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PERANAN MANAJEMEN RISIKO DALAM TUGAS DAN TANGGUNG JAWAB DIREKSI BANK BERDASARKAN PERATURAN PERUNDANG-UNDANGAN DI INDONESIA Andy, Andy; Siregar, Mahmul; Suhaidi, Suhaidi; Leviza, Jelly
USU LAW JOURNAL Vol 2, No 1 (2014)
Publisher : USU LAW JOURNAL

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Abstract

ABSTRACTBank as a financial intermediary institution often takes a risk of giving negative effect on economy and banking growth. In order to avoid the risk, every management (in this case, board of directors) has to apply risk management in order to give the picture of the loss which be faced by the Bank. Risk is applied by director management in order that the Bank does not undergo loss; therefore, he should keep clients’ finance properly and keep people’s trust. The application of management risk is implicitly stipulated in Law on Banking in due diligence principle and explicitly in PBI No. 11/25/PBI/2009 on Risk Management for Public Bank. If the application of risk management is applied by the director properly and the Bank still undergoes the loss, it is not the director’s responsibility personally. If the loss is caused by the director’s negligence and the lack of carefulness and good faith so that the Bank undergoes the loss, he is personally responsible for it.Keywords: Banking Risk Management, Director’s Responsibility
The Benefit of CALL andy, andy
Jurnal Ilmiah Bahasa dan Sastra Vol 1, No 1 (2014): jurnal mahasiswa fakultas bahasa dan sastra
Publisher : Jurnal Ilmiah Bahasa dan Sastra

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Abstract

Abstract: There are many methods applied by educators in teaching languages in the world. Some of them believe that traditional classroom method is considered the best, while others prefer to implement new way of teaching, using computers to assist students in learning a language. This new method is known as Computer-Assisted Language Learning (CALL). However, not all students who are good in using computers succeed to do self-study. Such students failed to enjoy Life on the Screen, it is not about computer, it is about people and the relationships into which they enter with machines and, first of all, with themselves through computer-mediation (Debski ,1997, p. 29). To review and consolidate ideas and conditions that can be the obstacles and drawbacks to the CALL application; Debski and Gruba did a project-oriented computer assisted language learning (PrOCALL) at the University of Melbourne in two second semesters (12 weeks each) over the years 1998 –1999, involving many languages (Chinese, German, Indonesian, Japanese, Russian, and English as Second Language (ESL)). The result of their ProCALL project is that CALL is proven to be beneficial to tertiary education at the University of Melbourne, this success takes place both within the group of students who have both advanced and low computer skill. Australia, for example, starts to insert CALL in the curriculum, although it is limited to year 12 students only. It is a good start. Australia’s policy proofs that CALL is beneficial in schools, it means that CALL is not only beneficial for tertiary education at the University of Melbourne, but also in Victoria. This paper will also discuss about crucial matters like integrating this sophisticated technology to suit the curriculum and the importance to attract the interest of big softwares companies to invest money in CALL projects.Key words: CALL, ProCALL, Australia, The University of Melbourne
THE BENEFITS OF COMPUTER ASSISTED LANGUAGE LEARNING (C.A.L.L.) TO TERTIARY EDUCATION AT THE UNIVERSITY OF MELBOURNE Andy, Andy
Jurnal Ilmiah Bahasa dan Sastra Vol 1, No 1 (2014): Jurnal Ilmiah Bahasa dan Sastra
Publisher : Jurnal Ilmiah Bahasa dan Sastra

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Abstract

Abstract: There are many methods applied by educators in teaching languages in the world. Some of them believe that traditional classroom method is considered the best, while others prefer to implement new way of teaching, using computers to assist students in learning a language. This new method is known as Computer-Assisted Language Learning (CALL). However, not all students who are good in using computers succeed to do self-study. Such students failed to enjoy Life on the Screen, it is not about computer, it is about people and the relationships into which they enter with machines and, first of all, with themselves through computer-mediation (Debski ,1997, p. 29). To review and consolidate ideas and conditions that can be the obstacles and drawbacks to the CALL application; Debski and Gruba did a project-oriented computer assisted language learning (PrOCALL) at the University of Melbourne in two second semesters (12 weeks each) over the years 1998 –1999, involving many languages (Chinese, German, Indonesian, Japanese, Russian, and English as Second Language (ESL)). The result of their ProCALL project is that CALL is proven to be beneficial to tertiary education at the University of Melbourne, this success takes place both within the group of students who have both advanced and low computer skill. Australia, for example, starts to insert CALL in the curriculum, although it is limited to year 12 students only. It is a good start. Australia’s policy proofs that CALL is beneficial in schools, it means that CALL is not only beneficial for tertiary education at the University of Melbourne, but also in Victoria. This paper will also discuss about crucial matters like integrating this sophisticated technology to suit the curriculum and the importance to attract the interest of big softwares companies to invest money in CALL projects.Key words: CALL, ProCALL, Australia, The University of Melbourne
LITERACY POWER OPENS ACCESS TO ALL STUDENTS AND EMPOWERS FEMALE STUDENTS: A SOUTH AUSTRALIAN SCHOOL GEOGRAPHY CASE STUDY Andy, Andy
Jurnal Inspirasi Vol 4, No 2 (2014): Agustus 2014
Publisher : Jurnal Inspirasi

