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Penerapan Teori Akad pada Perbankan Syariah

Al-Iqtishad: Journal of Islamic Economics Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law

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Abstract

This article discuss about theory concept of transaction in Islamic banking products. In collecting and distributing funds, Islamic banking used variaety of transactions, such as deposit transactions, (wadiah yad amanah, wadiah yad dhamanah), transactionn for results (mudharabah, musyarakah), buying and selling (murabahah, salam, istishna), lease transaction (ijarah, ijarah wa iqtina, or ijarah muntahiya bi al-tamlik), loan transactions (qardh), and transaction with other patterns (wakalah, kafalah, hiwalah, rahn). Murabahah and salam transactions are used for funding. Meanwhile, ijarah and wakalah are used in loan transactions that implemented in a bank guaranteeDOI: 10.15408/aiq.v4i1.2081

ASURANSI DALAM PANDANGAN ULAMA FIKIH KONTEMPORER

Al-Iqtishad: Journal of Islamic Economics Vol 2, No 2: July 2010
Publisher : Faculty of Shariah and Law

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Abstract

Dalam khazanah fiqh Islam klasik permasalahan asuransi dalam bentuk implementasinya yang sekarang ini memang belum dikenal, karena itu tidak didapatkan status hukumnya dalam kitab-kitab mereka. Namun demikian, kajian tentang asuransi dalam perspektif Islam kontemporer sebenarnya sudah cukup banyak dilakukan oleh para ahli hukum, baik ahli hukum Islam secara khusus maupun ahli ekonomi Islam secara umum. Mengingat asuransi ini adalah masalah yang relatif baru yang belum ada kejelasan status hukumnya pada masa pra Islam, maka perdebatan yang terjadi sekitar hukum asuransipun tidak bisa dielakkan. Sebagian ulama ada yang mengharamkannya dengan alasan adanya unsur riba, sama dengan perjudian, mengandung penipuan, ekploitasi, dan lain-lain.DOI: 10.15408/aiq.v2i2.2489

PENERAPAN TEORI AKAD PADA PERBANKAN SYARIAH

Al-Iqtishad: Journal of Islamic Economics Vol 4, No 1: January 2012
Publisher : Faculty of Shariah and Law

Show Abstract | Original Source | Check in Google Scholar | Full PDF (503.699 KB)

Abstract

This article discuss about theory concept of transactions in Islamic banking products. In collecting and distributing funds, Islamic banking used variety of transactions, such as deposit transactions (wadî’ah yad amânah, wadî’ah yad dhamânah), transactions for results (mudhârabah, musyârakah), buying and selling  (murâbahah, salâm, istishnâ’), lease transactions (ijârah, ijârah wa iqtinâ’, atau ijârah muntahiyah bi al-tamlîk), loan transactions (qardh), and transactions with other patterns (wakâlah, kafâlah, hiwâlah, rahn). Murâbahah and salâm transactions are used for collecting the funds and mudhârabah muthlaqah and wadî’ah are used for funding. Meanwhile, ijârah and wakâlah are used in loan transactions that implemented in a bank guarantee.DOI: 10.15408/aiq.v4i1.2536

NILAI KOEFISIEN LIMPASAN (C) SUB DAS TARIPA DI KECAMATAN TOAYA KABUPATEN DONGGALA PROVINSI SULAWESI TENGAH

Jurnal Warta Rimba Vol 6, No 1 (2018)
Publisher : Universitas Tadulako

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Abstract

The coefficient of surface runoff (denoted by C), in this case is strongly influenced by the watershed conditions such as gradients, soil infiltration, land use and surface water deposits. This value of C can be used as an indicator in assessing the level of damage of the watershed. Forest and land of Taripa sub-watershed in taripa village is functioned as a regulator of hydrology and also a source of water for irrigation in Sumari village, Lero and Toaya. The Taripa sub-watershed has a very important role for life. To know the tendency of hydrological characteristic of Taripa sub-watershed is better or worse, it can be investigated by observing the tendency of Taripa sub-watershed flow by calculating the runoff coefficient value (C). To calculate the runoff coefficient value, firstly the water discharge and rainfall is analyzed.This research was conducted with the aim to know the value of runoff coefficient (C) and the its function (C) of Taripa sub watershed in Taripa Village of Donggala Regency of Central Sulawesi Province. This research was planned to be implemented from September 2016 until April 2017 in Taripa Village of Toaya District of Donggala Regency, Central Sulawesi Province. The results of this study are expected to be an early information of the condition of land capability of sub-watershed Taripa in order to control the water by knowing the runoff coefficient value (C). Based on the results of the research, the daily debit value is the total of daily debit, 523,048,50 m3 reduced by the Base Flow, 78,697 m3 equals to 442,157,5 m3 with rainfall totaled 163 mm, where the highest rainfall happened on Tuesday, June 13, 65 mm, and on Wednesday, 21 June, 27 mm. The value of runoff coefficient (C) of Taripa river, based on the calculation, is 0.37. This value illustrates that the hydrologic system in the Taripa sub watershed of Taripa Village is in moderate level.

PERSEPSI PUBLIK TERHADAP PENGELOLAAN HUTAN POPULASI DI DESA SALUBOMBA, KECAMATAN BANAWA TENGAH KABUPATEN DONGGALA

Jurnal Kolaboratif Sains Vol 1, No 1 (2018): Oktober
Publisher : Universitas Muhammadiyah Palu

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Abstract

Hutan rakyat mempunyai manfaat yang sangat penting bagi lingkungan dan kehidupan manusia sehingga perlu dikelola dengan baik untuk memperoleh manfaat ekonomi dan ekologis, maka dibutuhkan usaha untuk mempertahan keberadaan/kelestariannya. Adapun tujuan penelitian ini untuk mengetahui persepsi masyarakat terhadap pengelolaan hutan rakyat. Penelitian ini dilaksanakan di Desa Salubomba Kecamatan Banawa Tengah Kabupaten Donggala yang berlangsung bulan Agustus sampai dengan bulan Oktober 2017. Penentuan responden dilakukan dengan metode purposive sampling (sengaja) dengan pertimbangan bahwa responden tersebut merupakan masyarakat yang terlibat langsung/berpartisipasi dalam pengelolaan hutan rakyat. Untuk mengukur tingkat persepsi masyarakat terhadap pengelolaan hutan rakyat di Desa Salubomba Kecamatan banawa Tengah Kabupaten Donggala yang dilakukan dengan metode Skala Likert. Berdasarkan hasil penelitian diperoleh gambaran bahwa pengelolaan hutan rakyat  di Desa Salubomba sudah tergolong tinggi. Yang di tandai dengan sebanyak 30 orang atau persepsi lebih besar dari 53,95 % sedangkan persepsi tidak baik sebanyak 20 orang atau sebesar 0–59,94 %.