Ida Zuniarti, Ida
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PENGARUH BOPO TERHADAP ROA PADA BANK SYARIAH PERIODE 2011 S.D 2015 Zuniarti, Ida
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 3, No 2 (2016): Oktober 2016
Publisher : AMK BSI Jakarta

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Abstract

Efficiency in doing business is an important thing. It will give the positive effect for a company, especially bank, by using efficiency. It is one of the key-success measurement in bank management. Concerning about efficiency in bank is the capability of bank management in controlling operational cost towards operational income. This is measured by using ratio of operational cost towards rational income; It is called BOPO.BOPO has an effect on bank performance. The lower BOPO ratio, the higher bank performance, vice versa. Bank management has to control operational cost so that the return stated can be achieved.The aim of this research is to know the effect of BOPO on ROA in Islamic bank in 2011-2015 period, case study in Bank Muamalat Indonesia. Data used is secondary data; those are finance report, especially balance sheet and report of profit and loss. They are downloaded from Bank Indonesia website. The result of research revealed that BOPO had significantly affected ROA in Bank Muamalat Indonesia in 2011 to 2015. With significancy 0.000, less than 0.05, t value counted -18,743. Determinant coefficient (r2) was 99,2%. It means that ROA 99,2%, was determined by BOPO, and the rest, 0,8%, was affected by other factors. Keywords : ROA, BOPO
ANALISIS FAKTOR MAKRO YANG MEMPENGARUHI INDEKS HARGA SAHAM GABUNGAN DI BURSA EFEK INDONESIA Zuniarti, Ida
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 1, No 2 (2014): OKTOBER 2014
Publisher : AMK BSI Jakarta

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Abstract

The existence of capital markets have an important role for the economy of a country because the capital markets as a means for companies to obtain funds from investors (investors). These funds can be used for business development, expansion, increase working capital and others, in addition to the capital markets a means for people to invest in financial instruments such as stocks, bonds, mutual funds, and others. Thus, the public can put its own funds in accordance with the characteristics of the benefits and risks of each instrument. This study aims to determine whether macro factors such as inflation and interest rate of Bank Indonesia (SBI) affect Composite Stock Price Index at the Indonesian Stock Exchange, so that potential investors can take informed decision when going to invest in the stock market. The research data were used adalalah secondary data, the method of data collection methods of documentation, the method of data analysis using multiple linear regression analysis. The results showed that simultaneous partial and variable levels of inflation and SBI significant effect on the Indonesia Stock Exchange Composite Index for the period from December 2009 to July 2014. Keywords: IHSG, Inflation Rate and Interest Rate of Bank Indonesia
ANALISIS KINERJA KEUANGAN PADA PT. PRUDENTIAL LIFE ASSURANCE PERIODE 2009-2013 Zuniarti, Ida
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 2, No 1 (2015): APRIL 2015
Publisher : AMK BSI Jakarta

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Abstract

Measurement of financial performance of a company is very important, because by knowing its financial performance can be used to assess the success and know the strengths and weaknesses of the company concerned. Information about the financial performance of a company is the information needed by investors, bankers, and creditors that will be used as the basis for making investment decisions and credit. This study aims to determine the financial performance of PT Prudential Life Assurance 2009-2013. The data used are secondary data published financial statements of the balance sheet and income statement obtained by web PT Prudential Life Assurance at www.prudential.co.id. The financial performance of PT Prudential Life Assurance measured using financial ratio is the ratio Return On Equity (ROE), Return On Investment (ROI) and Return on Assets (ROA). Results of studies using financial ratio analysis shows that the financial performance of PT Prudential Life Assurance 2009-2013 period largely decreased. ROA 2009 amounted to 96.49%, in 2010 amounted to 71.62%, in 2011 was 61.20%, in 2012 of 49.10%, and in 2013 amounted to 43.29%. Value ROI 2009 amounted to 9.87%, in 2010 amounted to 9.89%, in 2011 at 12:04%, in 2012 amounted to 8.67%, and in 2013 amounted to 7.71%. ROA 2009 at 9.30%, in 2010 amounted to 9.31%, in 2011 at 8.57%, in 2012 by 6.46%, and by 2013 at 5.11%.  Keywords: Financial Performance, ROE, ROI and ROA
PERBANDINGAN KINERJA BANK BERDASARKAN ANALISIS RASIO RENTABILITAS ZUNIARTI, IDA
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 1, No 1 (2014): APRIL 2014
Publisher : AMK BSI Jakarta

