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RISIKO KREDIT PORTOFOLIO OBLIGASI DENGAN CREDIT METRICS DAN OPTIMALISASI PORTOFOLIO DENGAN METODE MEAN VARIANCE EFFICIENT PORTFOLIO (MVEP)

Jurnal Gaussian Vol 1, No 1 (2012): Wisuda Periode Oktober 2012
Publisher : Jurusan Statistika UNDIP

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Abstract

Investing is a important thing in a capital market. Bond investment must be noticed the risk especially credit risk. From the information of credit risk, investor can choose the right investment. Credit Metrics is a reduced form model to estimate the risk. Credit Metrics is centered by the corporate rating. The risk not only occur when corporate rating be default but also if the rating upgrade or downgrade. For a bond portfolio, can calculate the optimal portfolio by Mean Variance Efficient Portfolio method. Empirical study can be used for two bonds, first bond is Obligasi Adira Dinamika Multi Finance V Tahun 2011 Seri A and second one is Obligasi BFI Finance Indonesia III Tahun 2011 Seri A. First bond has 127.01640 (Billion) of credit risk and the second one bonds has 18.33472 (Billion). For a portfolio of that two bonds, they have 179.82460 (Billion). For the optimal portfolio, first bond has propotion 66.39% and 33.61% for the second bond.

PENGARUH EKSTRAK KULIT BUAH MANGGIS (Garcinia mangostana L.) TERHADAP HEMATOKRIT MENCIT (Mus musculus L.) SWISS WEBSTER

Pendidikan Biologi Vol 2, No 2 (2013): Jurnal Mahasiswa Pendidikan Biologi Genap 2013-2014
Publisher : STKIP PGRI Sumbar

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Abstract

ABSTRACT Garcia is a medicinal herbal that have many benefits, not only as fresh fruit but also be healing  various  diseases.  The garcia  rind have xanthones  which  maintain  and precipitate  the formation  of  erythrocytes.  However,  the  garcia  rind  have  not  optimal  utilization  yet.  This research to know the effect of the garcia rind extract to the male mice hematocrit. The research has done at June to August  2013 in the zoology  laboratory  of biology department  faculty of mathematics and natural science Padang State University. This research used Completely Randomized   Design  (CRD)  with  4  treatments   and  6  repetitions.   Treatment   given  orally (gavage) 0.2, 0.4, and 0.6 g garcia rind extract peel per 25 g body weight for 35 days. The data of hematocrit  values were analyzed by ANOVA and continued by DNMRT. The results show hematocrit  values were 0.2 g per 25 g body weight is highest (52.20 %), whereas mice given the garcia rind extract peel  at a dose of 0.4 g (51.01 % and 0.6 g (49,20 %) per 25g per 25 g body weight  is impaired  hematocrit  although  still within  the normal  range.  From the resu lts obtained  in this research  shows F count> F table significant  0.05. It conclude  that the garcia rind extract increase the hematocrit of mice. 

Pengaruh Pembiayaan Musyarakah dan Pembiayaan Mudharabah Terhadap Laba Bersih Pada Bank Umum Syariah

ISLAMINOMICS Vol 4, No 3 (2013)
Publisher : STES Islamic Village

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Abstract

Akuntansi syariah tidak melulu berbicara angka namun lebihkepada perilaku (behavior), sehingga dengannya diharapkanmenjadi pelopor dalam menegakkan ketertiban pembukuan,pembagian yang adil, larangan penipuan mutu, timbangan,bahkan termasuk tidak terjadi benturan kepentingan antarperusahaan yang bisa merugikan kalangan lain. Salah satukendala pokok uang dihadapi perbankan syariah adalahstandardisasi system akuntansi dan audit. Salah satu kendalapokok uang dihadapi perbankan syariah adalah standardisasisystem akuntansi dan audit. Hal ini pada akhirnya akanmeningkatkan laba bersih (net income) yang dengannya bankakan mampu menghadapi persaingan sekaligus melakukanekspansi pasar dan kontinuitas usaha bank akan lebih terjamin.Penelitian ini terfokus pada pengaruh model transaksimudharabah dan musyarakah terhadap laba bersih pada bankumum syariah.

