Kun Ismawati
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Pengaruh Globalisasi Ekonomi Dan Hukum Ekonomi Internasional Dalam Pembangunan Hukum Ekonomi Di Indonesia Ismawati, Kun
Smooting Vol 1, No 1 (2009): Smooting
Publisher : Smooting

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Abstract

Globalisasi bukanlah sesuatu yang baru, semangat pencerahan eropa di abad pertengahan yang mendorong pencarian dunia baru bisa dikategorikan sebagai arus globalisasi. Gloablisasi menurut Joseph E. Stiglitz sebenarnya tidak begitu baik atau buruk, Ia memilki kekuatan untuk melakukan kebaikan dan di negara-negara Asian Timur telah menerima globalisasi dengan persyarakatn mereka sendiri. Negara modern menempuh pembangunan melalui tiga tahap yaitu Unifikasi, Industrialisasi dan negara kesejahteraan. Pada dasarnya setiap kegiatan atau aktivitas manusia perlu diatur oleh instrumen yang disebut sebagi hukum. Hukum direduksi pengertiannya menjadi perundang-undangan yang dibuat dan dilaksanakan oleh negara. Sebagai akibat globalisasi dan peningkatan pergaulan dan perdagangan internasional, cukup banyak peraturan-peraturan hukum asing atau yang bersifat internasional akan juga dituangkan ke dalam perundang-undangan nasional misalnya surat-surat berharga, pasar modal, kejahatan komputer. "Ti�� NwX�Pserif";mso-fareast-font-family:"Times New Roman"; mso-ansi-language:EN-GB;mso-fareast-language:EN-US;mso-bidi-language:AR-SA´>Dari hasil-hasil analisis  disimpulkan faktor budaya, kelas sosial, kelompok referensi dan keluarga secara parsial dan secara bersama-sama mempunyai pengaruh yang signifikan terhadap keputusan pembelian, dan kelompok referensi merupakan factor yang paling dominan. Berdasarkan temuan-temuan di atas, maka diajukan saran pada perusahaan untuk meningkatkan keputusan pembelian melalui indikator-indikator dari faktor yang mempengaruhi keputusan pembelian.
Detektor Financial Distress Perusahaan Perbankan Indonesia Ismawati, Kun; Istria, Paula Chrisna
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 4, No 1 (2015): JBK Vol.4 No.1 Januari 2015
Publisher : Jurnal Ekonomi Bisnis dan Kewirausahaan

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Abstract

This research aims to determine the effect of the CAMEL ratio in detecting financial distress in banking companies in Indonesia. The CAMEL ratio consists of CAR (Capital Adequacy Ratio), ROE (Return On Equity), ROA (Return On Assets), NPL (Non Performing Loan), LDR (Loan To Deposit Ratio), and BOPO (operational expense to operational income). Purposive sampling method used in this research. The number of samples obtained were 31 banking companies, divided in two categories: 25 banks with “no problem”and 6 banks “in trouble”. Research samples in the form of secondary data, which listed in the Indonesia Stock Exchange during the period 2010-2013. The statistical method used to test the hypothesis of the research is logistic regression. Results of the analysis indicate that CAR and BOPO variables have positive but not significant effect; ROE variables have negative and not significant effect; ROA variables have negative and  not significant effect; NPL and LDR variables have positive and significantly effect the probability of financial distress in banking companies in Indonesia. Logistic regression estimation shows the ability to detect from six independent variables on the probability of financial distress in the banking company by 80,4%, while the remainder explained by other variables outside the model. Keywords: CAMEL ratio, financial distress, logistic regresion.
Entrepreneurship Mahasiswa Fakultas Ekonomi Ismawati, Kun; Pujiani, Dewi
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 3, No 2 (2014): JBK Vol.3 No.2 Agustus 2014
Publisher : Jurnal Ekonomi Bisnis dan Kewirausahaan

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This research aimed to analyze the point of view about entrepreneurship of students in economic faculty. Respondents of this research were many students in all economic colleges/ universities in Surakarta. This case study analyzed with regression analysis. The research result showed that desire in business and support of family and social life have a positive and significant influence in entrepreneurship decision making of economics students after graduated. Support of family and social life was the most dominant factor in their entrepreneurship decision making. Keywords: economic, regression analysis, entrepreneurship.
Profitabilitas Perbankan Syariah Ismawati, Kun; ., Nurhayati
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 3, No 1 (2014): JBK Vol.3 No.1 Januari 2014
Publisher : Jurnal Ekonomi Bisnis dan Kewirausahaan

