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al-Uqud : Journal of Islamic Economics
al-Uqûd : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-Uqûd published twice a year, in January and July. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. The language used in the form of Indonesian and English. Editors invite research lecturers, the reviewer, practitioners, industry, and observers to contribute to this journal.
Articles
24
Articles
PENGARUH NPF, BOPO DAN PEMBIAYAAN BAGI HASIL TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA

Nuha, Vista Qonitah Qotrun, Mulazid, Ade Sofyan

al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

This study aims to determine the effect of non performing financing, operational expenses ratio, and profit sharing financing to return on assets partially and simultaneous at Sharia Bank period December 2011- December 2015. There is 7 banks that fulfilled the criteria BCA Syariah, BNI Syariah, BRI Syariah, Mandiri Syariah, Mega Syariah, Muamalat Bank, Bank Panin Sharia. The analytical method that used in this study is balanced panel. The selected model is Common Effect that tested with F test and t-test with significancy level 5%. Based on the result of F test, known that NPF, operational expenses ratio and proft sharing financing affect simultaneously of return on assets. Based on the result of t-test, NPF and profit sharing financingdoes not affect partially of return on assets.

PENGARUH PELATIHAN DAN MODAL BERGULIR BAZNAS (BADAN AMIL ZAKAT NASIONAL) JAWA TIMUR TERHADAP PENDAPATAN USAHA MUSTAHIQ

Fadhilah, Fadhilah, Widiastuti, Tika

al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

This research aims to analyze the effect of trainig and rolling capital of BAZNAS in East Java on operating revenue of mustahiq both partially and simultaneously. It uses quantitative approach method. Sampling technique used is non-probability sampling with purposive sampling technique which is a technique of sample determination with certain consideration. Data collecting techniques used are questionnaire, interview, observation and documentation. Data analysis technique used is multiple linear regression analysis. The result processed by SPSS progeam version 23.0 for Windows shows that the value of Adjusted R Square of 0,711 means that 71,1% of operating revenue of mustahiq in BAZNAS East Java is influenced by the training and rolling capital.

PERSEPSI MASYARAKAT TERHADAP BAITUL MAAL WAT TAMWIL (BMT) DALAM PEMBERDAYAAN EKONOMI MASYARAKAT

Hidayat, Solikhul

al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

BMT is a financial institution that is engaged on a micro level, based on  operations on economic principles lawful, fair and profitable. The role of Baitul Tamwil (productive economy) is as Baitul Maal (social roles) that serves to distribute capital surplus  to the needy. The purpose of this study was to determine the extent of the publics perception of the existence of BMT in economic empowerment in Jepara. This study resulted in a recommendation that BMT is able to improve the performance and quality of the local economy. BMT institutionally is capable of providing a positive perception for people who use the services of BMT. This study is a descriptive study conducted. Descriptive method is a method in researching the status of groups of people, objects, state of thinking in the present system. The goal is to make the description or painting in a systematic, timely and reliable information on the facts, investigated the relationship between phenomena and to test hypotheses, make predictions, get the meaning and implications of a problem to be solved.

PENGELOLAAN KEUANGAN UNIT USAHA : STRATEGI PENGEMBANGAN KAPASITAS PONDOK PESANTREN

Oktafia, Renny, Haryanto, Budi

al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

With the development of the era, many emerging modern pesantren, which has combined the science of religion and general science, in the learning materials for students santri. This study aims to explore how pesantren pondok seeks to increase its capacity, which can be done one of them through the development and management of business units boarding school. The method used is qualitative method, because it will reveal detailed data related to business unit financial management at boarding school, which can support operational activities and increase the capacity of pesantren cottage. In this research, it can be concluded that with the growth of business units owned by pesantren pondok, whose financial management is done regularly and correctly, can be known correctly the profit generated by each business unit. Where the benefits, which will be distributed for the development of boarding school.

PENGARUH KEPEMIMPINAN ISLAMI TERHADAP MOTIVASI, KINERJA, SERTA KESEJAHTERAAN ISLAMI

al-Uqud : Journal of Islamic Economics Vol 2, No 2 (2018): July 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

This study aims to examine and analyze the influence of Islamic Leadership on Work Motivation, Islamic Performance, and Welfare of Islamic Hospital Employees in Tulungagung Regency. The unit of analysis in this study is the employees of Islamic Hospital or Islamic nuanced hospitals in Tulungagung. While population in this research are employees of Islamic hospitals in Tulungagung District, and sampledby 133 people. Methods of research using quantitative structural equation models with AMOS software. The results can be summarized as follows: Islamic leadership influences employee motivation in Islamic hospitals. Islamic Leadership affects the performance of Islamic Hospital employees. Islamic leadership affects the welfare of employees in Islamic hospitals. Working motivation affects the performance of employees of Islam Hospital. But the motivation and performance did not effect significantly to the employee welfare at the Islamic hospital in Tulungagung.