IMPLEMENTASI KEBIJAKAN PENERBITAN SURAT IZIN PENANGKAPAN IKAN (SIPI) DI JAWA TENGAH

Journal of Public Policy and Management Review Volume 5, Nomer 4, Tahun 2016
Publisher : Jurusan Administrasi Publik, Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Diponegoro

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Abstract

The implementation of policy of the issuance of fish catching license (SIPI) in Central Java has not been in accordance with the prescribed rules. The implementation of policy of the issuance of fish catching license (SIPI) in Central Java reap many problems so that the background of this research. Research conducted aiming to analyze the implementation of policy of the SIPI issuance in Central Java, analyze the factors supporting and hindering the implementation of the policy, then it can be formulated based on the efforts that need to be done so that the implementation of policy can be effective. This research uses qualitative research by collecting data through observation, interviews, and documents. The results showed the implementation of the issuance of SIPI in Central Java is still there is a mismatch as well as the time and costs in the issuance of the permit. This happens because of the cultural community of fisherman themselves are difficult to understand the requirements and procedure for issuance of SIPI, the role of licensing services or brokers, the issuance of UU No. 23/2014, and the lack of human resources in the implementation of and the lack of human resources in the implementation of the issuance of SIPI in Central Java. Based on these concerns, there should be efforts to minimize the problems start, doing emotional approach with a way to communicate directly to change the paradigm and the culture of fishing communities in providing an understanding related to issuance of SIPI, evaluation of UU No. 23/2014, a watchful eye on the role of brokers, need additional human resources, and simplification of requirements and procedures for issuance of SIPI for effective policy implementation according to predefined rules.

Free Radical Scavenging and Alpha/Beta-glucosidases Inhibitory Activities of Rambutan (Nephelium lappaceum L.) Peel Extract

The Indonesian Biomedical Journal Vol 7, No 3 (2015)
Publisher : The Prodia Education and Research Institute (PERI)

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Abstract

BACKGROUND: Diabetes mellitus (DM) is associated with oxidative reaction and hyperglycemic condition. Human body has an antioxidant defense system toward free radical, but overproduction of free radical causing imbalance condition between the free radical and the antioxidant defense in the body that lead to several diseases, including DM. Glucosidase is an enzyme that hydrolize carbohydrates causing increase of blood glucose level, so by inhibiting this enzyme blood glucose level in plasma could be effectively decreased. Rambutan (Nephelium lappaceum L.) peel has been reported to have many potential roles, such as antioxidant and anti-glycemia. Therefore our current study was conducted to evaluate possible effectivity of Rambutan peel to scavenge free radical and to inhibit α- and β-glucosidases. METHODS:Rambutan peel extraction (RPE) was performed based on maceration method. Geraniin was used as control. For antioxidant study, 2,2-diphenyl-1- picrylhydrazyl (DPPH) free radical scavenging test was performed. For glucosidase inhibitory activity study,  α- and β-glucosidases inhibitory activity tests were performed. Results were analyzed for median of Inhibitory Concentration (IC50).RESULTS: The scavenging activity of RPE was comparable with Geraniin. Meanwhile, the α-glucosidase inhibitory activity of RPE was higher than the one of Geraniin. The α-glucosidase-inhibitory-activity IC50 of RPE and Geraniin were 0.106±0.080 μg/ml and 16.12±0.29 μg/ml, respectively. The β-glucosidase inhibitory activity of RPE was also higher than the one of Geraniin. The β-glucosidase-inhibitory-activity IC50 of RPE and Geraniin were 7.02±0.99 μg/ml and 19.81±0.66 μg/ml, respectively.CONCLUSION: Since RPE showed comparable free radical scavenging activity with Geraniin and higher α- and β-glucosidases inhibitory activities than Geraniin, RPE could be suggested as a promising antioxidant and antiglycemic agent. KEYWORDS: Nephelium lappaceum L., rambutan, hypoglycemic, antioxidant, free radical, diabetes mellitus, glucosidase, DPPH

Dinamika Pemikiran Pendidikan Islam dalam Persyarikatan Muhammadiyah

AL-FURQAN Vol 7 No 1 (2018): Edisi Maret - Agustus 2018
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Amin Dompu

