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All Journal Millah: Jurnal Studi Agama AL-FIKRA
Sulaiman, Sofyan
Program Magister Ilmu Agama Islam, Universitas Islam Indonesia
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2
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PRINSIP-PRINSIP KEUANGAN ISLAM MENURUT ABDULLAH SAEED

Millah: Jurnal Studi Agama Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Magister Ilmu Agama Islam, Universitas Islam Indonesia

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Abstract

In the late 60s to early 70s, was born a consensus of Islamic law and economic experts who say that the interest in the banking system is part of usury, so the banks are not in accordance with the Islamic Shari’ah. As an alternative, the experts offer free banking model of the system of interest, with the concept of profit and loss sharing (PLS). However, the presence of Islamic banking bore the pros and cons among Muslim scholars. Among the leaders of the cons is Abdullah Saeed. This article discusses the thinking Abdullah Saeed who criticize the interpretation of usury and interest, the principle of PLS (mudarabah and loss), and the principle of sale (murabaha). The criticism is: (1) He said, usury is forbidden because of the exploitation of the poor, while the interest there is no element of exploitation so that interest is not included in the category of usury. (2) A number of requirements in practice only to protect banking PLS. So what happens is sharing the results, but do not share the risk. (3) Further Saeed see that Islamic banking is not better than conventional banking. Because in fact, the practice of Islamic banking also implement a “model of financial transactions such as interest” ie Murabaha. Murabaha profit are uncertain and affected by time, not much different from the concept of interest reproach.

KONSEP MAQĀṢID ASY-SYARĪ’AH, KRITIK ATAS NALAR LIBERALIS

AL-FIKRA Vol 17, No 2 (2018): Al-Fikra Jurnal Ilmiah Keislaman
Publisher : Program Pascasarjana Universitas Islam Negeri Sultan Syarif Kasim Riau

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Abstract

The discussion of the maqāṣid syari'ah is so prominent in the discussion of Islamic law. This is due to the response of Muslim scholars to the current social reality of the ummah. At least there are two opposing camps, first, the revivalists (mujaddid) who want the Shari'a are carried out according to what they are ordered to get mashlahah, while the second group, liberals, only want the substance to be carried out by ignoring the sharia text. This article is in response to the views of Muslim scholars, how the real maqashid concept is in Islam