Found 2 Documents


Jurnal Manajemen & Agribisnis Vol 9, No 1 (2012): Vol. 9 No. 1 Maret 2012
Publisher : Graduate Program of Management and Business Bogor Agricultural University

Show Abstract | Original Source | Check in Google Scholar | Full PDF (437.906 KB)


The purpose of this study was to evaluate a credit risk control system to implement risk-based audit (RBA). The case was conducted in three stages using system approach. The first stage was to identify the factors influencing the effectiveness RBA implementation. Identification process was conducted through gap observation and exploration to determine key factors derived through gap analysis comparing the empirical outcome of the effectiveness credit management process from the expectation outcome. The second stage was using Exponential Comparison Method (ECM) which produces the ranking and the priority of the key factors through experts with in-depth interview which is the paramount importance steps to evaluate. The third stage was using Analytical Hierarchy Process (AHP) techniques, involving the experts with questionnaire and in-depth interview to decide the best, suitable alternative strategies to cope with the negative gap, to reach the goals expected which is to minimize the gap. There were four components mentioned to complete and to detect the gap, which credit operation, human resource knowledge, organization, and supporting system/IT. The output of this study was a credit risk control system for the bank. The study has limitation, due to the scope of the region of the bank, and the risk mapping only for credit risk. The preposition of the study, that the application of the system will enhance the implementation of risk-based audit model.Keywords: Exponential Comparison Method/ECM, Key Factors, Study, Credit Risk Control, AHP, Risk-Based Audit

Faktor Penentu Integrasi Pasar Beras di Indonesia Determinants of Rice Market Integration in Indonesia

JURNAL PANGAN Vol 23, No 1 (2014): PANGAN
Publisher : Perum BULOG

Show Abstract | Original Source | Check in Google Scholar


Beras merupakan komoditi pangan yang utama dan strategis di Indonesia, sehingga Pemerintah perlu menjaga stabilitas harga beras. Stabilisasi harga beras akan lebih efektif dilaksanakan pada pasar yang terintegrasi. Tujuan penelitian ini adalah (i) menganalisis integrasi pasar beras antar propinsi di Indonesia; (ii) menganalisis integrasi pasar beras antara pasarpasarpropinsi dengan pasar beras tingkat grosir di Pasar Induk Beras Cipinang (PIBC); (iii) menganalisis integrasi pasar beras antara pasar beras tingkat grosir di PIBC dengan pasar beras internasional; dan (iv) menganalisis faktor penentu integrasi pasar beras di Indonesia. Pengujian kointegrasi menggunakan metode Johansen, sedangkan analisis faktor penentu integrasi pasar beras di Indonesia dilakukan melalui analisis regresi terhadap beberapa variabel yang diduga merupakan faktor penentu dengan hasil analisis integrasi pasar beras antar propinsi yang telah dilakukan sebelumnya. Hasil penelitian memperlihatkan bahwa pasar beras tingkat retail antar 26 propinsi di Indonesia tidak sepenuhnya terintegrasi. Demikian pula pasar beras tingkat retail pada 26 propinsi di Indonesia juga tidak sepenuhnya terintegrasi dengan pasar beras grosir di PIBC. Integrasi pasar beras grosir di PIBC dengan harga beras internasional memperlihatkan bahwa terdapat kointegrasi antara harga beras jenis IR-64 kualitas II dengan harga beras internasional Thailand broken 15 persen dan Vietnam broken 15 persen. Adapun harga beras jenis IR-64 kualitas III hanya memiliki kointegrasi dengan harga beras Thailand dan tidak dengan harga beras Vietnam. Hasil penelitian juga memperlihatkan bahwa faktor jalan raya sebagai infrastruktur transportasi, percapita income, dan aktivitas pembelian (pengadaan/procurement) beras petani oleh BULOG terbukti mempengaruhi integrasi pasar beras secara signifikan dan positif. Faktor lain yang juga signifikan mempengaruhi namun secara negatif adalah distribusi (penyaluran) beras Raskin kepada rumah tangga miskin. Rice is a staple food and has a strategic role in Indonesia. Therefore, the government has to maintain rice price to be stable. Rice price stabilization will be more effectively implemented on integrated markets. The objectives of this study are (i) to analyze market integration among retail rice prices at provinces in Indonesia; (ii) to analyze market integration between retail rice prices at provinces in Indonesia and wholesale rice price at Cipinang Wholesale Rice Market (PIBC); (iii) to analyze market integration between wholesale rice price at PIBC and international rice price; and (iv) to analyze the determinants of rice market integration in Indonesia. Johansen cointegration test is used to analyze market integration, while ordinary least squares method are used to analyze the determinants of rice market integration in Indonesia. Result of the study shows that retail rice prices among provinces are not fully integrated. Similarly, retail rice prices at provinces in Indonesia and wholesale rice price at PIBC are not fully integrated either. Market integration test between wholesale rice prices at PIBC and international rice prices shows that IR-64 II rice price at PIBC has cointegration with Thailand 15 percentage broken and Vietnam 15 percentage broken, while IR-64 III rice price at PIBC only has cointegration with Thailand 15 percentage broken rice price, but not with Vietnam 15 percentage broken. The research also finds that road as transportation infrastructure is positively and significantly associated with market integration, as well as rice procurement by BULOG and percapita income. Raskin distribution is also statistically significant but negatively associated.