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Abstract

Penelitian ini dilatar  belakangi oleh adanya Pemikiran Pendidikan Islam yang menjadi sarana efektif untuk membantu peserta didik dalam upaya mengangkat, mengembangkan dan mengarahkan potensi pasif yang di milikinya menjadi aktif yang dapat teraktualisasi dalam kehidupannya secara maksimal. Pendidikan Islam bukan sarana yang berfungsi sebagai indoktrinasi pembentukan corak dan warna kepribadian, melainkan menjadi sarana yang efektif bagi terciptanya pengembangan kepribadian manusia ( muslim ) seutuhnya. Penelitian ini bertujuan untuk: (1) mendeskripsikan pemikiran pendidikan Islam menurut  Abdul Munir Mulkhan.(2) dinamika arah pemikiran pendidikan Islam Abdul Munir Mulkhan.(3) faktor-faktor yang mempengaruhi dinamika pemikiran pendidikan Islam Abdul Munir Mulkhan. Pemikiran pendidikan Islam merupakan komponen terpenting untuk membentuk dan mewarnai corak hidup masyarakat. Pendidikan Islam sangat penting bagi umat Islam karena dapat mempelajari ilmu pengetahuan dan yang lainnya. Abdul Munir Mulkhan mengatakan Pendidikan Islam harus memberi kesempatan atau peluang kepada semua orang di semua zaman untuk terlibat langsung dalam  pendidikan Islam guna mengembangkan dirinya. Oleh karena itu pendidikan Islam harus memberi kewenangan kepada manusia untuk memikirkan dan menjalankan pemahamannya tentang Islam diatas prinsip keterbatasan dan kemampuan manusia tersebut. Selama ini pendidikan Islam di anggap tidak demokratis, karena hanya sekedar transfer of knowledge atau transfer of value. Sehingga murid hanya sekedar menerima nilai-nilai yang sudah ada tanpa bisa berfikir kritis dalam mengembangkan dirinya. Untuk itu pendidikan Islam haruslah pendidikan yang bisa memberikan kesempatan kepada semua murid untuk terlibat langsung dalam mengembangan pemikirannya, sehingga bisa menjadi manusia yang kritis dan kreatif. Dari beberapa pemikiran pendidikan Abdul Munir Mulkhan mengenai pendidikan Islam yang humanis, kritis, idealis, dan religius dapat memperkuat kerangka filosofis dan meningkatkan kualitas pelaksanaan pendidikan Islam

Perkembangan Pendidikan Islam dan Kearifan Lokal di Indonesia

AL-FURQAN Vol 6 No 2 (2018): Edisi September 2017-Februari 2018
Publisher : Sekolah Tinggi Agama Islam (STAI) Al-Amin Dompu

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Abstract

Perkembangan Pendidikan Islam di Indonesia telah lama muncul, demikian halnya dengan Kearifan lokal merupakan salah satu dasar penetapan hukum Islam, hal ini menyiratkan arti (1) perlunya kontekstualisasi Islam agar artikulasi ajarannya dalam memandu kehidupan tidak lepas-konteks, (2) kebaikan/kebenaran sangat mungkin ditemukan “di luar teks”, di mana fungsi teks tinggal mengafirmasinya, dan (3) teks bersifat terbatas, sedangkan realitas bersifat tak terbatas sehingga interpretasi teks perlu memperhatikan dinamika realitas kehidupan. Kearifan lokal yang dapat dipertahankan dan patut dilestarikan sesuai dengan ajaran agama Islam merupakan hasil usaha dari para ulama-ulama jaman dahulu terutama para waliyullah.Kearifan lokal adalah warisan masa lalu yang berasal dari leluhur, yang tidak hanya terdapat dalam sastra tradisional. Kearifan lokal hanya akan abadi kalaukearifan lokal terimplementasikan dalam kehidupan konkret sehari-hari sehingga mampu merespons dan menjawab arus zaman yang telah berubah. Kearifan lokal juga harus terimplementasikan dalam kebijakan negara, misalnya dengan menerapkan kebijakan ekonomi yang berasaskan gotong-royong dan kekeluargaan sebagai salah satu wujud kearifan lokal kita

KARAKTERISTIK DAN ANALISIS DRUG RELATED PROBLEMS (DRPs) PASIEN PENDERITA TUBERKULOSIS DI PUSKESMAS TEMINDUNG SAMARINDA KALIMANTAN TIMUR

Journal of Tropical Pharmacy and Chemistry Vol 2 No 5 (2014): Journal of Tropical Pharmacy and Chemistry
Publisher : Faculty of Pharmacy, Universitas Mulawarman, Samarinda, Indonesia, 75117