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Abstract

Bank is an industry which main activity is to mobilize funds from public and then distribute it in order to earn income.  Therefore, it is important for banks to maintain public’s trust because its business is to rely on public’s trust.  One of some attempts to maintain public’s trust is by increasing the performance of the bank institution itself.This research aims to determine the differences in the financial performance of the bank with a case study is PT Bank Mandiri (Persero), Tbk and PT Bank Central Asia (Persero), Tbk period 2002 – 2012.  The data processing in this research performed using statistical techniques such as average two different test (independent sample T-Test).  The puRp.ose of testing the hypothesis of average two different test on this research is to accept or reject the hypothesis that has been made.  The data being used is secondary data which is the statements of published financial such as balance sheet and income statement obtained from the website of Bank Indonesia (www.bi.go.id).The performance of the two banks are measured using the financial ratio, Return on Assets ratio (ROA), Return on Equity (ROE), Net Interest Margin (NIM), Operating Expenses/ Operating Income (BOPO).  The result of this research which uses financial ratio analysis shows that the performance of BCA is better than Bank Mandiri during the period 2002 – 2012.  The overall financial performance shows that BCA has better financial performance than Bank Mandiri.  The average value of ROA from Bank Mandiri period 2002 – 2012 is 2,3280, and BCA is 3,1780.  The average value of ROE from Bank Mandiri is 16,3510, and BCA is 23,1040.  The average value of NIM from Bank Mandiri is 3,9110 and BCA is about 4,7090.  And the average value of BOPO from Bank Mandiri is 75,4210 and BCA is 67,6660. Keywords : Comparative Analysis, ROA, ROE, NIM and BOPO
PENGARUH STRUKTUR MODAL TERHADAP KINERJA KEUANGAN PADA PT. BANK MANDIRI, Tbk PERIODE 2009-2014 Zuniarti, Ida
MONETER - JURNAL AKUNTANSI DAN KEUANGAN Vol 2, No 2 (2015): OKTOBER 2015
Publisher : AMK BSI Jakarta

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Abstract

Capital is one of very important factors for a business unit to keep its business run well, because by using its capital sources properly then the operational activity of the company is able to operate successfully.  The fulfillment of funds to have capital of a business unit can be provided either from internal or external sources.  The internal supply of funds come from the internal part of the company, otherwise for the external supply of funds can be gained from capital and money market.  The company management must be able to determine precisely about the capital structure which will be used since the decision making of the source over the funding is a very important thing.  The company decision in regarding the optimum capital, can commensurate between risk and benefit. This research is aimed to understand whether the impact of measured capital structure using Debt to Equity Ratio (DER) towards financial performance measured by using the Return on Equity (ROE) in PT Bank Mandiri, Tbk.The research data being used is a secondary data taken from published financial statements namely income statement and balance sheet obtained by Bank Indonesia through the web pages www.bi.go.id and from the website of Bank Mandiri ; www.bankmandiri.co.id using simple linear regression analysis method.  The result of the research showed that the variable of DER is not significantly effected towards ROE in PT Bank Mandiri, Tbk time period starting from January – December 2009 to December 2014.      Keywords : Financial Performance, Equity Structure, ROE, DER
Rasio Net Working Capital Turnover Terhadap Rasio Net Profit Margin Zuniarti, Ida; Widodo, Dwiyatmoko Puji; Lestiningsih, Amin Setio
Jurnal Administrasi Kantor Vol 5 No 2 (2017): Jurnal Administrasi Kantor (Desember 2017)
Publisher : Penelitian dan Pengabdian Masyarakat Akademi Sekretari dan Manajemen Bina Insani

