WAHYU, DIDIN RASYIDIN
Jurusan Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, UIN Sultan Maulana Hasanuddin - Banten

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ANALISIS KETENTUAN PEMENUHAN MODAL MINIMUM (CAPITAL ADEQUACY RATIO) SEBAGAI SALAH SATU INDIKATOR KESEHATAN BANK (Studi Kasus pada Bank Rakyat Indonesia yang Terdaftar di BEI Periode 2011—2015) FITRIYANI, FITRIYANI; WAHYU, DIDIN RASYIDIN
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 4 No 1 (2018): Januari - Juni 2018
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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AbstractThe banking sector, particularly banks, as part of a financial has importantrole as an intermediary institution for the sectors involved in an economy,and therefore the health of banks needs to be given serious attention, because itinvolves people's lives for the parties concerned for owners, government, andpublic using bank services. This study discusses the analysis of the provisionsof minimum capital adequacy (CAR) as an indicator of the health of banks(case study at Bank Rakyat Indonesia listed on the Stock Exchange 2011—2015). The analysis showed that the study year 2011—2015 Bank RakyatIndonesia is considered a very healthy bank, in connection with theassessment matrix composites, categorized in one rank higher because theratio of CAR is very insignificant in comparison to the Capital AdequacyRatio set forth in the provisions, because a very high percentage of capitalgrowth compared with the percentage growth in RWA. Therefore, the bank'shealth assessment criteria CAR ratio > 11% in a very healthy predicate thatcan be seen from the year 2011 reached 14.96%, 2012 reached 17.43%, in2013 reached 18.13%, in 2014 reached 19.57 %, in 2015 reached 21.39%
ANALISIS TINGKAT KESEHATAN BANK DENGAN MENGGUNAKAN METODE RGEC PADA BANK BANTEN TAHUN 2011-2016 WAHYU, DIDIN RASYIDIN
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 4 No 2 (2018): Juli - Desember 2018
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Abstract This study aims to find out how the health level of Banten Bank by using the RGEC method (Risk Profile, Good Corporate Governance, Earning, Capital) in 2011-2016. The type of research used is a descriptive research with a qualitative approach. Descriptive research design was created to describe the problem in a narrative manner supplemented with description of the bank’s health analysys qualitative research data. Variable and measurements in this study consist of Risk Profile, Good Corporate Governence, Earning, and Capital factor. Risk profile factor that assessed through the NPL and LDR ratios as a whole describe risk management that has been carried out fairly well. Good Corporate Governence factor of Banten Bank already has and implement corporate management very well. Earning or Profitability factor which is consist of ROA and NIM ratios. On average of ROA ratio of Banten Bank loses every years but the ratio of NIM is categorized as very well. The increase in the percentage of NIM illustrates an increase in managements ability to manage its productive assets in generating net interest income. By using the CAR indicator, researcher prove that Banten Bank has a good Capital factor which is above regulation of the Indonesian Bank namely 8%. This indicates that Banten Bank is able to finance operational activities and contribute sufficiently to profitability. The result of this analysis show that the soundness of Banten Bank in 2011-2016 which is measured using the RGEC method as a whole can be said to be a healthy bank.
ANALISIS PENILAIAN TINGKAT KESEHATAN PT. JAMKRIDA BANTEN TAHUN 2014—2016 Wahyu, Didin Rasyidin; Fatonah, Siti
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 3 No 1 (2017): Januari - Juni 2017
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

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Penelitian ini bertujuan untuk mengetahui tingkat kesehatan pada PT JAMKRIDA BANTEN tahun 2014—2016  dilihat dari masing-masing aspek  yaitu  aspek keuangan, aspek operasional, dan aspek administratif berdasarkan Peraturan Menteri    Badan  Usaha  Milik  Negara  (BUMN)  Nomor:  PER-10/MBU/2014. Jenis penelitian ini adalah penelitian evaluasi. Subjek penelitian ini adalah PT. JAMKRIDA BANTEN. Objek  penelitiannya  adalah  penilaian  tingkat  kesehatan  jasa keuangan bidang usaha penjaminan yang terdiri dari 3 aspek yaitu aspek keuangan, aspek administratif, dan aspek operasional. Hasil penelitian menunjukkan bahwa : (1) aspek keuangan secara keseluruhan mendapat bobot nilai secara berturut-turut sebesar 22, 29, dan 29. Hasil aspek keuangan ini menunjukkan bahwa bobot penilaian secara keseluruhan mengalami  peningkatan. (2) Aspek operasional secara keseluruhan mendapat bobot nilai secara berturut-turut sebesar 33, 33, dan 32. Hasil aspek operasional ini menunjukkan bahwa perkembangan bobot penilaian mengalami peningkatan. (3) Aspek  administratif  secara  keseluruhan  berfluktuatif  dengan  mendapat  bobot nilai secara berturut-turut sebesar 15, 15, dan 15. Hasil tersebut menunjukkan bahwa kinerja administratif yang dicapai tidak maksimal. Secara keseluruhan tingkat kesehatan PT. JAMKRIDA BANTEN tahun 2014 mendapat total skor 72,5 dengan mendapat predikat Sehat kategori A, sedangkan pada tahun 2015 mengalami kenaikan akumulasi total skor yaitu  menjadi 76,5dengan mendapat predikat Sehat kategori A. Tahun 2016 diperoleh skor yaitu menjadi 75,5 dengan mendapat predikat Sehat kategori A.