Ambo Wonua Nusantara, Ambo Wonua
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Journal : JURNAL EKONOMI PEMBANGUNAN (JEP) UHO

STUDI IDENTIFIKASI KESESUAIAN PENGELOLAAN DANA BPJS KESEHATAN DENGAN PRINSIP SYARIAH Rosmiati, Rosmiati; Aedy, Hasan; Nusantara, Ambo Wonua
JEP(Jurnal Ekonomi Pembangunan) Vol 8, No 2 (2018): JEP (Jurnal Ekonomi Pembangunan)
Publisher : Universitas Halu Oleo (UHO)

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Abstract

This study aims to determine the level of suitability of BPJS Health fund management with sharia principles. The design of the study is qualitative descriptive. Data collection is done using interview guide lists. In this study, the informants were 1 person BPJS Health leader, 3 staff employees, 2 directors, and 4 Kendari Health BPJS insurance participants. This study uses descriptive analysis. The results showed that the management of health BPJS insurance funds was known to contain elements of usury. It is said to contain elements of usury because every month the contribution funds that enter the BPJS account are of course certainly getting ziyadah or additional funds as conventional banks in general. The premium system run by BPJS contains things that contain elements of gharar seen from unclear agreements used between participants and the BPJS, containing elements of uncertainty (gambling / maysir) in premium payments and the amount obtained and there are elements of injustice to participants who die the world whose premiums are said to be non-refundable (forfeited), as well as the separation between the poor, middle and upper classes in the facility
FAKTOR – FAKTOR YANG MEMPENGARUHI MINAT BERWIRAUSAHA (STUDI KASUS MAHASISWA FAKULTAS EKONOMI DAN BISNIS UHO) Afrizal, Afrizal; Rafiy, Muh; Nusantara, Ambo Wonua
JEP(Jurnal Ekonomi Pembangunan) Vol 8, No 1 (2018): JEP (Jurnal Ekonomi Pembangunan)
Publisher : Universitas Halu Oleo (UHO)

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Abstract

This study aims to identify factors Revenue Expectations, environmental factors and factor values of entrepreneurship Influential Entrepreneur of Interest on Student Faculty of Economics and Business UHO. The sampling technique used in this research is census that took the entire population of the research samples, commonly called a saturated sample. After the census of 2014 class of 725 students obtained many as 28 students have already berwirabusiness. So that the number of samples in this study were 28 people, the analysis of data using qualitative descriptive that was obtained through interviews and questionnaires. The results showed that in terms of income expectation factors it can be seen that students are very interested in entrepreneurship, because proven by the majority of respondents? answers stated that the desire for entrepreneurship is influenced by the desire to earn high income with a percentage of 82.14 percent .in terms of environmental factors it can be seen that students who are dominant entrepreneurs are influenced by environmental factors of the community with a percentage of 78.57 percent and from the aspect of entrepreneurial values, it can be seen that students can be categorized as very interested in entrepreneurship, because it is proven by the majority of respondents answers that they have a motive of achievement with percentage of 96.43 percent.