Rahmat Richard
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Demand analysis Pharmaceutical products Industry (druggeneric) in Pharmacies in district Bangkinang Aditia, Chandra; Harahap, Azwar; Richard, Rahmat
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 1 (2014): Wisuda Februari Tahun 2014
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This research was conducted in the District Bangkinang that discuss DemandAnalysis Pharmaceutical Products (Generic Drugs) In the Pharmacy in District Bangkinang, the method used in this research is descriptive and the type of data used is primary data and secondary data.Research variable is Demand Analysis Pharmaceutical Production (GenericDrugs) In the Pharmacy in District Bangkinang as the dependent variable, the price of the drug itself, the number of people who are sick, and income as independent variables. The formulation of the problem is to see how the effect of independent variables (independent) variables are not independent to (dependent).The factors that affect the demand for generic drugs in the District Bangkinang is a factor in the price of generic drugs is the number of sick people in the District Bangkinang. And factor income people should have no effect because of the demand for generic drugs are widely used for people with low income but inversely as more middle and upper income earners that generic drug receipts, so the third factor does not affect the demand for generic drugs.Key words: the price of the drug itself, the number of people who are sick, and income.
Pengaruh Inflasi Dan Produk Domestik Bruto (PDB) Terhadap Tingkat Imbalan Sertifikat Bank Indonesia Syariah (SBIS) Tahun 2009-2012 Mahrani, Sri; Richard, Rahmat
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 2 (2014): wisuda oktober 2014
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This study aims to determine the effect of inflation and Gross Domestic Product (GDP) of the Certificate of Bank Indonesia Sharia (SBIS). This study uses secondary data obtained from the website of Bank Indonesia publications and Statistics Indonesia. This study was conducted nationally, namely Indonesia in the first quarter of 2009 until the fourth quarter of 2012. This study used a multiple linear regression analysis using the computer program SPSS version 16.0. This study consisted of two independent variables (inflation and GDP) and one dependent variable (Bank Indonesia Sharia Certificate). The results obtained are inflation and GDP together (simultaneous) effect on Bank Indonesia Sharia Certificate with a significance level of 5%. Partially Inflation has a significant positive effect on the Certificates of Bank Indonesia Sharia, while the GDP variable is partially significant negative effect on Bank Indonesia Sharia Certificate. Variation factors that affect the Bank Indonesia Sharia Certificate explained by inflation and GDP are jointly influenced by 75.4% (R2 = 0.754) while the remaining 24.6% is explained by other variables not included in the study. Of the two variables (inflation and GDP) GDP variables that significantly influence the Bank Indonesia Sharia Certificate, ie with t -5.398 and a significance value of 0.000.Keywords: Inflation, Gross Domestic Product (GDP), and Certificate of Bank Indonesia Sharia (SBIS).
Pengaruh uang giral dan uang kuasi terhadap inflasi di Indonesia Fernandes, Fadly; Richard, Rahmat
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 2 (2014): wisuda oktober 2014
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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In an economic of money would affect the economy of a country. Money also will affect the economy of a country because money is a tool that is used to meet the needs of human life in this day and age. Money has a strategic role in the economic of a country, especially since the main function of money is as a medium for transacting, so that at first the money is often interpreted something generally accepted as a means of payment. This research aims to empirically examine the effect of macro variables (demand deposits and Quasy-money) are inflation in Indonesia.this research uses secondary data types. The analytical method used is the method of quantitative analysis using multiple regression analysis tools SPSS version 18.0. Result of research conducted shows the results of simultaneous demand deposits and quasy-money real impact on inflation in Indonesia period 2003-2012 with F at 110,209 with sig 0,000 and the value R2at 0,960 that means 96% inflation in Indonesia is influenced by demand deposits and quasy-money, while the remaining 4% is influenced by other factors not addressed in this research.Keywords : demand deposits, quasy-money and inflation
Analisis Pengaruh Suku Bunga Kredit dan Kurs Terhadap Ekspor Nonmigas Provinsi Riau Richard, Rahmat
