih, Aris Puji, Adinugraha, Hendri Hermawan, Anas, Ahmad

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 2 No 1 (2018): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

Pendidikan merupakan usaha sungguh-sungguh dan terus-menerus untuk meningkatkan kualitas manusia. Pendidikan bisa diselenggarakan secara formal dan non-formal. Dengan meningkatkan tingkat pendidikan seseorang diharapkan akan semakin membuka cara fikir dan kepedulian terhadap lingkungan sekitar. Salah satu wadah pembinaan nilai-nilai keagamaan dalam masyarakat ialah dibentuknya majelis kajian fiqih. Karena pada majlis tersebut membahas semua masalah keagamaan, termasuk di dalamya masalah fiqih. Oleh karenanya, jika seseorang mengikuti kajian fiqih, diharapkan dapat meningkatkan pemahamannya tentang fiqih, khususnya fiqih mu’amalah, maka ia akan semakin menyadari bahwa harta yang ada padanya adalah titipan Allah dan terdapat hak-hak orang lain di dalamnya. Penelitian ini memiliki tujuan untuk mengetahui pengaruh pendidikan seseorang dan intensitas mengikuti kajian fiqih seseorang terhadap praktik filantropi. Penelitian ini adalah penelitian kuantitatif, dengan menggunakan pendekatan statistik deskriptif korelasional. Populasi dalam penelitian ini adalah anggota kajian fiqih pada masjid Darussalam, al-Muslihun, dan yasin-tahlil Ibu Sulkhan sebanyak 70 orang, dengan metode total sampling melalui kuesioner dan diolah dengan regresi berganda. Hasil penelitian menunjukkan bahwa tingkat pendidikan dan intensitas memberikan pengaruh terhadap praktik filantropi. Tingkat pendidikan formal berpengaruh negatif, pendidikan formal dan intensitas mengikuti kajian fiqih berpengaruh positif terhadap filantropi.

Model Solusi Efektif Stabilitas Pasar Syariah

Nurhayadi, Yadi, Rito, Rito, Al-Azizah, Ummu Salma

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 2 No 1 (2018): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

The Research will confirm that the differences between the Islamic Economic System and the Conventional Economic System should generate differences between the sharia market and the conventional market. Conventional Market clearly is influenced by banking interest rate, speculation, and permit gambling, disobedience, and other bussiness that are prohibited by Islamic values. However, Sharia Market should be free from banking interest rates, speculation, and not permit gambling, disobedience, and other bussiness that are prohibited by Islamic values. Through bivariate and multivariate analysis, the research conducted regression, correlation, and determination test to know whether conventional market influence on sharia market. The analysis is based on the investigation of Indonesia Stock Exchange datas from December 2006 to May 2017. In these cases, Jakarta Stock Exchange (JSX) Composite Index (Indeks Harga Saham Gabungan (IHSG)) and Jakarta Stock Exchange Liquid Index (LQ45) are classified as conventional market. Meanwhile, Sharia Market is represented by Jakarta Islamic Index (JII) dan Indonesia Sharia Stock Index (ISSI). The results show that Conventional Market has a strong and positive correlation with Sharia Market, which indicates that sharia market runs together with conventional market with the same character, in other words sharia market is still influenced mainly by banking interest rate and speculation. The research will observe specifically at the fluctuations of sharia stocks at JII and ISSI compared with the fluctuations of conventional stocks on IHSG and LQ45. The reseach quantitative methods are Least Square Bivariate Analysis dan Multivariate Analysis, serta Pearson product-moment correlation and determination coefficient. The next steps, the research will also accurately investigate the list of issuers on IHSG, LQ45, JII, and ISSI, and compare the specific sharia issuers with non-sharia issuers, so that the classification of IHSG and LQ45 as conventional market is corrected. Based on the results of the analysis of regression, correlation, determination, and investigation of datas, the research will formulate model of effective solution of sharia market stability.

