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APLIKASI PENENTUAN PEMBERIAN PEMBIAYAAN PADA LEMBAGA KEUANGAN SYARIAH Buliali, Joko Lianto; Agustiono, Wahyudi
JUTI: Jurnal Ilmiah Teknologi Informasi Vol 6, No 2 Juli 2007
Publisher : Teknik Informatika, ITS Surabaya

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Abstract

Bank Syari’ah X sebagai salah satu institusi keuangan yang bergerak dalam usaha pelayanan bidang keuangan dengan berbasis syariah Islam memiliki salah satu produk berupa pembiayaan. Calon debitur yang akan mengajukan harus melalui seleksi kuantitatif dan kualitatif. Seleksi ini memakan waktu yang relatif lama karena hasil seleksi harus memiliki akurasi dan mencerminkan kondisi calon debitur sesungguhnya. Sementara manajemen Bank Syari’ah X berusaha memberikan pelayanan pembiayaan tersebut secara cepat, tepat dan akurat, agar proses penyaluran pembiayaan tepat dan tidak mengalami kemacetan.Tujuan penelitian ini adalah menghasilkan rancangan dan aplikasi menggunakan XpertRule yang dapat melakukan analisis kuantitatif dan kualitatif untuk menghasilkan informasi kondisi calon debitur. Informasi tersebut dapat digunakan oleh manajer pembiayaan sebagai pendukung keputusan dalam menentukan pemberian pembiayaan kepada calon debitur. Aplikasi ini menggunakan prinsip sistem berbasis pengetahuan dalam menganalisis calon debitur secara kuantitatif dan kualitatif pada aspek teknis dan non-teknis. Analisa kuantitatif dengan menggunakan pohon keputusan yang setiap cabang keputusan memiliki bobot resiko tertentu. Analisis aspek kualitatif yang tidak terukur secara langsung ditangani oleh pohon keputusan yang cabang keputusannya memiliki berdasarkan nilai logika.Dari hasil ujicoba dan perbandingan dengan analisis manual, hasil analisis aplikasi menunjukkan hasil yang lebih spesifik serta disertai saran dan proyeksi kondisi masa depan. Selain itu karena dilakukan oleh komputer, kerja aplikasi lebih cepat dari pada analisis manual.Kata kunci: Bank Syari’ah, pembiayaan, sistem pakar, XpertRule.
PEMANFAATAN TEKNOLOGI GOOGLE MAPS UNTUK PENYELESAIAN ONLINE TRAVELLING SALESMAN PROBLEM (TSP) BERBASIS GEOGRAFIS DENGAN MENGGUNAKAN ALGORITMA HEURISTIK Agustiono, Wahyudi; Hermanto, Kurniawan Dwi
JUTI: Jurnal Ilmiah Teknologi Informasi Vol 8, No 2, Juli 2010
Publisher : Teknik Informatika, ITS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12962/j24068535.v8i2.a315

Abstract

Travelling Salesman Problem (TSP) adalah salah satu metode klasik dalam proses pemecahan masalah optimasi dan penemuan rute terpendek dari sebuah rute perjalanan yang melewati beberapa titik lokasi. Oleh karena kehandalan metode ini banyak sekali algoritma dan metode optimasi yang mencoba memecahkan TSP dalam banyak penelitian. Sebagin besar hasil dari rangkaian ujicoba tersebut berupa kombinasi teroptimal dari rangkaian perjalanan salesman yang umumnya digambarkan dalam sebuah graph. Namun belum banyak penelitian yang menerapkan TSP pada data spasial atau geografis seperti Google Maps yang dapat memberikan representasi nyata permasalahan TSP dalam menemukan rute perjalanan melewati titik-titik wilayah di muka bumi. Dibandingkan dengan representasi graph, Google Maps memiliki kemampuan tidak sekedar menampilkan rute perjalanan akan tetapi juga dapat menyajikan informasi yang lebih komprehensif, interaktif dan faktual. Penelitian ini bertujuan untuk menerapkan metode TSP pada layanan data spasial sehingga akan dihasilkan visualisasi secara riil dari alternatif rute perjalanan salesman. Sebagai basis dari data spasial, penelitian ini memanfaatkan Google Maps Mashup untuk mendapatkan informasi rute yang lebih aktual, interaktif, dan komprehensif.
DESIGNING AN ENVIRONMENTAL INFORMATION MANAGEMENT SYSTEM (EIMS): THE CASE OF WEB MAPPING PORTAL FOR FARMERS Agustiono, Wahyudi
Kursor Vol 7, No 4 (2014)
Publisher : University of Trunojoyo Madura