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Abstract

Educators and governments need to regard and encourage more access to literacy genres. By being able to access to multiple genres of literacy, students are empowered to perform better in tests, which in the long run, enables them to take control of their own world and future. In addition, policy makers’ consideration also needs to be equally addressed to both sexes: females and males. They should not get marginalised, either their preference or their interest. In the case of  South Australian school geography, the girls are believed to be marginalised in both their preference and interest. In 1991, there was ‘an unusually high number of girls’ failed PES geography examination, the rationale is believed that there was unbalanced address to female and male students in the examination that the guestions are gendered in a way that it is to marginalize feminist and consider masculine as superior.  Keywords: access, literacy, gendered questions, school geography
TEACHING PROFICIENCY THROUGH READING AND STORYTELLING (TPRS) AS A TECHNIQUE TO FOSTER STUDENTS’ SPEAKING SKILL Muzammil, Lasim; Andy, Andy
JEELS - Journal of English Education and Linguistics Studies Vol 4, No 1: May 2017
Publisher : IAIN Kediri

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Abstract

Teaching Proficiency through Reading and Storytelling (TPRS) is quite essential to improve EFL learners’ speaking ability. It can be done successfully by means of the basic concept of TPRS known as comprehensible input in second language acquisition (SLA). This paper presents a study on learners’ speaking ability through TPRS making use of three important steps; Showing, Telling, and Reading. This is a quantitative study using quasi-experimental as the two intact groups are used; experimental and control group. The data are obtained from pre-test, post-test and questionnaires viewed from both students’ and teachers’ perspective. The data from pre-test and post-test are analyzed by using independent sample t-test. The experimental and control are ascertained to be homogenous in term of English performance from the pre-test analysis. The post-test are carried out from both groups after the treatment and the the result of the test are compared in order to prove if the null hypothesis is rejected indicating that there is significant difference performance between the two groups. The result of the study is expected to be beneficial for English teachers, EFL learners, and further researchers. Keywords: Speaking Skill, Teaching Proficiency through Reading and Storytelling (TPRS)
Penerapan SOA Pada Pengembangan Aplikasi Keanggotaan Kafe Berbasis Mobile Apps Android Di Matador Cafe Andy, Andy
Jurnal TIMES Vol 6, No 2 (2017)
Publisher : STMIK TIME

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Abstract

Sebagai bagian dari perkembangan teknologi gadget dan mobile phone, maka Kafe Matador, sebagai salah satu Kafe yang paling diminati di Sumatera Utara,  mendekati pelanggannya melalui kemudahan penggunaan teknologi. Salah satu alasannya adalah dengan tetap memperbaharui pelanggan dengan informasi produk baru dan promosi, yang mana saat ini orang-orang tidak akan meninggalkan rumah tanpa gadget di tangan mereka.Teknologi mobile ini diharapkan dapat menyediakan layanan publik seperti pendaftaran anggota baru, berita, promosi, produk dan harga, dsb. Metode Service Oriented Architecture (SOA) dipakai sebagai acuan untuk identifikasi layanan dan bisnis proses yang diperlukan sehingga didapatkan aplikasi yang lebih efisien tanpa meninggalkan sistem yang sudah berjalan. Sebagai pihak yang telah melakukan penelitian khusus terhadap metode SOA. Hasil dari internshipproject ini adalah perubahan bisnis model yang lebih cepat dan efisien dalam segi pelayanan terhadap penghuni dan aplikasi mobileyang diimplementasikan pada perangkat Android.
The Withdrawal Time of The Antibiotic of Zinc Bacitracin towards Its Residue in Broiler Andy, Andy; Agustina, L.; Mujnisa, A.
Jurnal Ilmu dan Teknologi Peternakan Vol 4, No 3 (2016)
Publisher : Fakultas Peternakan, Universitas Hasanuddin, Makassar