Strategi Pemberdayaan Pembangunan Sosial Melalui Gerakan Filantropi Islam

Ulza, Emaridial, Kurniawan, Herwin

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 2 No 1 (2018): Juni
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

This research would like to see the patterns of Social Development Empowerment Through Islamic Philanthropy Movement. The main problem in philanthropy is the lack of proper strategy in implementing Lembaga Amil Zakat (LAZ) and Badan Amil Zakat (BAZ) in Indonesia. In particular the philanthropy movement undertaken by Lazismu does not run evenly in every region. There are only certain Lazismu such as Lazismu Central Java, Lazismu East Java, and Lazismu Yogyakarta. One example of Lazismu Central Java in the month of Ramadan managed to collect money of 37 billion. This figure is a fantasy number that can be collected in just 1 month by this newly established philanthropic institution. The results of this study produce relationships with others. Islamic philanthropy and eminent empowerment strategy became a better philanthropic movement of Islam.

Rekonstruksi Pembiyaan UMKM Melalui Dana Umat

Sriyono, Sriyono, Zamzany, Faizal Ridwan

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 1 No 2 (2017): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

The purpose of this research is to provide alternative financing of Small Medium of enterprises through funds people. Funds derived people are managed funds by financial institutions that hold the funds, these funds are derived from the zakat, sodakhoh and infac (ZIS). The techniques used to collect data in this research is the observation, in-depth interviews, documentation on Key Informant. Test the validity of the data using the test of Credibility and Transferability. Testing/verification conclusion withdrawals described with interactive analysis models. The results of his research is the grant Funds provided to the ZIS community gathering together the Funds obtained from the ZIS are conditional. The granting of which are regular given to those who are entitled to receive it in accordance with Islamic law and is usually an consumerist, but nevertheless in the changing times the grant funds also given for financing UMKM

Impresi Nazhir Terhadap Pemahaman Wakaf Uang

Dahlan, Rahmat

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 1 No 2 (2017): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

This research is motivated by the low level of understanding the cash waqf, nazhir and understanding of the Law number 41 of 2004 on endowments. The purpose of this study is to analyze what factors are influencing perceptions cash waqf of nazhir. This research is a descriptive type of research-correlational (causal) by looking at the factors that have the independent variable to see is there a relationship and how much influence each independent variable to the varaiable binding. The method used to analyze the data are descriptive analysisi and logistic regression. This research done in Kebayoran baru district of South Jakarta through questionnaires from 60 respondents. The result of this study showed that perception nazhir influenced by the media access information and understanding of charitable regulation.

Peran Negara untuk Mewujudkan Kesejahteraan dalam Kerangka Maqashidus Syariah

Mulyana, Rijal Assidiq

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 1 No 2 (2017): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

The research was conducted to explain the role of the State in realizing welfare within the framework of maqashidasysyariah. maqashidasysyariah is a view developed by al-Ghazali to explain and accommodate the purposes of the Sharia. Al Ghazali mentions that a welfare society is a society that can meet the needs of its dien, its nafs, its aql (its intellectual needs), nasl (descendant), and maal (wealth). In various literature studies, the authors found that only an Islamic State can realize such welfare and not in the form of another State. The welfare is mobilized into an institutional role as follows the non-material welfare of accommodating the needs of the community for its worship and the physical well-being of society as its basic physical needs are accommodated in political and economic activity.

Pembiayaan Dana Pihak Ketiga Pada Pertumbuhan Laba Bersih Bank BNI Syariah

Winarsih, Wiwin

Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol 1 No 2 (2017): Desember
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

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Abstract

The report to review the influence of financing growth,and third party funds to net profit growth syariah commercial banks. In this research using methods of correlational. Variables researched is growth financing and third party as variable indevenden and growth net profit as variabel devenden. Bank BNI Syariah research into population. Sampling technic using sample purposive sampling  and 36 report monthly financial Bank BNI Syariah as sanples. Data collection technic ques used by using review of documents. Processing technic ques and analysis of data used in analysis accounting and linier regression analysis worship of idols. The result of variable of financing have an insignificant effect to net profit, while third party fund variable have positive and significant influence to net profit.