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A Comparative Analysis of the Quality of Islamic and Conventional Banks’ Asset Management in Indonesia Abd. Majid, M. Shabri; Musnadi, Said; Putra, Indra Yadi
Gadjah Mada International Journal of Business Vol 16, No 2 (2014): May-August
Publisher : Master of Management, Faculty of Economics and Business, Universitas Gadjah Mada

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Abstract

This research empirically and comparatively examines the quality of conventional and Islamic banks’ asset management in Indonesia during the period 2009-2011. Four general conventional banks [i.e., Bank Mandiri Indonesia (BMI), Bank Rakyat Indonesia (BRI), Bank Central Asia (BCA), and Bank Nasional Indonesia (BNI)] and four Islamic banks (Bank Muamalat, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, and Bank Syariah BRI) were, respectively, explored. Specifically, the purpose of this study is to compare the quality of the Islamic and conventional banks’ asset management with the CAMEL (capital, asset, management, earning, and liquidity) method. It also attempts to analyse the influences of the ROA (Return on Asset), TLTA (Total Loan to Total Assets), and OITL (Operating Income to Total Liabilities) on the quality of the banks’ asset management. The CAMEL method was used to evaluate the quality level of the banks’ asset management, while the multiple regression analysis was then adopted to explore the determinants of the quality of the banks’ asset management. The study documented that Bank Syariah BRI was the best performing bank, with the highest CAMEL score of 50.33, while Bank Mandiri Indonesia was the worst performer with the lowest CAMEL score of 26.33. As a group, the Islamic banks were found to have better rankings, i.e., positions 1, 2, 3, and 6, while the conventional banks were found in 4, 5, 7, and 8, respectively. The study proved that the Islamic banks have a better asset management quality compared to their conventional counterparts. The Islamic banks were also proved to be better able to withstand the risks, particularly the financing risk.      
Monitoring of Manager and Competitive Advantage of Financial Institutions: Banks and Non-Bank Jummaini, Jummaini; Musnadi, Said; Bachri, Naufal
JOURNAL OF ECONOMIC SCIENCE Vol 1, No 1 (2015)
Publisher : JOURNAL OF ECONOMIC SCIENCE

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Abstract

The purpose of this article is to know how the monitoring is conducted by the managers in improving Competitive advantage in Bank and Non-Bank institution. The independent variable consists of Policy Monitoring of Capital Structure and Blog e - CRM (Customer Relationship Management) of company. The Company value is the dependent variable, while the Competitive Advantage becomes an intervening variable. The Monitoring Information of employee is an asset for the company such as about relationship between the employee and a certain talent employee.
A Comparative Analysis of the Quality of Islamic and Conventional Banks’ Asset Management in Indonesia Abd. Majid, M. Shabri; Musnadi, Said; Putra, Indra Yadi
Gadjah Mada International Journal of Business Vol 16, No 2 (2014): May-August
Publisher : Master in Management, Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Original Source | Check in Google Scholar

Abstract

This research empirically and comparatively examines the quality of conventional and Islamic banks’ asset management in Indonesia during the period 2009-2011. Four general conventional banks [i.e., Bank Mandiri Indonesia (BMI), Bank Rakyat Indonesia (BRI), Bank Central Asia (BCA), and Bank Nasional Indonesia (BNI)] and four Islamic banks (Bank Muamalat, Bank Syariah Mandiri, Bank Syariah Mega Indonesia, and Bank Syariah BRI) were, respectively, explored. Specifically, the purpose of this study is to compare the quality of the Islamic and conventional banks’ asset management with the CAMEL (capital, asset, management, earning, and liquidity) method. It also attempts to analyse the influences of the ROA (Return on Asset), TLTA (Total Loan to Total Assets), and OITL (Operating Income to Total Liabilities) on the quality of the banks’ asset management. The CAMEL method was used to evaluate the quality level of the banks’ asset management, while the multiple regression analysis was then adopted to explore the determinants of the quality of the banks’ asset management. The study documented that Bank Syariah BRI was the best performing bank, with the highest CAMEL score of 50.33, while Bank Mandiri Indonesia was the worst performer with the lowest CAMEL score of 26.33. As a group, the Islamic banks were found to have better rankings, i.e., positions 1, 2, 3, and 6, while the conventional banks were found in 4, 5, 7, and 8, respectively. The study proved that the Islamic banks have a better asset management quality compared to their conventional counterparts. The Islamic banks were also proved to be better able to withstand the risks, particularly the financing risk.      
PENGARUH IKLIM ORGANISASI DAN KEPUASAN KERJA TERHADAP KOMITMEN DAN DAMPAKNYA PADA KINERJA PEGAWAI DINAS KOPERASI DAN USAHA KECIL DAN MENENGAH ACEH Fariana, Fariana; Musnadi, Said; Majid, M. Shabri Abdul
Jurnal Manajemen Dan Inovasi Vol 8, No 3 (2017): Jurnal Manajemen Dan Inovasi
Publisher : Departemen Manajemen, Universitas Syiah Kuala