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This study aimed to analyze the effect of size, Total Equity to Total Assets, Total Loans to Total Assets, Total Deposits to Total Assets on ROA(Return on Assets) on Bank Syariah In Indonesia. Purposive sampling method used in this research study. There were two syariah banks in this research. The research samples werein the form ofsecondary data. The data was listed in the Indonesia Stock Exchange during period 2009-2013. The statistical method used to test the hypothesis in this study was multiple regression. The results of the data analysis obtained in this study were: 1) Size has a positive but not significant effect to the profitability of Syaria banks 2) Total Equity To Total Assets (TE / TA) has a positive but not  significant effect on profitability. 3) Total Loans to Total Assets (TL / TA) has a negative but not significant effect on profitability. 4) Total Deposits To Total Assets (TD / TA) has a positive but not significant effect on profitability.Keyword: Size, total equity to total assets, total loans to total assets, total deposits to total assets, ROA
Jurnal Ekonomi Bisnis Dan Kewirausahaan Vol.III No.2 Agustus 2014 Sulistyadi, Kohar; Ismawati, Kun; Pujiani, Dewi; Nopianto, Agus; Paningrum, Destina
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 3, No 2 (2014): JBK Vol.3 No.2 Agustus 2014
Publisher : Jurnal Ekonomi Bisnis dan Kewirausahaan

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Jurnal ekonomi bisnis dan kewirausahaan ini  vol. III no 2 tahun 2014 ini menghadirkan 5 artikel dari berbagai sub disiplin administrasi bisnis. Artikel pertama berkaitan Pengembangan Sistem Ekowisata Candi Gedong Songo Di Kabupaten Semarang oleh Kohar Sulistyadi yang berperan besar dalam pendidikan dan kebudayaan masyarakat serta penerapan pengelolaan ekowisata Candi Gedong Songo bersifat parsial perlu dilakukan rumusan saran yang terintegrasi dan mampu memberi manfaat pada semua stakeholders yang mampu menjaga dan melestarikan warisan bangsa, sehingga mampu memberikan manfaat bagi masyarakat dan meningkatkan perkembangan ekowisata secara berkelanjutan. Artikel kedua Entrepreneurship  Mahasiswa Fakultas Ekonomi oleh Kun Ismawati dan Dewi Pujiani keinginan bisnis dan dukungan keluarga dan lingkungan pergaulan memiliki pengaruh positif dan signifikan pada pembuatan keputusan bisnis para mahasiswa ekonomi setelah lulus. Artikel ketiga adalah Analisis Pengaruh Bauran Pemasaran Terhadap Keputusan Pembelian Produk Pembalut Herbal Merek Fc Pada Konsumen Wilayah Karanganyar oleh Dewi Pujiani, Kualitas produk dapat dipersepsikan secara berbeda oleh orang yang berbeda. Penelitian ini mengukur variabel kualitas produk dari produk pembalut herbal merek fc berdasarkan penelitian dari responden di Karanganyar.. Sedangkan artikel keempat dengan judul Pengembangan Laboratorium Bisnis Melalui Segmentasi, Targetting dan Positioning oleh penulis Agus Nopianto dan Destina Paningrum.
DETEKTOR FINANCIAL DISTRESS PERUSAHAAN PERBANKAN INDONESIA Istria, Paula Chrisna; Ismawati, Kun
Jurnal Ekonomi Bisnis dan Kewirausahaan Vol 4, No 1 (2015): JBK Vol.4 No.1 Januari 2015
Publisher : Jurnal Ekonomi Bisnis dan Kewirausahaan

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Abstract

This research aims to determine the effect of the CAMEL ratio in detecting financial distress in banking companies in Indonesia. The CAMEL ratio consists of CAR (Capital Adequacy Ratio), ROE (Return On Equity), ROA (Return On Assets), NPL (Non Performing  Loan),  LDR  (Loan  To  Deposit  Ratio),  and  BOPO  (operational  expense  to operational  income).  Purposive  sampling  method  used  in  this  research.  The  number  of samples obtained were 31 banking companies, divided in two categories: 25 banks with“no problem”and 6 banks “in trouble”. Research samples in the form of secondary data, which listed in the Indonesia Stock Exchange during the period 2010-2013. The statistical method used to test the hypothesis of the research is logistic regression. Results of the analysis indicate that CAR and BOPO variables have positive but not significant effect; ROE variables have negative and not significant effect; ROA variables have negative and not significant effect; NPL and LDR variables have positive and significantly effect the probability of financial distress in banking companies in Indonesia. Logistic regression estimation shows the ability to detect from six independent variables on the probability of financial distress in the banking company by 80,4%,  while the remainder explained by other variables outside the model.