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Abstract

Genetic development of broiler is growing rapidly. Nowadays, broiler is slaughtered at the ages of 29 days rather than 35 days. Rapid growth is usually coupled by an immune deficiencies of broiler, therefore such feed additives as antibiotics is necessary to promote growth and improve endurance of the broiler. The purpose of this research was to investigate the amount of residue of Zinc bacitracin antibiotics in the thigh meat, breast meat, liver, and kidney of the broilers; and to determine the withdrawal time between the discontinuation of the antibiotic of the Zinc bacitracin and the slaughter of the broiler to eliminate or to reduce that residue so that the product of the broiler was safe for human consumption. The research was conducted at Sekolah Tinggi Penyuluhan Pertanian (STPP) Gowa. The broilers used in this study was strain Cobb SR 707, aged 29 days (unsexed), and were obtained from the local broiler farm. The ration containing the antibiotics of the Zinc bacitracin was terminated at day 0, 3, 6, and 9 before slaughtering. The bacteria used to test the dilution sensitivity was Staphylococcus aureus (105-108 colony mL-1). The transmittance reading of the sample solution from the Spectrophotometer was inputted into standard curve generated by from pure antibiotics to determine the antibiotics residue in the samples. The results were then compared with the value of SNI Number: 01-6366-2000 of year 2000. The data were analyzed descriptively and with a non linier regression analysis. The results revealed that the level of the Zinc bacitracin residue decreased following the duration of the cessation of the Zinc bacitracin antibiotic treatment. The antibiotic residue in the sample was smaller than that set in the standards (SNI, 2000) so that the broiler products were safe for human consumption.
Analisis Pengaruh Procedural Fairness, Distributive Fairness, Interactional Fairness, Trust dan Satisfaction terhadap Continuance Intention In Online Shopping Andy, Andy; Purwianti, Lily
Journal of Accounting and Management Innovation Vol 1, No 2 (2017)
Publisher : Universitas Pelita Harapan Medan

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Abstract

Flourishing of internet has made all industries engage in this particular medium as part of globalization. Due to the internet digital format and ability to make communication with people across the globe, electronic commerce is now one of the main source of opportunity in business nowadays. In Indonesia, many entrepreneurs and small scale business take advantage of internet to run online business including business to consumer and business to business.  The goal of this study is to explore customer intention in continue online shopping as the success depends on fairness, trust and user satisfaction. Online shopping involves higher levers of uncertainty than visiting actual shop as online shopping lacks the information and physical assurance so the fairness and trust play a very important role in online shopping. In this study, our respondents are university students in Batam city as students are the largest internet user compared to other professional. We use non purposive with purposive sampling method and this kind of data analysis are simple regression and multiple regression.  This study conclude that fairness, and satisfaction play a significant effect to satisfaction. Satisfaction itself have a significant effect to continuance intention in online shopping. Key Words : Marketing strategies, Online store, Fairness, Trust , Satisfaction.
LITERACY POWER OPENS ACCESS TO ALL STUDENTS AND EMPOWERS FEMALE STUDENTS: A SOUTH AUSTRALIAN SCHOOL GEOGRAPHY CASE STUDY Andy, Andy
Jurnal Inspirasi Pendidikan Vol 4 No 2 (2014): Agustus 2014
Publisher : Universitas Kanjuruhan Malang

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Abstract

Educators and governments need to regard and encourage more access to literacy genres. By being able to access to multiple genres of literacy, students are empowered to perform better in tests, which in the long run, enables them to take control of their own world and future. In addition, policy makers’ consideration also needs to be equally addressed to both sexes: females and males. They should not get marginalised, either their preference or their interest. In the case of  South Australian school geography, the girls are believed to be marginalised in both their preference and interest. In 1991, there was ‘an unusually high number of girls’ failed PES geography examination, the rationale is believed that there was unbalanced address to female and male students in the examination that the guestions are gendered in a way that it is to marginalize feminist and consider masculine as superior.  Keywords: access, literacy, gendered questions, school geography
THE BENEFITS OF COMPUTER ASSISTED LANGUAGE LEARNING (C.A.L.L.) TO TERTIARY EDUCATION AT THE UNIVERSITY OF MELBOURNE Andy, Andy
JURNAL ILMIAH BAHASA DAN SASTRA Vol 1 No 1 (2014): Jurnal Ilmiah Bahasa dan Sastra
Publisher : Fakultas Bahasa dan Sastra Universitas Kanjuruhan Malang

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Abstract

Abstract: There are many methods applied by educators in teaching languages in the world. Some of them believe that traditional classroom method is considered the best, while others prefer to implement new way of teaching, using computers to assist students in learning a language. This new method is known as Computer-Assisted Language Learning (CALL). However, not all students who are good in using computers succeed to do self-study. Such students failed to enjoy Life on the Screen, it is not about computer, it is about people and the relationships into which they enter with machines and, first of all, with themselves through computer-mediation (Debski ,1997, p. 29). To review and consolidate ideas and conditions that can be the obstacles and drawbacks to the CALL application; Debski and Gruba did a project-oriented computer assisted language learning (PrOCALL) at the University of Melbourne in two second semesters (12 weeks each) over the years 1998 –1999, involving many languages (Chinese, German, Indonesian, Japanese, Russian, and English as Second Language (ESL)). The result of their ProCALL project is that CALL is proven to be beneficial to tertiary education at the University of Melbourne, this success takes place both within the group of students who have both advanced and low computer skill. Australia, for example, starts to insert CALL in the curriculum, although it is limited to year 12 students only. It is a good start. Australia’s policy proofs that CALL is beneficial in schools, it means that CALL is not only beneficial for tertiary education at the University of Melbourne, but also in Victoria. This paper will also discuss about crucial matters like integrating this sophisticated technology to suit the curriculum and the importance to attract the interest of big softwares companies to invest money in CALL projects.Key words: CALL, ProCALL, Australia, The University of Melbourne