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Abstract

A study concerning the characteristics and Analysis of Drug Related Problems (DRPs) Patients with Tuberculosis Patients in Public Health Center (PHC) Temindung, Samarinda in East Kalimantan. The study was conducted using a prospective approach to the study of data sources in the form of primary data and secondary data. The primary data source is data from interviews with patients and through the provision of questionnaires and secondary data in this research is a Tuberculosis patient medical record data. Data collection was performed by analyzing the accuracy of the DRPs categories of accuracy of drugs, side effects and patient non-compliance. As well as the data recorded in the form of research support patient characteristics are age, sex, and education. Data were analyzed descriptively. Data obtained from patients with male gender 63.6% and women 36.4. Patient with age <15 years 4.5%, aged between 15-50 years and 68.2% aged> 50 years 27.3% . Based on the patient's level of education, no school 9.1%, graduated from elementary school22.7%, graduated from high school18.2%, graduated from high school40.1%, scholar 9.1%. Incidence of DRPs on drugs interactions 507%. Tuberculosis patient compliance rate of 81.8% in PHC Temindung adherent patients and 18.2% of patients do not comply Keywords: Tuberculosis, Drug Related Problems (DRPs) drugs interactions and patient compliance   ABSTRAK Telah  dilakukan penelitian tentang Karakteristik dan Analisis Drug Related Problems(DRPs) Pasien Penderita Tuberkulosis di Puskesmas Temindung, Samarinda Kalimantan Timur. Penelitian ini dilakukan dengan menggunakan pendekatan prospektif dengan sumber data penelitian berupa data primer dan data sekunder. Sumber data primer  adalah data hasil wawancara dengan pasien dan melalui pemberian kuisioner sedangkan data sekunder dalam penelitian ini adalah data rekam medik pasien Tuberkulosis. Pengumpulan data dilakukan dengan menganalisis DRPs kategori interaksi obat dan ketidakpatuhan pasien. Serta dicatat data pendukung penelitian berupa karakteristik pasien yaitu usia, jenis kelamin, dan tingkat pendidikan.Data dianalisis secara deskriptif.Dari data yang diperoleh pasien dengan jenis kelamin laki-laki 63,6% danperempuan 36,4%.Pasien yang berusia < 15 tahun 4,5%, usia antara 15-50 tahun 68,2% dan usia > 50 tahun 27,3%. Berdasarkan tingkat pendidikan pasien, tidak sekolah 9,1%,lulus SD 22,7%,lulus SMP 18,2%,lulus SMA 40,1%, sarjana 9,1%. Kejadian DRPs mengenai interaksi obat 50%.Tingkat kepatuhan pasien Tuberkulosis di Puskesmas Temindung 81,8% pasien patuh dan 18,2% pasien tidak patuh. Kata kunci:    Tuberkulosis, Drug Related Problems (DRPs), Interaksi Obat, Kepatuhan pasien.

THE EFFECT OF CONTECT, INPUT AND PROCESS IN ACHIEVING INTERPROFESSIONAL COMMUNICATION AND TEAMWORK COMPETENCES

Jurnal Pendidikan Kedokteran Indonesia: The Indonesian Journal of Medical Education Vol 7, No 1 (2018): MARET
Publisher : Asosiasi Institusi Pendidikan Kedokteran Indonesia

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Abstract

Background: Interprofessional Education (IPE) is a process occurs when students from two or more professions learn about and from each other to enable effective collaboration and improve health outcomes. Faculty initiated the IPE program called Community and Family Health Care - interprofessional Education (CFHC-IPE) that began in 2013 with the aim to build the capacity of community, family medicine and interprofesional. This study aims to evaluate the effect of context, input and process towards the achievement of interprofessional competences.Method: This study was a qualitative research design using a case study evaluation Context-Input-Process-Product (CIPP). Respondents of this study are five-IPE CFHC managers, three heads of study program, 10 lecturers and 35 students from PSPD, PSIK and PSGK. Data collected through FGD, in-depth interviews and document analysis. FGD and in-depth interviews conducted using an interview guide while document analysis carried out on the grand design CFHC-IPE. Results: Context evaluation shows that the needs assessment has not been carried out. Input evaluation shows that the preparation of the grand design CFHC-IPE is not align and debriefing facilitators need to be added. There were gaps in the implementation of learning activities and assessment and program monitoring was inadequate. IPE competencies in the first year on the student of 2014 were not achieved. Conclusion: Inter-professional communication and teamwork competence on student of class 2014 at CFHC-IPE program in the first year was not achieved and influenced by the weaknesses in the content, inputs and processes aspects.