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Abstract

ABSTRACT Performance is should  be possessed by every employee to perform any duties and responsibilities given to the employee organization. With a good performance, any employee can resolve any burden of organizations with effective and efficient way so that the problems that occur in an organization can be overcome. To improve performance, the Office of Cooperatives and SMEs in Aceh need to pay attention to the organizational climate and employee commitment. Respondents in this study amounted to 123 persons who were employees of this organization.. The analysis method used was Path Analysis which was the development of a regression analysis which is operated by using SPSS 22. Results showed Organizational Climate, Job Satisfaction and Work Commitment affect either partially or simultaneously on Employee Performance of Department of Cooperatives and Small enterprises of Aceh. The results also show that there is a direct effect of Organizational Climate, Job Satisfaction on Employee Performance Department of Cooperatives and Small and Medium Enterprise Aceh. Keywords: Organizational Climate, Job Satisfaction, Work Commitment, Employee Performance
PENGARUH MANAJEMEN PENGETAHUAN, GAYA KEPEMIMPINAN DAN INSENTIF TERHADAP KINERJA PEGAWAI SERTA IMPLIKASINYA TERHADAP KINERJA ORGANISASI PADA KANTOR PELAYANAN PAJAK PRATAMA BANDA ACEH Azhari, Azhari; Musnadi, Said; Tabrani, Mirza
Jurnal Manajemen Dan Inovasi Vol 8, No 2 (2017): Jurnal Manajemen Dan Inovasi
Publisher : Departemen Manajemen, Universitas Syiah Kuala

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Abstract

Abstract The purpose of this study was to analyze: (1) the impact of knowledge management on employee performance (2) the effect of leadership style on employee performance, (3) the effect of incentives on employee performance (4) the effect of knowledge management on organizational performance (5) the effect of leadership style on the performance of the organization, (6) the effect of incentives on organizational performance, (7) the impact of employee performance to organizational performance (8) the effect of the influence of knowledge management on organizational performance through employee performance, (9) the effect of leadership style on organizational performance through employee performance (10) the effect of incentives on organizational performance through employee performance. This research was conducted at the Tax Office Primary Banda Aceh. As for the object of this research is knowledge management, knowledge management, incentives, employee performance, and organizational performance. The results show that knowledge management, leadership style, and incentives effect on employee performance, and knowledge management, leadership styles and incentives also have an influence on organizational performance. The results also proved that the performance of employees also affects the performance of the organization. The results based on the indirect effect is obtained explanation that knowledge management, leadership styles and incentives affect the performance of the organization through employee performance. The results of this study prove that either simultaneously or partial, knowledge management, leadership style and incentive effect on employee performance and organizational performance. Keywords        Knowledge Management, Leadership Style, Incentives, Employee Performance and Organizational Performance
PENGARUH PROFITABILITAS DAN FINANCIAL LEVERAGE TERHADAP KEBIJAKAN DIVIDEN SERTA DAMPAKNYA TERHADAP HARGA SAHAM (Studi pada Emiten Manufaktur Industri Barang Konsumsi di Bursa Efek Indonesia periode 2007-2012) Yulianti, Rahmah; Arfan, Muhammad; Musnadi, Said
Jurnal Telaah dan Riset Akuntansi Vol 7, No 2 (2014): Jurnal Telaah & Riset Akuntansi
Publisher : Program Magister Akuntansi Unsyiah

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Abstract

ABSTRACT The objective of this research is to study influence of profitability, financial leverage on dividend policy and its effect on stock price. Profitability is measured by ROA (X1), financial leverage is measured by DER (X2), dividend policy is measured by dividend payout ratio (Y) on stock price (Z) is measured with price per share when closed price. The population of this study is consume goods companies. This research uses 48 companies from  2007 to 2012 (pooled data). Sample selection applies sensus techniques and criteria thus obtained 8 companies. Analysis of data used is path analysis with SPSS program.            Keyword: Divident policy (Divident Payout Ratio), Stock price (closing price), Profitability (Return on Assets), and Financial leverage (Debt to Equity Ratio).
Role Conflict, Self Efficacy, Employees’ Performance and Organizational Performance Fahmi, Hadi Kurnia; Musnadi, Said; Nadirsyah, Nadirsyah
Journal of Accounting Research, Organization and Economics Vol 2, No 1 (2019): JAROE, Vol.2 No.1 2019
Publisher : Universitas Syiah Kuala

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Abstract

AbstractObjective – This study aims to analyze the influence of role conflict and self-efficacy towards employees’ performance and its implications on organizational performance at Inspectorate of Nagan Raya District, Aceh, Indonesia. Design/methodology – The sample of this study is 120 auditors. The data was collected through questionnaire and analyzed using Structural Equation Model (SEM). Results – The study found that role conflict and self-efficacy have positive and significant influence on employees’ performance and inspectorate performance at Nagan Raya District. Meanwhile employees’ performance mediates the effect of role conflict and self-efficacy towards inspectorate performance at Nagan Raya District.
THE IMPLEMENTATION OF PPK-BLUD POLICY AT PUBLIC HOSPITALS OF BANDA ACEH Andri, Andri; Musnadi, Said; Seftarita, Chenny
Jurnal Ekonomi dan Kebijakan Publik Indonesia Vol 5, No 1 (2018): Jurnal Ekonomi dan Kebijakan Publik Indonesia
Publisher : Syiah Kuala University

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Abstract

Abstract This study aimed to learn the portrayals of PPK-BLUD implementation and its obstacles at the Public Hospitals of Banda Aceh. The study employed the qualitative analysis method with the descriptive design. Primary data were used in this study. The analysis results show that all flexibilities of BLUD have been well implemented. The public perceived the post PPK-BLUD implementation service as satisfying, and good perception was also observed amid the hospital staffs. The obstacles faced in implementing PPK-BLUD were the inability of the human resources at Meuraxa Public Hospital to utilize existing business opportunities, cost inefficiency, cost differences between RSUD Meuraxa Public Hospital and INA CBG’s BPJS which resulted in a decrease in the hospital income.