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Internet Banking di Indonesia

Jurnal Manajemen Teknologi Vol 1, Juni 2002
Publisher : Jurnal Manajemen Teknologi

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Abstract

Perkembangan pelayanan jasa-jasa perbankan yang dilakukan melalui internet semakin berkembang seiring dengan pertumbuhan teknologi informasi yang semakin cepat. Faktor inovasi produk dan perkembangan teknologi sudah merupakan bagian yang tak terpisahkan dengan perkembangan industri perbankan untuk meningkatkan kualitas pelayanan sehingga menjadi lebih cepat, bagus dan efisien. Namun demikian, masalah keamanan bertransaksi serta perlindungan nasabah menjadi perhatian tersendiri untuk pengembangan internet banking ke depan, terutama karena tidak adanya kepastian hokum bagi nasabah dimana belum terdapat suatu bentuk pengaturan atas kegiatan internet di Indonesia. Masalah keamanan tidak hanya untuk kepentingan nasabah tetapi juga untuk kepentingan bank penyelenggara internet banking itu sendiri maupun industri perbankan secara keseluruhan. Bank Indonesia sebagai otoritas pengawas bank sangat berkepentingan untuk menjaga agar bank-bank pelaksana internet banking senantiasa menerapkan prinsip-prinsip kehati-hatian dalam perbankan (prudential banking operation), manajemen resiko dan perlindungan terhadap nasabah (customer protection) dalam penyelenggaran jasa perbankan melalui internet mengingat ketergantungan terhadap teknologi dan pihak ketiga sangat tinggi. Kajian mengenai internet banking ini nantinya akan menjadi bahan penyusunan pedoman serta dasar pemikiran dalam pembuatan ketentuan atau peraturan mengenai internet banking di Indonesia.Katakunci: website, Prudential Banking Operation, Risk Management, Customer Protection

OVERVIEW

Buletin Ekonomi Moneter dan Perbankan Vol 5 No 1 (2002): JUNE 2002
Publisher : Bank Indonesia

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Abstract

Krisis moneter yang terjadi di tahun 1997 berdampak sangat besar terhadap industri perbankan secara keseluruhan sehingga upaya-upaya pemulihan industri perbankan nasional memerlukan waktu yang cukup lama dan resources yang sangat besar. Sebagai akibatnya industri perbankan nasional tidak banyak memperlihatkan perubahan yang sangat siknifikan dalam periode pasca krisis sampai sekarang, walaupun beberapa indikator kinerja perbankan telah menunjukkan peningkatan dan perbaikan. Upaya pemerintah dengan melakukan rekapitalisasi perbankan telah berhasil meningkatkan permodalan bank-bank secara agregrat dari negatif menjadi positif dan saat ini sudah memenuhi ketentuan standar internasional CAR 8%.

Implementasi Pengendalian Pemanfaatan Ruang dan Sanksi Administratif Dalam Rencana Tata Ruang Wilayah Kabupaten Sidoarjo

JKMP (Jurnal Kebijakan dan Manajemen Publik) Vol 5, No 1 (2017): March
Publisher : Universitas Muhammadiyah Sidoarjo

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Abstract

This research aimed to organize spatial arrangement in accordance with the provisions of the legislation and creating spatial order, there should be efforts to increase supervision and control of spatial utilization of space. There are some instruments that must be observed in control of spatial planning in Sidoarjo. The purpose of this study is to describe and analyzed the implementation of controls spatial use Sidoarjo. Date analysis technique used is descriptive qualitative models. The results showed that of the four (4) instrument control utilization of existing space, only 2 (two) instrument that is implemented by the Government of Sidoarjo regency namely instrument permitting and sanctioning. Implementation of administrative sanctions for violations of the space utilization is merely a written warning, followed by sealing. There are no penalties up to the demolition level of development.

PEMBUATAN MODUL PRAKTIKUM SISTEM CENTRAL LOCK ALARM PADA PRAKTIK KELISTRIKAN OTOMOTIF JURUSAN PENDIDIKAN TEKNIK MESIN UNESA

Jurnal Pendidikan Teknik Mesin Vol 2, No 02 (2013): JPTM :Volume 02 Nomor 02 Tahun 2013
Publisher : Jurusan Pendidikan Teknik Mesin FT UNESA