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Abstract

Abstrak: Industri farmasi merupakan industri padat modal, bertekhnologi tinggi, Industri yang regulasinya sangat ketat (highly regulated) baik peraturan tentang Cara Pembuatan Obat yang Baik (CPOB), etika, perlindungan konsumen dan Industri yang membutuhkan pekerja dengan spesifikasi dan keahlian tertentu. Penelitian yang digunakan berupa penelitian yang bersifat kausalitas dimana penelitian ini menunjukkan adakah pengaruh antara Rasio Net Working Capital Turnover Terhadap Rasio Net Profit Margin Pada Industri Farmasi. Sampel Data yang digunakan rasio net working capital turnover dan rasio net profit margin tujuh perusahaan farmasi yang terdaftar di Bursa Efek Indonesia periode 2012 sampai dengan 2015. Pada penelitian ini variabel rasio perputaran modal bersih berpengaruh secara signifikan terhadap Net Profit Margin industri farmasi pada periode 2012-2015 serta nilai koefisien korelasi rasio perputaran modal bersih terhadap Net Profit Margin Industri Farmasi pada periode 2012 s.d 2015  adalah 0.822 yang mempunyai hubungan erat antara rasio net working capital turnover sebesar 82,2% terhadap rasio net profit margin.   Kata kunci: Rasio, Perputaran Modal Kerja Bersih, Marjin Laba Bersih   Abstract:  The pharmaceutical industry is a capital-intensive, high-tech industry, highly regulations regulated by Good Manufacturing Regulations (CPOB), ethics, consumer protection and Industries that require workers with specific specifications and expertise. The research used in the form of a causal research where this research indicates whether there is any influence between Net Working Capital Turnover Ratios on Net Profit Margin Ratio in Pharmaceutical Industry. Sample Data used net working capital turnover ratio and net profit margin ratio of seven pharmaceutical companies listed in Indonesia Stock Exchange period 2012 to 2015. In this study variable net capital turnover ratio significantly influence the Net Profit Margin pharmaceutical industry in the period 2012- 2015 and the value of correlation coefficient of net capital turnover ratio to Net Profit Margin Pharmaceutical Industry in the period 2012 to 2015 is 0.822 which has a close relationship between net working capital turnover ratio of 82.2% to net profit margin ratio.   Keywords: Ratio, Net Working Capital Turnover, Net Profit Margin
PKM Strategi Membangun Bisnis Yang Kuat Melalui Pendampingan Pada Komunitas Kebon Pala Berseri Kecamatan Makasar Jakarta Timur Setyaningsih, Eka Dyah; Zuniarti, Ida; Misriati, Titik
JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) Vol 3, No 1 (2019)
Publisher : LPPM ITATS

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Abstract

Usaha Kecil dan Menengah yang terdapat di Komunitas Usaha Kebon Pala Berseri masih belum maksimal dalam mengembangkan usaha di bidang makanan olahan, obat herbal, dan kerajinan tangan. Oleh sebab itu, perlu adanya pelatihan tentang kewirausahaan untuk meningkatkan kemampuan soft skill dari peserta pengabdian masyarakat agar memiliki mental yang kuat dalam menjalankan usaha. Selain pelatihan, dilakukan juga pendampingan terhadap mitra agar mampu menjalankan usaha dan membangun bisnis yang kuat untuk meningkatkan produktivitas dari usaha yang dijalankan. Berdasarkan hasil pelaksanaan pelatihan dan pendampingan, dapat disimpulkan bahwa pemahaman mitra meningkat sebanyak 77%.