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 2 (2014): wisuda oktober 2014
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This research was conducted by analyzing data of non-oil exports of Riau Province, the data rate and the data rate loan. This study aims to determine how the effect of mortgage interest rates and the exchange rate against the value of non-oil exports Riau Province 2001-2013 period. The data used are secondary data are time series for 13 years, and method of data analysis used in this study is the Ordinary Last Square (OLS) multiple linear regression model to calculate the tool eviews program. From the calculation results were obtained coefficient value of each independent variable is X1 (lending rates) amounted to 16772.92 means that if there is an increase in lending rates by 1%, the value of non-oil exports Riau province decreased by USD 16,772,920. Furthermore, the value of coefficient X2 (exchange) is 785,797.6 means that if there is an increase of USD 1.00 dollar exchange rate, the value of non-oil exports Riau Province increased by USD 785 797 600. In this study also tested the level of a significant level of 95% (α = 0.05), the calculation of the results obtained probabiliti for lending rates by 0.0002, and the exchange rate of 0.4719. It can be seen that lending rates have a significant effect in influencing the value of non-oil exports Riau province, because probabiliti for interest rates is smaller than α = 0.05, while the exchange rate has no significant effect on the value of non-oil exports Riau Province is characterized by probabiliti case for more rate greater than α = 0.05. changes in non-oil exports Riau able to simultaneously explained by the variables in lending rates (X1) and exchange rate (X2) is 77.39 percent, while the remaining 22.61 per cent is explained by other factors that are not included in the model used in this research.Keywords: Investment Interest Rate, Exchange Rate, Non-oil Exports Riau Province
FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN DEPOSITO BERJANGKA PADA BANK UMUM DI KOTA PEKANBARU Richard, Rahmat
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 4, No 1 (2017): Wisuda Februari
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This study aims to determine the factors that influence the demand deposits at commercial banks in the city of Pekanbaru. This research uses quantitative study using multiple linear regression analysis with significance level of 5% (0,05), which was applied to the computer program SPSS version 18.0. in this study performed statistical tests (t-test and F test), test the partial correlation coefficients and multiple determination coefficient test. The results showed that together simultaneously (Test F) income, interest rates and education levels affect the amount of time deposits of 321.339% with a significance level of 0.000 and partially (t test) each also affect the amount of time deposits with the results of the equation Y = 6.107 -2,520+ + 41,334,323.616 - 2,527,578.183 . earnings effect amounted to 6.107 with a significance of 0.000, the interest rate also affects the amount of time deposits of 4.133 with 0.000 significance and impact of educational level - 2,527,578.183 with significance 0.335. The predictive ability of the four variables are the amount of deposits commercial banks is 90.9% ( = 0.909) as well as in the show by the magnitude of the adjusted , while the remaining 9.1% influenced by other factors were excluded from the study variables It can be concluded that the level of income, interest rates and the level of education has a significant influence on the amount of time deposits at commercial banks in the city of Pekanbaru. Any increase in the level of income, interest rates and levels of education will cause the amount of time deposits at commercial banks in Pekanbaru city will also increase.Keywords: income, interest rates, education levels, time deposits, commercial banks
ANALISIS PENGARUH EKSPOR, INVESTASI ASING LANGSUNG DAN INVESTASI PORTOFOLIO TERHADAP NILAI TUKAR RUPIAH DI INDONESIA TAHUN 2006-2017 Manurung, Rikki; Richard, Rahmat; Mardiana, Mardiana
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 1 (2018): Wisuda Februari 2018
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi