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Abstract

Pendekatan, strategi, metode, dan teknik pembelajaran pada hakikatnya dapat dibedakan tetapi tidak dapat dipisahkan. Keempat istilah tersebut merupakan satu kesatuan dalam pembelajaran. Pendekatan, strategi, metode, dan teknik pembelajaran yang akan dan/atau sedang digunakan dapat diketahui dari langkah-langkah pembelajaran yang telah tersusun dan/atau sedang terjadi. Pendekatan pembelajaran adalah cara umum dalam memandang pembelajaran. Sedangkan strategi pembelajaran adalah ilmu dan kiat di dalam memanfaatkan segala sumber belajar yang dimiliki dan/atau yang dapat dikerahkan untuk mencapai tujuan pembelajaran yang telah ditetapkan. Metode mengajar adalah berbagai cara kerja yang bersifat relatif umum yang sesuai untuk mencapai tujuan pembelajaran tertentu dan teknik pembelajaran adalah ragam khas penerapan suatu metode sesuai dengan latar penerapan tertentu. Teknik pembelajaran mengambarkan langkah-langkah penggunaan metode mengajar yang sifatnya lebih operasional. Faktor-faktor yang perlu diperhatikan dalam penentuan teknik pembelajaran di antaranya adalah kemampuan dan kebiasaan guru, ketersedian sarana dan waktu, serta kesiapan siswa. Faktor-faktor yang perlu dipertimbangkan dalam memilih strategi pembelajaran ialah tujuan pembelajaran, jenis dan tingkat kesulitan materi pelajaran, sarana, waktu yang tersedia, siswa, dan guru.

ANALISIS DESKRIPTIF SELF-EFFICACY BERPIKIR KRITIS MATEMATIS SISWA DALAM PEMBELAJARAN SOCRATES KONTEKSTUAL

Jurnal Pendidikan Matematika Unila Vol 3, No 6 (2015): JURNAL PENDIDIKAN MATEMATIKA UNIVERSITAS LAMPUNG
Publisher : Jurnal Pendidikan Matematika Unila

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Abstract

This descriptive qualitative research aimed to describe the students’ mathematical critical thinking self-efficacy in Socrates Contextual Learning. The subject of this research was students of VII-D class of SMPN 22 Bandarlampung in even semester, academic year of 2014/2015 who appeared indicators of mathematical critical thinking self-efficacy. The data of this research were obtained by observation recording, mathematical critical thinking self-efficacy scale, and interview. The interview in this research aimed to get deeper informations about students’ mathematical critical thinking self-efficacy. The analysis of data used three stages, that were reducting, displaying, and getting conclusion of data. Based on the analysis of data, it was concluded that student’s mathematical critical thinking self-efficacy which appeared dominantly in Socrates Contextual Learning was indicators on magnitude/level dimension.Penelitian kualitatif deskriptif ini bertujuan untuk mendeskripsikan self-efficacy berpikir kritis matematis siswa dalam Pembelajaran Socrates Kontekstual. Subjek penelitian ini adalah siswa kelas VII-D SMP Negeri 22 Bandarlampung semester genap tahun pelajaran 2014/2015 yang memunculkan indikator self-efficacy berpikir kritis matematis. Data penelitian ini diperoleh melalui catatan lapangan, skala self-efficacy berpikir kritis matematis, dan wawancara. Wawancara dalam penelitian ini bertujuan untuk mendapatkan informasi yang lebih dalam mengenai self-efficacy berpikir kritis matematis siswa. Analisis data menggunakan tiga tahapan, yaitu reduksi, penyajian, dan penarikan kesimpulan terhadap data. Berdasarkan analisis data, diperoleh kesimpulan bahwa self-efficacy berpikir kritis matematis siswa yang dominan muncul dalam Pembelajaran Socrates Kotekstual adalah indikator pada dimensi magnitude/level.Kata kunci: berpikir kritis matematis, self-efficacy, socrates kontekstual

Konsistensi Perencanaan Pembangunan Daerah Dengan Anggaran Daerah

Journal of Governance and Public Policy Vol 4, No 1: February 2017
Publisher : Universitas Muhammadiyah Yogyakarta