KEPEMIMPINAN ISLAMI, KEPUASAN KERJA, KOMITMEN KERJA, DAN LOYALITAS KERJA KARYAWAN BANK SYARIAH MANDIRI DI SIDOARJO

Adiba, Elfira Maya

al-Uqud : Journal of Islamic Economics Vol 2, No 1 (2018): January 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

Human resources is the main asset in the company, so the company should pay more attention to this aspect. Islamic leadership is not just a relationship between leaders and subordinates, but more than that, the leader must also be able to give a direct, protect, and treat their employees fairly. It is better known as servant leadership which is a leadership with moral approach based on ethics, morality, and spirituality. This study aims to determine the influence of Islamic leadership, job satisfaction, and job commitment to the job loyalty of the employee of Bank Syariah Mandiri in Sidoarjo. This research used multiple regression. The results of this study are Islamic leadership, job satisfaction, and job commitment simultaneously have a positive and significant impact on job loyalty of employee of Bank Syariah Mandiri in Sidoarjo

PENGARUH STRUKTUR MODAL TERHADAP PROFITABILITAS DAN FINANCIAL LEVERAGE PADA BANK SYARIAH DI YOGYAKARTA

Iswanaji, Chaidir

al-Uqud : Journal of Islamic Economics Vol 2, No 1 (2018): January 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

Sharia banks show a dynamic role in the economy in Yogyakarta. The purpose of this study is to see the impact Capital Structure on Profitability and Financial Leverage in syariah bank Yogyakarta. In this study data taken from Islamic banks in 2008-2016 from sixteen sharia banks. Data analysis used descriptive statistics, covariance analysis and regression model. The results of this study indicate that the capital structure has a significant effect on profitability and has no significant effect on financial leverage.

MENGEMBANGKAN SIKLUS PENERAPAN SISTEM MANAJEMEN KINERJA BERBASIS KEMASLAHATAN

Firdaus, Achmad

al-Uqud : Journal of Islamic Economics Vol 2, No 1 (2018): January 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

The study aims to develop the cycle of maslahah based performance management system (maslahah performa) implementation. Maslahah performa consists of 6 orientations are: worship orientation, internal process orientation, learning orientation, talent orientation, customer orientation and wealth orientation. The study is conducted through in-depth literature study of previous study related to the concept of maslahah, maslahah based performance management system, the balanced scorecard (BSC) and the quality management system. The study shows that maslahah performa can be applied with the foundation of PDCA cycle that is Plan - Do - Check - Action. Plan is developed into 5 steps: strategic planning, identifying the foundation of maslahah, determining the maslahah behavior, determining measures and agreeing the performance contract. Do is developed into performance implementation. Check is developed into monitoring process. Action is developed into corective and preventive action.     

IMPLEMENTASI KOMPENSASI DAN BENEFIT: TINJAUAN MANAJEMEN SDI BERBASIS SYARI’AH

Khasbulloh, Muhammad Nabil

al-Uqud : Journal of Islamic Economics Vol 2, No 1 (2018): January 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

Recently, the development of companies increasing rapidly and competitively, the companies has to compete each other in order to gain and preserve their qualified -human resources. Compentation and benefit are the one of the usual managing strategies to fullfil it and it is interesting topic to notes and to challenges for the managers, is how the system can maintain a sense of equity (internal evenly) with the amount of labor (external competitiveness). In order for the balance occurs then the managers do maintenance of the system and the value of these values. The Quran and Al-Hadith have explained and benefited the rewards that one receives upon his work in the form of covenant in the world and in the Hereafter. In its implementation of benefits from the perspective of syariah, human resource management should pay attention to the benefits aspect. Therefore, to be able to implement these aspects of shariah, payroll management is done by using "job grading". This research seeks to provide normative explanations regarding implementation and benefits in the management of sharia-based human resources.  

EVALUASI LEVEL PENGUNGKAPAN ISLAMIC SOCIAL RESPONSIBILITY PERBANKAN SYARIAH DI INDONESIA

Thahirah, Khadijah Ath, Rahmaita, Rahmaita

al-Uqud : Journal of Islamic Economics Vol 2, No 1 (2018): January 2018
Publisher : Islamic Economic Studies Program Faculty of Economics, Universitas Negeri Surabaya

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Abstract

This study aims to evaluate and analyze the Islamic Social Responsibility Disclosure’s level of Islamic Bank in Indonesia using a disclosure index approach that was developed by Maali et al (2003).The analyzing was developed from 32 disclosure items that must Islamic Bank disclose in their annual report for every year. The level of Islamic social responsibility disclosure varies significantly across the sample. The checklist item result suggest that level of Islamic Social Responsibility Disclosure of Islamic Banking in Indonesia need more attention from the expert of Islamic Accounting, The Standar Accounting Board and Islamic Bank