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Journal : AL-IQTISHAD

Penerapan Teori Akad pada Perbankan Syariah Rauf, Abdur
Al-Iqtishad: Journal of Islamic Economics Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law

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Abstract

This article discuss about theory concept of transaction in Islamic banking products. In collecting and distributing funds, Islamic banking used variaety of transactions, such as deposit transactions, (wadiah yad amanah, wadiah yad dhamanah), transactionn for results (mudharabah, musyarakah), buying and selling (murabahah, salam, istishna), lease transaction (ijarah, ijarah wa iqtina, or ijarah muntahiya bi al-tamlik), loan transactions (qardh), and transaction with other patterns (wakalah, kafalah, hiwalah, rahn). Murabahah and salam transactions are used for funding. Meanwhile, ijarah and wakalah are used in loan transactions that implemented in a bank guaranteeDOI: 10.15408/aiq.v4i1.2081
ASURANSI DALAM PANDANGAN ULAMA FIKIH KONTEMPORER Rauf, Abdur
Al-Iqtishad: Journal of Islamic Economics Vol 2, No 2: July 2010
Publisher : Faculty of Shariah and Law

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Abstract

Dalam khazanah fiqh Islam klasik permasalahan asuransi dalam bentuk implementasinya yang sekarang ini memang belum dikenal, karena itu tidak didapatkan status hukumnya dalam kitab-kitab mereka. Namun demikian, kajian tentang asuransi dalam perspektif Islam kontemporer sebenarnya sudah cukup banyak dilakukan oleh para ahli hukum, baik ahli hukum Islam secara khusus maupun ahli ekonomi Islam secara umum. Mengingat asuransi ini adalah masalah yang relatif baru yang belum ada kejelasan status hukumnya pada masa pra Islam, maka perdebatan yang terjadi sekitar hukum asuransipun tidak bisa dielakkan. Sebagian ulama ada yang mengharamkannya dengan alasan adanya unsur riba, sama dengan perjudian, mengandung penipuan, ekploitasi, dan lain-lain.DOI: 10.15408/aiq.v2i2.2489
PENERAPAN TEORI AKAD PADA PERBANKAN SYARIAH Rauf, Abdur
Al-Iqtishad: Journal of Islamic Economics Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law

Show Abstract | Original Source | Check in Google Scholar | Full PDF (503.699 KB)

Abstract

This article discuss about theory concept of transactions in Islamic banking products. In collecting and distributing funds, Islamic banking used variety of transactions, such as deposit transactions (wadî’ah yad amânah, wadî’ah yad dhamânah), transactions for results (mudhârabah, musyârakah), buying and selling  (murâbahah, salâm, istishnâ’), lease transactions (ijârah, ijârah wa iqtinâ’, atau ijârah muntahiyah bi al-tamlîk), loan transactions (qardh), and transactions with other patterns (wakâlah, kafâlah, hiwâlah, rahn). Murâbahah and salâm transactions are used for collecting the funds and mudhârabah muthlaqah and wadî’ah are used for funding. Meanwhile, ijârah and wakâlah are used in loan transactions that implemented in a bank guarantee.DOI: 10.15408/aiq.v4i1.2536