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Abstract

Development in Indonesia so far has achieved planning approach. Based on Law No. 17 Year 2003 on State FinanceRegional Budget that contained in the budget based on the RKPD, and the mandate of Law Number 25 Year 2004 onNational Development Planning System, states that the planning process should be through participatory musrenbang.The planning process in Gunung Kidul Regency musrenbang promote participatory, although it has been difficult torealize the consistency, and the problems in the development gaps between regions. This thesis examines theconsistency of the results musrenbang on RKPD, until the budget to determine the success of the planning andbudgeting areas of physical infrastructure in the 2013-2015 fiscal year Gunung Kidul Regency, Yogyakarta SpecialProvince and the factors that affect consistency. This research was conducted at 3 SKPD that administer physical andinfrastructure fields. Research using qualitative approach with case study method in which the collection of data,information, through interviews and direct observation in the field related to the planning begin planning meetings,RKPD, until the budget. Observations researchers carried out by conducting direct observation to the field in obtainingdata relevant to the problems of researchers, while the sampling technique used is the technique of non-probabilitysampling with purposive sampling and analysis techniques used triangulation to test the validity of the data by utilizingresearchers with data sources either through the primary data key. The level of consistency during the three years of2013, 2014, 2015 on the physical plane and infrastructure SKPD DPU showed no increase in the year 2013 by 77%, in2014 by 82%, and 96% in 2015. The level of consistency in the SKPD Dishubkominfo 2013 to 2015 is getting better isevidenced in 2013 by 83%, in 2014 by 88%, and in 2015 amounted to 94%. The level of consistency in the SKPDKapedal from 2013 to 2015 have shown improved in 2013 by 88%, in 2014 by 88%, in 2015 by 100%.Perencananaan consistency with the regional development budgets in areas that span the hierarchy RKPD, KUA andGunung Kidul district budget of the year 2013-2015 in the field of physical and infrastructure DPU SKPD, Dishubkominfo,and Kapedal for three years tend to rise. Factors that influence the consistency is understanding between SKPD, TAPD;their central policy; the results of the evaluation budgets by the governor; and terwadahinya basic thoughts ofParliament to the program of activities on education.

Pengaruh Tingkat Kompetensi Terhadap Kinerja Pegawai Administrasi Perkantoran

Jurnal Ekonomi dan Bisnis Vol 17 No 1 (2014)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

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Abstract

One big concern towards staff competency level is by doing a comprehensive research, every organization should know how its real staff competency level, its related factor, and also the impact of competency level towards staff performance. In this research result, the variable of education background does not affect the competency level. Meanwhile working experience variable has positive relationship towards competency level. Moreover, it is proven that there is a significant difference in competency level between staffs who have ever joined trainings and those who have never joined trainings. While staffs who have office administrative and secretarial education background have better competency level compared to those who do not have similar education background. The research result shows that office administrative staff’s competency significantly affects staffs’ performance. This research is expected to be able to give exact description on how far the staff competency level of Satya Wacana Christian University administrative staffs, also to identify the related factors towards staff competency level and its relationship with their working performance. The result is expected to give contributions to human resources management of Satya Wacana Christian University (UKSW) in developing and improving the human resources quality especially administrative staff of UKSW.

Eksplorasi dan Perancangan Prototipe Aplikasi Kantor Maya Untuk Meningkatkan Sustainable Competitive Advantage di Perguruan Tinggi

Jurnal Ekonomi dan Bisnis Vol 18 No 1 (2015)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

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Abstract

Sustainable competitive advantage for universities could not be separated from the information technology. Actually, some universities have been implemented this information technology, especially virtual office applications. Eventhough, the virtual office applications were implemented, but preliminary research found that those applications used were Online Transaction Processing only, not Online Analytical Processing that can be used to make decision. Based on those explanations, this research had been done to explore and design the virtual office prototype application for universities. Three methods were used to conduct this reseach, which were explorative, validation, and application design. Finally, prototype applications of virtual office dashboard, lecturer dashboard and accreditation dashboard to improve sustainable competitive advantage for universities were presented as this study result.

Analisa Perancangan Pengendali Wireless Menggunakan Microcontroller AT 89S2051

JURNAL SISTEM INFORMASI UNIVERSITAS SURYADARMA Vol 3, No 2 (2016): Jurnal Sistem Informasi Universitas Suryadarma
Publisher : JURNAL SISTEM INFORMASI UNIVERSITAS SURYADARMA

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Abstract

Wireless is the control system and data delivery with no cables. The advantages of the wireless system is the system can save expenses of cable channels that are still relatively expensive, it is very easy to install, most users can understand technical instructions of use Wireless in a short time, easy to implement and reduces cable clutter that crisscrossed, so it will give the impression neatly. Advances in science and technology have been encouraging people to try to overcome all the problems that arise in the vicinity. These human limitations gradually be solved with ditemukanya technologies - new technologies, one of which is a motion on the robot. Currently there are some robot controller technology that can facilitate human in performing daily activities namely technology controller using a cable, Line Follower and Wireless Systems.