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Journal : Journal of Government and Civil Society

Peran Lembaga Keuangan Mikro Syariah BMT dalam Meningkatkan BUMDES dan Akses Keuangan di Banten Muljadi, Muljadi
Journal of Government and Civil Society Vol 1, No 2 (2017): Journal of Government and Civil Society
Publisher : Universitas Muhammadiyah Tangerang

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Abstract

Potential villages in Banten amounting to 1,273 and need to be empowered, Shariah Micro Financial Institution Baitul Maal Wat Tamwil (LKMS BMT) is a microfinance institution Shariah targeted at peoples economy trying to develop productive businesses and investments with profit-sharing system. The main objective is to improve the economic quality of micro and small entrepreneurs, as part of efforts to alleviate poverty. Village Owned Enterprises (BUMDes) is a business entity which is completely or partially owned by the Village through direct participation derived from the wealth of the Village separated to manage assets, services and other businesses for the greatest benefit of the small town community. Potential BUMDes will be more prospective when synergized with Shariah microfinance institutions Baitul Maal Wat Tamwil (LKMS BMT). This Shariah financial institution proved able to adapt with the village community. The concept of SDSB, one village one BMT. To achieve this it is necessary to have 5 pillars in support of the process, fostering behavior, fostering brotherhood, building synergy, building funds and market development, and excellent products.