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Abstract

Today concerns for environmental sustainability practices are getting lots of attention due to the regulatory requirements, market pressure and natural resources deterioration. While many businesses have responded these demands by incorporating sustainable thinking into their strategies, in the same vein, researchers have attempted to provide different ground in understanding environmental sustainability best practices. IS researchers is no exception due to the growing recognition that the ICT and IS as being part of the solution to the environmental sustainability problem. This study, therefore, addresses this call by presenting the results of longitudinal and indepth investigation of an IS design for supporting environmental information management and referred as Environmental Information Management System (EIMS). To better understand how a new EIMS can be designed, it then considers the design of a new Web Mapping Portal to assist farmers in land management and monitoring as a fruitful empirical context of investigation. Overall, the findings of this study show the value of IS scholars going beyond the dominant research on IS designed for supporting business (e.g. ERP, SCM and ERP) into more emerging research stream by addressing research question on how can IS be designed to address the complex problem in environmental sustainability.
Academic Business Intelligence: Can a Small and Medium-sized University Afford to Build and Deploy it within Limited Resources? Agustiono, Wahyudi
Journal of Information Systems Engineering and Business Intelligence Vol 5, No 1 (2019): April
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1481.456 KB) | DOI: 10.20473/jisebi.5.1.1-12

Abstract

Background: For many years, researches on Business Intelligence (BI) development have been popular in primary industry (trading, telecommunication, and manufacturing). Nevertheless, the academic sector has not been the primary beneficiary. This lack of practices also means there has been limited knowledge relating to the development of BI in the academic sectorObjective: This study presents the development of an Academic Business Intelligence (ABI). Taking an actual ABI development project in a small and medium-sized university in Indonesia context, it specifically sought to understand as to why the university needed an ABI and how it could be developed within the limited resources (funding, IT infrastructure and expertise).Methods: Following the business intelligence development roadmap, this study was able to develop an ABI as an attempt to provide a smart way for generating valuable information from scattered data interactively. It also successfully deployed the newly developed ABI into the existing IT legacy and then run a series of pilot testing involving the intended users.Results: The results showed the acceptance rate was high (87.25%) and suggested that the system found to be usable for conducting students' performance assessment and decision making faster. In short, this study contributes to the growing body of BI development literature by providing empirical evidence on how to successfully develop a BI within the unique context of the academic sector.Conclusion: Considering the findings, this study also draws practical recommendations and highlights a few limitations from which future study could address, especially when developing BI or similar ABI in particular.
DEVELOPMENT OF APPRAISAL SYSTEM TO IMPROVE MILITARY OFFICERS PERFORMANCE ASSESSMENT PROCESS Agustiono, Wahyudi
ASRO JOURNAL - STTAL Vol 9 No 2 (2018): International Journal of ASRO
Publisher : Indonesian Naval Institute of Technology - STTAL

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Abstract

This paper at hand is aimed at describing the experience of developing a decision support system used for assessing employee performance. Taking into account the distinctive nature of the military organization that is rigorous, traditional, hierarchical, controlled, bureaucratic, and conservative; this study shows the complexity and challenges when it comes to design and developing the appraisal system. In view of the unique nature of the military organization in performing the appraisal process, this study sought various methods and techniques that could guide the development process. The experimental results suggest how the waterfall model was useful to guide the development process. In developing the appraisal system, this study shows how the Simple Multi-Attribute Rating Technique (SMART) and Representation Operation Memory and Control aids (ROMC) are useful conception. Finally, this study concludes how the selection appropriate approach, method and techniques contribute is critical to successfully the development of appraisal system, especially in a military organization that is considered as unique