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This research aims to knowing how much the effect of exports of foreign direct investment and portfolio investment to the rupiah exchange rate in Indonesia in 2006-2017. The data used in this study is the data time seris obtained from the Central Bureau of Statistics and Bank Indonesia. This research uses quantitative research methods, and analyzed using multiple linear regression analysis tools using SPSS 20 for windows computer application. In this study the independent variables are export (X1), foreign direct investment (X2) and portfolio investment (X3) and the dependent variable is the exchange rate of rupiah (Y). From the result of the research, it is found that the export variable of foreign direct investment and portfolio investment simultaneously give significant influence to the rupiah exchange rate. From the partial / individual test, it is found that foreign direct investment variable gives bigger contribution compared to export variable and portfolio investment to rupiah exchange rate.Keywords : Export, Foreign Direct Investment, Portfolio Investment, Rupiah Exchange Rate
ANALISIS PERMINTAAN TABUNGAN TARBIYAH PADA BANK PT. BPRS BERKAH DAN FADHLILLAH DI BANGKINANG O Hasana, Raidhatul; Syapsan, Syapsan; Richard, Rahmat
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 1 (2018): Wisuda Februari 2018
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This study aims to determine the analysis of income and profit sharing of the amount of costomer saving, to find out the reason people do tarbiyah savings and to know the most dominant factor to the amount of savings in PT. BPRS Bangkinang. This study uses secondary data obtained from BPS in Bangkinang ana primary data obtained from savings costomer respondents on PT. BPRS Bangkinang. The population in this research is tarbiyah saving costomer at PT. BPRS in Bangkinang and respondents in this study amounted to 50 customers.This study uses purposive random sampling technique in determining the sample, this technique is used for certain considerations and obtained 50 customers tarbiyah saving that chose to save in PT. BPRS Bangkinang using questionnaire and interview techniques. Furthermore, the analytical techniques in which the stages of data presentation, and withdrawal of conclusions.From the results of this study obtained income factor is not a factor that determines the customer savings tarbiyah choose to save money in the bank PT. BPRS in Bangkinang, this is evidenced from the result of the questionnaire that l have distributed to the respondents. While the profit-sharing factor becomes a factor that determines the customer chooses the bank PT. BPRS Bangkinang, this is proven not many respondents who know what is the ratio of deal by reaching 80% or 40 people from 50 people. Not many respondents who know what is the ratio of deal by reaching 80% or 40 people from 50 people.Keywords :Demand Analysis, Saving Tarbiyah, Bank BPRS
PENGARUH PENYALURAN KREDIT USAHA RAKYAT (KUR) PT. BANK RAKYAT INDONESIA (PERSERO) TBK CABANG PEKANBARUTERHADAP TINGKAT PENDAPATAN INDUSTRI KECIL SEKTOR PERDAGANGAN DI KOTA PEKANBARU Hakim, Lukman Nul; Mardiana, Mardiana; Richard, Rahmat
Jurnal Online Mahasiswa (JOM) Bidang Ilmu Ekonomi Vol 1, No 1 (2018): Wisuda Februari 2018
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This research was conducted at Bank Rakyat Indonesia (Persero) Tbk Pekanbaru Branch. The purpose of this study is to find information about taxes and revenues for small sectors in Pekanbaru city before and after receiving the distribution of community business credit (KUR) PT. Bank Rakyat Indonesia (Persero) Tbk Pekanbaru Branch. The sample of this study were 99 people, the data were collected by questionnaire technique, and the analysis using Z-Test using SPSS version 21 assistance. The results showed that there was a significant factor in the small sector in Pekanbaru City before and after receiving the peoples business credit (KUR) PT. Bank Rakyat Indonesia (Persero) Tbk Pekanbaru Branch zcount (5.197)> from ztable (0.1660) and sign. (2-tailed) 0,000 <0.05.Keywords : Revenue Rate
KAJIAN TENTANG KEBERADAAN BADAN USAHA MILIK DESA SEBAGAI PENGUATAN EKONOMI DESA LIMAU MANIS DI KECAMATAN KAMPAR Indrawati, Toti; Richard, Rahmat
Jurnal Ekonomi Vol 24, No 3 (2016)
Publisher : Jurnal Ekonomi

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Kehadiran Undang-Undang Nomor 6 Tahun 2014 tentang Desa diharapkanmampu memaksa seluruh pihak terkait untuk konsisten memberikan peran yanglebih besar kepada Pemerintah Desa didalam penyelenggaraan PemerintahanDesa, pelaksanaan Pembangunan Desa, Pembinaan Kemasyarakatan Desa, danPemberdayaan Masyarakat Desa berdasarkan prakarsa masyarakat, hak asalusul, dan adat istiadat Desa. Termasuk dalam memberikan peran yang maksimalkepada BUMDesa dalam mengembangkan kegiatan ekonomi perdesaan.Hasil peneiltian menunjukkan bahwa, sejak berdirinya ( 4 tahun), keberadaanBUMDesa Limau Manis secara umum telah mampu berperan cukup baik dalammengumpulkan dana sebagai modal untuk disalurkan kepada masyarakat bawahyang memerlukan sebagai modal usaha, agar bisa meningkatkan taraf hidup dankesejahteraan hidupnya. Begitupula peran BUMDesa Limau Manissebagaipenyedia layanan terhadap masyarakat desa utamanya mengenai bidang usaha,untuk mencapai tingkat kesejahteraan sebagian masyarakat telah tercapai cukupbaik.