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PENGUATAN PRODUK TAS TANGGULANGIN SIDOARJO

JPM Pambudi Vol 2 No 1 (2018): JPM PAMBUDI
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat (P2M) IKIP Budi Utomo Malang

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Abstract

The purpose of this public service program is to empower the Kartika Utama SMEs and Schonheit Goods SMEs as SMEs that partner with each other in marketing bag products. Kartika Utama SMEs as an SMEs that produces bags, while Schonheit Goods SMEs as an SMEs that markets bag products from Kartika Utama SMEs. The problems faced by these two SMEs are related to file archiving, product packaging, and production that still need to be improved, as well as opportunities, to utilize the internet in the framework of better marketing. The method of implementing this public service program is training, mentoring SMEs, and creating websites to market bag products produced. The results of dedication to strengthening SMEs in two fields, namely production and marketing with emphasis on online marketing.

Risiko Usaha Terhadap Rasio Kecukupan Modal Bank Umum Swasta Nasional Devisa Go Public

Journal of Business & Banking Vol 8, No 2 (2018): November 2018 - April 2019
Publisher : STIE Perbanas Surabaya

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Abstract

Rasio kecukupan modal (Capital Adequacy Ratio/CAR) merupakan salah satu indikator yang diguankan untuk mengukur kecukupan modal bank. Kepatuhan terhadap kecukupan modal bank menjadi penting sebagai dasar pengelolaan bisnis perbankan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh risiko likuiditas, kredit, pasar dan operasional terhadap rasio kecukupan modal dan rasio usaha yang paling berpengaruh terhadap kecukupan modal.  Penelitian ini menggunakan variabel Loan to Debt Ratio (LDR), Investing Policy Ratio (IPR), Non Performing Loan (NPL), Aset Produktif Bermasalah (APB), Interest Risk Ratio (IRR), Posisi Devisa Netto (PDN), Beban Operasional Pendapatan Operasional (BOPO), dan Fee Based Income Ratio (FBIR). Penelitian ini menggunakan data sekunder laporan keuangan publikasi Bank Umum Swasta Nasional Devisa Go Public periode 2013 sampai dengan triwulan II, 2018. Teknik pengambilan sampel menggunakan purposive sampling. Sampel penelitian ini adalah PT Bank Victoria International, Tbk; PT Bank Sinarmas, Tbk; PT Bank Bukopin, Tbk; dan PT bank Mayapada International Tbk. Pengolahan data menggunakan SPSS 23, dengan uji-F dan uji-t. Hasil dari penelitian ini mengungkapkan bahwa LDR, IPR, NPL, APB, IRR, PDN, BOPO dan FBIR secara simultan berpengaruh signifikan terhadap rasio kecukupan modal, namun yang berpengaruh parsial adalah LDR, APB dan IRR. Variabel yang paling berpengaruh   signifikan terhadap CAR adalah IRR.

PENGUATAN PRODUK TAS TANGGULANGIN SIDOARJO

JPM Pambudi Vol 2 No 1 (2018): JPM PAMBUDI
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat (P2M) IKIP Budi Utomo Malang

Show Abstract | Original Source | Check in Google Scholar

Abstract

The purpose of this public service program is to empower the Kartika Utama SMEs and Schonheit Goods SMEs as SMEs that partner with each other in marketing bag products. Kartika Utama SMEs as an SMEs that produces bags, while Schonheit Goods SMEs as an SMEs that markets bag products from Kartika Utama SMEs. The problems faced by these two SMEs are related to file archiving, product packaging, and production that still need to be improved, as well as opportunities, to utilize the internet in the framework of better marketing. The method of implementing this public service program is training, mentoring SMEs, and creating websites to market bag products produced. The results of dedication to strengthening SMEs in two fields, namely production and marketing with emphasis on online marketing.