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Journal : Shirkah: Journal of Economics and Business

The Influence of Technology Acceptance Model (TAM) on The Users’ Behavior of Sikesya Application in IAIN Surakarta

Shirkah: Journal of Economics and Business Vol 1, No 1 (2016)
Publisher : Faculty of Islamic Economics and Business, Institut Agama Islam Negeri (IAIN) Surakarta

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Abstract

This study aims to evaluate the student acceptance of SIKESYA  (Sharia Financial System/Sikesya) application as the users by using the framework of Technology Acceptance Model (TAM) and its development. The constructs being tested in this research are perceived usefulness, perceived ease of use, experience, social influence, attitute toward behavior, behavioral intention, facilitating condition, and user behaviors. As much as 80 students has been chosen as sample which were determined using purposive sampling method. The data gathered was then analyzed using partial least square (PLS). The result showed that experience did not influence the perceived ease of use, on the other hand perceived usefulness has a positif influence toward users attitude and behavior in using Sikesya, while the perceived ease of use did not influence the users atttitude and  behavior at all, since the students would still use it as it is an application used as part of university services. The attitude and behavior did not influence the behavioral intention, whereas the social influence has a positif effect on behavioral intention, yet the behavioral intention gave positif impact to user’s behavior. On the other hand, facilitating condition has no effect toward users’ behavior. Keywords: Sharia Financial System (SIKESYA), Technology Acceptance Model (TAM), IAIN Surakarta

Co-Authors Abidin, Faris Adelina Hasyim Agistiana, Seruni Akhirmen Akhirmen Anastasya, Lidwina Anita Rahmawati Anjarsari, Dwi Indah Ari Estuningtyas, Ari Arif Widiyatmoko, Arif Arisanti, Tiffani Nindya Asep Tata Gunawan, Asep Tata Ashari, . Atni Prawati Bakar, Abdoel Bakhtaruddin Nst. Bambang Sri Anggoro Cahya Mulat, Trimaya Calista Siagian, Irma Denah Suswati Deniswaty, . Desi Areva Dewi Kurniati Dewi, Arum Kusnila Didik Prasetyoko Endang Ernawati Endarwati, Susiani Fadly Azhar Fahmi Medias, Fahmi Fatchurohman, Fatchurohman Feriadi Feriadi, Feriadi Haeriah, . Halida . Hamdani . Hariani, Lilik Sri Hasan, Sholeh Hasmin Tamsah, Hasmin Hermi Yanzi Heru Pramono HJ Freisleben, HJ Isa Akhlis Kalanjati, Woro Wulandari Kamaluddin, Muhammad Totong Katrin Katrin Komara, Adi Komarudin Komarudin Kumar, Abdul Malik Kurniasari, Nova Laksmi Widajanti Linda Masniary Lubis Lulus Irawati, Lulus M. Syukri Mamik Sarwendah Mangiliwati Winardi, Mangiliwati Melda Agarina Mujiatun, . Mulawarman Mulawarman Munaris Munaris Munstermann, Susanne Mun’im, Abdul Nanik Setiyawati, Nanik Nugraha, I Ketut Destian Nugraismia, Wilda Nur Annis Hidayati, Nur Annis Nurhayati Damiri Nurliza Nurliza Ochi Marshella Febriani Parisa, Nita Perryanis, Perryanis Prastanti, Hestu Puji Harto Putri, Rahmah Dianti Qurotaayunina, Yasmin Rahmat Hidayat Rahmiati Rahmiati Raja Muhammad Amin Ramdhani, Eka Putra Rani Mega Putri Ridwan Affandi rini hazriani Rosalina, Linda Santi Purna Sari Sentosa Ginting Silitonga, Risma Juniarti Paulina Sinanto, Agus Siti Fatimah Pradigdo Soni Kurniawan Sri Ayem, Sri Sri Lestari Sriyanto, . Subagyo, Tutut Suciati Sudarisman Sulistiono, nFN Sumartono, Fareza Ferdyna Nanda Suprapto Suprapto Suyanto Suyanto Taupik Rahman Tedi Rusman Tomo Djudin Tri Karyono Tri Noor Aziza Triyanto Pristiwaluyo Wahyu Ardianto Werdiningsih, Sri Werner R. Murhadi Widuri, Anggita Yatim Lailun Ni’mah Yaya Sukaya Yeni Agustin Yuliana, Citra Yuliarni Yuliarni Zaenuddin, Nuryani